Economic Empowerment Center

What their website says about applying

• To apply for a Lending Link loan and verify eligibility, it is necessary to attend an in-person meeting. source
• All applications are taken in person at our office. We do not accept telephone, mail, fax or online applications. source
• Please bring two months worth of bank statements and paystubs as well as a valid form of ID when applying for a loan. source
• Usually no. For loans, financial coaching, and for tax filing (outside of tax season), we only accept walk ins. source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

• No or thin credit history considered If you have limited credit history, we are more likely to supply you with a small loan to help you build that credit. source
• Low or damaged credit considered If you have poor credit we are going to focus on how you have repaid credit cards and loans in past source
• ITIN accepted Social security or ITIN number source

Only rules the lender's own pages state. Other requirements may apply.

Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. The lender states it does not accept online loan applications; all applications are taken in person. Terms change — confirm with the lender before applying.

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

1. What are the smallest and the largest loans you make?
   No loan amounts are stated on their website.
2. What is the APR, including fees, on your auto loans and personal loans?
   Their website does not state an APR. The APR includes fees, so it is the number to compare.
3. What interest rate and fees should I expect on your microloans and small-business loans?
   Their website does not state a rate for this.
4. Do you need collateral, a business plan or a minimum time in business?
   Their website does not say what they require.
5. Can I apply online, or do I need to call or visit?
   We found no online application on their website.
6. Do you offer free coaching or help preparing my application?
   CDFI certification requires development services, such as training or advice, alongside lending.
7. What documents will you need from me, and how long does a decision usually take?
   Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 83-2198837, filed as “ECONOMIC EMPOWERMENT CENTER”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The filing shows no amount on the notes-and-loans line; a loan fund can report its loans on other balance-sheet lines, so this is not a loan figure. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Total assets grew 49% from Dec 2021 to Dec 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).

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