Loan type × state · MA
CDFI small business loans in Massachusetts
10 certified CDFIs that serve Massachusetts describe small business loans on their own websites: 9 headquartered in Massachusetts and 1 based elsewhere whose stated service area includes Massachusetts. 11 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 10
- Based in MA
- 9
- Based elsewhere
- 1
- National
- 11
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Massachusetts or names Massachusetts, or a county or town in it, as its service area. 12 other verified lenders that serve Massachusetts did not mention small business loans on the pages we read, and 10 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 10 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 10 loan funds |
|---|---|
| Largest amount stated | 3 lenders state a maximum: median $500,000, range $250,000 to $500,000 |
| Smallest amount stated | 3 lenders state a minimum: median $3,000, lowest $3,000 |
| Borrower focus stated | Minority / BIPOC (3), Nonprofits (3), Startups (2), Women (2), Low- and moderate-income / underserved (1) |
| Languages other than English | Spanish (3), Portuguese (1) |
| Online application link found | 6 of 10 |
| Service area stated on their site | 8 of 10 |
See also all 28 CDFIs headquartered in Massachusetts, CDFI small business loans in every state.
Headquartered in Massachusetts (9)
- BOSTON IMPACT INITIATIVE FUND II LLCLoan fund · Jamaica Plain, MAEquity / venture investment, Small-business loans
Capital for small businesses, worker cooperatives, and Black and Latino-owned enterprises
Verified - Cape & Islands Community Development Inc.Loan fund · Centerville, MASBA-backed loans (7(a)/504/Community Advantage), Small-business loans$25,000 to $500,000
Projects from $25,000 to $500,000
Verified - Cooperative Fund of the Northeast, Inc.Loan fund · Watertown, MASmall-business loans
the Co-op Launch Loan and ELF, or equity-like financing.
Verified - Dorchester Bay Neighborhood Loan Fund, Inc.Loan fund · Dorchester, MASmall-business loans$3,000 to $250,000
$3,000-$250,000
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Enterprise Assistance Fund, Inc.Loan fund · Boston, MAAffordable housing development loans, Small-business loans
For small businesses in Massachusetts seeking financing, technical assistance, and/or procurement services.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Nectar Community Investments, Inc.Loan fund · Lawrence, MAEnergy / solar / efficiency loans, Equipment loans, Equity / venture investment, Home repair / improvement loans…$3,000 to $500,000
Amount: $3,000-$500,000
Verified - North Central Massachusetts Development CorporationLoan fund · Fitchburg, MAMicroloans, Small-business loans
We provide financing and support to help small business growth in the region.
Verified
Based elsewhere, say they serve Massachusetts (1)
Their own website names Massachusetts, or a county or town in it, in its service area.
National lenders (11)
These lenders say they lend nationwide and do not exclude Massachusetts. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Massachusetts with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Massachusetts
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ma/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).