At a glance
From its website, read 2 Nov 2026Bridge Investment Community Development Corporation is a loan fund based in Rock Island, Illinois. Its website describes affordable housing development loans, microloans and small-business loans. Where it lends: National service area with a primary focus on Investment Areas in Iowa and Illinois. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (309) 732-4024 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.bridgeinvestmentcdc.org |
| Office (official list) | 100 19th Street Suite 109, Rock Island, IL 61201 |
What their website says about applying
The first step is to provide some basic information about yourself and your business.
sourceOnce your pre-application is submitted, and you meet the initial criteria, our loan software, Down Home Solutions, will email you a link to make a full application.
sourceCopy of Drivers License or Passport
sourceLast 2-3 years of Business Tax Returns
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 24 Aug 2017 |
| RSSD ID | — (none listed) |
| Address | 100 19th Street Suite 109, Rock Island, IL 61201 Directions (Google Maps) |
| Website | www.bridgeinvestmentcdc.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loan amounts beyond the microloan's typical under-$10,000 figure are not stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | This loan program is designed to help create and keep affordable housing available for families and individuals who need it most. | source |
| Microloans | — | Our microloan program offers small amounts of funding, typically under $10,000, to help businesses in low-income communities with everyday needs. | source |
| Small-business loans | — | We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong. | source |
Loan sizes
Our microloan program offers small amounts of funding, typically under $10,000, to help businesses in low-income communities with everyday needs.
source
Service area
National service area with a primary focus on Investment Areas in Iowa and Illinois
While Bridge Investment is a non-profit with a national service area, with a primary focus serving Investment Areas across Iowa and Illinois.
source
Borrower focus
- Low- and moderate-income / underserved
We offer flexible financing that helps businesses start, grow, and create jobs with emphasis working in low-income, underserved communities.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Once your pre-application is submitted, and you meet the initial criteria, our loan software, Down Home Solutions, will email you a link to make a full application.
source
Pages read (7)
- https://www.bridgeinvestmentcdc.org/
- https://www.bridgeinvestmentcdc.org/loan-products--services.html
- http://www.bridgeinvestmentcdc.org/loan-products--services.html
- http://www.bridgeinvestmentcdc.org/neighborhood-housing-services.html
- https://www.bridgeinvestmentcdc.org/neighborhood-housing-services.html
- http://www.bridgeinvestmentcdc.org/
- http://www.bridgeinvestmentcdc.org/apply.html
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your affordable housing development loans and microloans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2.4 million in 6 awards from the U.S. Treasury's CDFI Fund, 2018–2024 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $550,000 |
| 2022 | CDFI Equitable Recovery Program | $500,000 |
| 2022 | CDFI Program, Financial Assistance | $325,000 |
| 2021 | CDFI Rapid Response Program | $472,000 |
| 2020 | CDFI Program, Financial Assistance | $375,000 |
| 2018 | CDFI Program, Financial Assistance | $207,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $3.4M |
|---|---|
| Total liabilities | $1M |
| Net assets | $2.4M |
| Total revenue | $931,765 |
| Notes and loans receivable, net (Part X line 7) | $2.9M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 47-1937546, filed as “BRIDGE INVESTMENT COMMUNITY DEVELOPMENT CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $2.7M | $1.2M | $289,705 | $2.3M |
| Dec 2022 (990) | $3.1M | $1.7M | $590,634 | $2.8M |
| Dec 2023 (990) | $3.4M | $2.4M | $931,765 | $2.9M |
Total assets grew 30% from Dec 2021 to Dec 2023; notes and loans receivable rose 23%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $3.4M | Larger than 12% of the 8 other certified loan funds and venture funds in Illinois with a matched Form 990 (median $48.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Illinois | 8 | larger than 12% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Rock Island and Illinois
- Allies for Community Business, Inc.Loan fund · Chicago, ILSmall-business loansVerified
- Charter School Finance and Development IncLoan fund · Schaumburg, ILCommercial real estate loans, Equipment loansVerified
- Chicago Community Loan Fund, TheLoan fund · Chicago, ILCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Cinnaire Lending CorporationLoan fund · Chicago, ILAffordable housing development loans, Nonprofit / community facility loansVerified
- Community Investment CorporationLoan fund · Chicago, ILCommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loansVerified
- Community Plus Federal Credit UnionCredit union · Rantoul, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
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