Loan type × state · MD
CDFI small business loans in Maryland
8 certified CDFIs that serve Maryland describe small business loans on their own websites: 5 headquartered in Maryland and 3 based elsewhere whose stated service area includes Maryland. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 8
- Based in MD
- 5
- Based elsewhere
- 3
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Maryland or names Maryland, or a county or town in it, as its service area. 9 other verified lenders that serve Maryland did not mention small business loans on the pages we read, and 4 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 8 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 6 loan funds, 1 bank or thrift, 1 bank holding company |
|---|---|
| Largest amount stated | 2 lenders state a maximum: median $142,500, range $35,000 to $250,000 |
| Smallest amount stated | 5 lenders state a minimum: median $5,000, lowest $1,000 |
| Borrower focus stated | Low- and moderate-income / underserved (2), Nonprofits (2), Startups (2), Women (2), Immigrants (1), Minority / BIPOC (1) |
| Languages other than English | Spanish (1) |
| Online application link found | 5 of 8 |
| Service area stated on their site | 4 of 8 |
See also all 15 CDFIs headquartered in Maryland, CDFI small business loans in every state.
Headquartered in Maryland (5)
- Baltimore Community Lending, Inc.Loan fund · Baltimore, MDCommercial real estate loans, Affordable housing development loans, Small-business loans
Access tailored lending solutions designed specifically for startups and established businesses.
Verified - HARBOR BANKSHARES CORPORATIONBank holding company · Baltimore, MDCommercial real estate loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…from $50,000
Minimum of $50,000
Verified - Harbor Bank of MarylandBank or thrift · Baltimore, MDCommercial real estate loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…from $50,000
Minimum of $50,000
Verified - Maryland Capital Enterprises, Inc.Loan fund · Salisbury, MDMicroloans, Small-business loans$5,000 to $35,000
Loans for any amount from $5,000 to $35,000
Verified - Neighborhood Impact Investment Fund, Inc.Loan fund · Baltimore, MDCommercial real estate loans, Small-business loans
Direct loans to small businesses and nonprofits to acquire the properties in which they operate
Verified
Based elsewhere, say they serve Maryland (3)
Their own website names Maryland, or a county or town in it, in its service area.
- ECDC Enterprise Development GroupLoan fund · Arlington, VAAuto / vehicle loans, Credit-builder loans, Microloans, Personal / consumer loans…
by providing business loans in the Metro Washington area.
Service area: Businesses located in DC, Maryland and Virginia (Metro Washington area)Verified - Latino Economic Development Corporation of Washington, D.C. DBA is: Latino Economic Development CenterLoan fund · Washington, DCCredit-builder loans, Microloans, Small-business loans$1,000 to $250,000
Loans from $1,000 to $250,000
Service area: Montgomery County and throughout Maryland; Frederick County, MD (EmPOWER)Verified - Progress Fund, TheLoan fund · Greensburg, PASmall-business loansfrom $5,000
We provide loans from $5,000 to over $1 million.
Service area: Pennsylvania, West Virginia and MarylandVerified
National lenders (13)
These lenders say they lend nationwide and do not exclude Maryland. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Maryland with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/md/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).