County directory · Nebraska
CDFI lenders in Douglas County, NE
1 certified CDFI names Douglas County or a town in it as part of their service area on their own website. 4 more are headquartered here. 1 more say they serve all of Nebraska. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026).
- Name this county
- 1
- Based here
- 4
- Serve all of NE
- 1
A lender naming Douglas County on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Bennington, Boys Town, Elkhorn, Omaha, Valley, Waterloo.
Lenders compared for Douglas County
7 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Economic Empowerment Center Loan fund, Omaha NE | website names Omaha; headquarters here | ask | 5 mi |
| 2. Champions Funding, LLC Loan fund, Gilbert AZ | 14 home loans here, 2025 | up to $3M | 1,022 mi |
| 3. Change Lending, LLC Loan fund, Anaheim CA | 7 home loans here, 2025 | up to $3.5M | 1,291 mi |
| 4. OMAHA 100, INC Loan fund, Omaha NE | headquarters here | ask | 4 mi |
| 5. Habitat Omaha Affordable Mortgage Solutions, Inc. Loan fund, Omaha NE | headquarters here | ask | 4 mi |
| 6. Spark Capital Loan fund, Omaha NE | headquarters here | $50,000–$750,000 | 4 mi |
| 7. Midwest Housing Development Fund, Inc. Loan fund, Omaha NE | headquarters here | ask | 7 mi |
6 of these 7 lenders have received CDFI Fund awards, together $45.5M in fiscal years 1998–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
5 lenders5 head offices of 5 lenders on this page, within 30 miles of the centre of Douglas County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (2 lenders)
- Microloans (2 lenders)
- Personal / consumer loans (2 lenders)
- Small-business loans (2 lenders)
- Affordable housing development loans (2 lenders)
- Home mortgages (1 lender)
- Child-care facility financing (1 lender)
- Commercial real estate loans (1 lender)
CDFI mortgage lenders active here
Certified CDFIs reported 24 originated home loans for properties in Douglas County in 2025 under the Home Mortgage Disclosure Act: 0.2% of the 14,294 home loans that all HMDA lenders reported here.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages14 home loans here in 2025 (HMDA)Verified
- Change Lending, LLCLoan fund · Anaheim, CAHome mortgages7 home loans here in 2025 (HMDA)Verified
Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Douglas County
Official statisticsMedian household income in Douglas County is $80,391, 5% above the Nebraska figure of $76,475 (ACS 2020–2024).
Businesses here took 46.1 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Nebraska county (18.4), rank 12 of 93.
| Measure | Douglas County | Nebraska |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 16,710 (29.6% of the state) | 56,503 |
| …of which under 20 employees | 82% | 86% |
| Businesses without employees (Nonemployer Statistics 2023) | 45,453 | 154,971 |
| Median household income (ACS 2020–2024) | $80,391 (5% above the state) | $76,475 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 771 (692 7(a), 79 504) | 2,213 |
| …per 1,000 businesses with employees | 46.1 (rank 12 of 93 Nebraska counties) | 18.4 (median county) |
| Median SBA 7(a) loan, all lenders | $200,000 | $182,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 1 or 2 | 10 (0%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 2 pts (247 loans; 8% at the SBA maximum) | 1.55 pts (8% at the maximum) |
Approvals by fiscal year: FY2020 94 · FY2021 117 · FY2022 121 · FY2023 93 · FY2024 130 · FY2025 116 · FY2026 100.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 20245,230 loans and investments totaling $253.9M (median $6,000) were reported to the CDFI Fund for borrowers and projects in Douglas County in fiscal year 2022, by 13 reporting CDFIs. More than half of these records come from a single reporting CDFI.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 4,292 | $23.6M | $5,000 |
| Home improvement | 506 | $39.2M | $58,000 |
| Home purchase | 377 | $96.9M | $234,045 |
| Non-real estate business | 46 | $3M | $49,000 |
| Real estate: multifamily housing construction | 4 | $88.7M | $21.2M |
| Other purposes | 5 | $2.5M |
Of 886 individual borrowers whose income was reported, 44% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 4,901 consumer loans in Douglas County totaling $110.3M (Consumer Loan Report, tract totals, so no median); they counted 50% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 3,635 · FY2019 4,393 · FY2020 4,599 · FY2021 4,612.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Lenders whose website names Douglas County or a town in it
Headquartered in Douglas County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Midwest Housing Development Fund, Inc.Loan fund · Omaha, NEAffordable housing development loansVerified
- OMAHA 100, INCLoan fund · Omaha, NEAuto / vehicle loans, Microloans, Home mortgages, Personal / consumer loans…Verified
- Spark CapitalLoan fund · Omaha, NEChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Habitat Omaha Affordable Mortgage Solutions, Inc.Loan fund · Omaha, NEOfficial list only
Say they serve all of Nebraska
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- MCC at The AshtonSmall Business Development Center · 1106 N 12th St., Omaha, NE 68102
- Nebraska Business Development Center (Lead Center) UNOSmall Business Development Center · University of Nebraska at Omaha, 6708 Pine Street, Mammel Hall Suite 200, Omaha, NE 68182402-554-2521
- Greater Omaha SCORESCORE mentoring · 10675 Bedford Avenue, Suite 100, Omaha, NE 68134800-634-0245
- GROW Nebraska FoundationWomen's Business Center · 5421 North 103rd Street, Omaha, NE 68134402-300-8170
- Nebraska Veterans Business Outreach CenterVeterans Business Outreach Center · 2112 N. 30th St., Suite 103, Omaha, NE 68111402-685-5500
- SBA Omaha officeSBA district office · 10675 Bedford Ave., Suite 100, Omaha, NE 68134402-221-4691
Housing counseling
- Credit Advisors FoundationHUD-approved housing counselor · 1818 S. 72nd Street, Omaha, NE 68124402-393-3100
- Family Housing Advisory Services, Inc.HUD-approved housing counselor · 2401 Lake St, Omaha, NE 68111402-934-6741
- Family Housing Advisory Services, IncorporateHUD-approved housing counselor · 3605 Q Street, Omaha, NE 68107402-546-1013
- Greenpath Financial WellnessHUD-approved housing counselor · 8031 W Center Rd, Omaha, NE 68124888-860-4167
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
City pages in Douglas County
Source: CDFI Atlas, cdfiatlas.com/states/ne/counties/douglas-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).