At a glance
From its website, read 2 Nov 2026NDC Community Impact Loan Fund is a loan fund based in Boston, Massachusetts. Its website describes small-business loans. Where it lends: Small business lending in communities across the United States. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.growamerica.org |
| Office (official list) | PO Box 845322, Boston, MA 02284 |
What their website says about applying
Take a few minutes to fill out our online questionnaire. We will only ask you to provide some general financial information about yourself and your business.
sourceClick here for the Borrower Application
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Sep 2016 |
| RSSD ID | — (none listed) |
| Address | PO Box 845322, Boston, MA 02284 |
| Website | www.growamerica.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan amounts were not stated; the $250,000 and $2 million figures in the 2015 article describe fund sizes, not loan sizes. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-business loans | — | We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Small business lending in communities across the United States
which provides small business lending in communities across the United States.
source
Borrower focus
- Minority / BIPOC
With a special focus or minority and women-owned companies as well as businesses in underserved areas,
source - Nonprofits
We have been lending to small businesses and nonprofits for more than thirty years.
source - Women
With a special focus or minority and women-owned companies as well as businesses in underserved areas,
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. We’re now accepting small business loan applications online.
source
Pages read (7)
- https://growamerica.org/
- https://growamerica.org/products-small-biz-lending-prequalify/
- https://growamerica.org/2017/12/15/three-best-practices-for-an-effective-small-business-loan-program/
- https://growamerica.org/2025/01/10/5-fresh-approaches-to-meeting-small-business-loan-production-goals-in-todays-market/
- https://growamerica.org/2016/07/05/ndc-small-business-lending-borrower-to-celebrate-ribbon-cutting-in-brooklyn-new-york/
- https://growamerica.org/2017/01/27/ndcs-rental-housing-development-finance-professional-rhdfp-certification-program-is-back/
- https://growamerica.org/2015/01/30/broome-county-ida-to-offer-new-financing-program-for-small-business-in-partnership-with-ndc-gaf/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your small-business loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$6 million in 3 awards from the U.S. Treasury's CDFI Fund, 2021–2024 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $625,000 |
| 2022 | CDFI Equitable Recovery Program | $3,532,345 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Boston and Massachusetts
- American Community CapitalLoan fund · Boston, MAOfficial list only
- Aura Mortgage AdvisorsLoan fund · Boston, MAOfficial list only
- BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Children's Investment Fund, Inc.Loan fund · Boston, MAChild-care facility financingVerified
- Community Health Center Capital Fund, Inc.Loan fund · Boston, MAEnergy / solar / efficiency loans, Equipment loans, Nonprofit / community facility loansVerified
- Grow America Fund, Inc.Loan fund · Boston, MASmall-business loansVerified
- Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loansVerified
- Local Enterprise Assistance Fund, Inc.Loan fund · Boston, MAAffordable housing development loans, Small-business loansVerified
Work at NDC Community Impact Loan Fund? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.