State directory · IL
CDFI lenders in Illinois
73 certified CDFIs lend in Illinois, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 28 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.
- Lend here
- 73
- Headquartered here
- 28
- Verified from lender sites
- 64
Who lends in Illinois
73 lenders, each counted once- 5 · Name a county or town in ILLender websites, read 29 Oct 2026–4 Nov 2026
- 4 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
- 2 · Name Illinois or part of itLender websites, read 29 Oct 2026–4 Nov 2026
- 22 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
- 2 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
- 38 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026
Each lender is listed once, under the strongest evidence we have. 28 certified CDFIs are headquartered in Illinois (CDFI Fund list, 21 Oct 2026); 6 of them appear in the first groups because their website names an area here.
By loan type
Lenders that name an area in Illinois or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.
County pages
Cities with a CDFI headquarters
A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.
Name a county or town in Illinois as their lending area (5)
Their own website names a county or town in Illinois where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Chicago Community Loan Fund, TheLoan fund · Chicago, ILCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansNames Cook County, DuPage County, Kane County, Lake County, McHenry County, Will County ·
Six-county Chicago metro (Cook, DuPage, Kane, Lake, McHenry, Will)
Verified - Community Investment CorporationLoan fund · Chicago, ILCommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loansNames Cook County, DuPage County, Kane County, Lake County, McHenry County, Will County… ·
Chicago, suburban Cook County, DuPage, Kane, Lake, McHenry and Will counties; Woodlawn and North Lawndale programs
Verified - Greenwood Archer Capital, Inc.Loan fund · Chicago, ILCommercial real estate loans, Affordable housing development loans, Small-business loansNames Chicago ·
Greater Cook County, Illinois, including Chicago and suburbs, and parts of Northwest Indiana
Verified - Neighborhood Lending Services, Inc.Loan fund · Chicago, ILHome mortgagesNames Chicago ·
City of Chicago (HomeGrown homebuyer program administered by NLS)
Verified - Technical Assistance CorporationLoan fund · St Louis, MOAffordable housing development loans, Small-business loansNames Madison County, St. Clair County ·
St. Louis City and St. Louis County, MO; Madison and St. Clair Counties, IL
Verified
Lend throughout Illinois (4)
Their website's service area covers all of Illinois (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Allies for Community Business, Inc.Loan fund · Chicago, ILSmall-business loans
Businesses located in Illinois or Indiana, and entrepreneurs who live there
Verified - CoVantage Credit UnionCredit union · Antigo, WIHome mortgages
Michigan, Wisconsin and Illinois
Verified - NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Businesses in Connecticut, Delaware, Illinois, New Jersey, New York and Pennsylvania
Verified - Self-Help Federal Credit UnionCredit union · Durham, NC
California, Connecticut, Illinois, South Carolina, Washington, Wisconsin
Verified
Name Illinois or a region of it in their service area (2)
Their website names Illinois or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Community Plus Federal Credit UnionCredit union · Rantoul, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Mortgages for homes in most of East-Central Illinois
Verified - The Capital Good FundLoan fund · Providence, RIImmigration / citizenship loans
Financing in Rhode Island, Florida, Massachusetts, Illinois, Delaware, Texas, Colorado, New Jersey, Connecticut, Georgia and Pennsylvania
Verified
Headquartered in Illinois, no service area stated here (22)
The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Illinois. The pages we read name no county, town, region or statewide area in Illinois, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.
- Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loansService area stated:
National service area with a primary focus on Investment Areas in Iowa and Illinois
Verified - Charter School Finance and Development IncLoan fund · Schaumburg, ILCommercial real estate loans, Equipment loansVerified
- Cinnaire Lending CorporationLoan fund · Chicago, ILAffordable housing development loans, Nonprofit / community facility loansService area stated:
Primary geographies: the Midwest and Mid-Atlantic regions
Verified - First Eagle BancsharesBank holding company · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- First Eagle BankBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Service area stated:
Chicagoland
Verified - IFFLoan fund · Chicago, ILEquipment loans, Affordable housing development loans, Nonprofit / community facility loansService area stated:
Midwest
Verified - International Bank of ChicagoBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Microloans, Home mortgages…Verified
- Maroon Financial Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loansVerified
- National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loansService area stated:
Across the country: small towns, rural areas and urban neighborhoods
Verified - South Side Community Federal Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Microloans…Service area stated:
Chicago South Side: 22nd Street to city limits, Lake to Western Avenue
Verified - St Helena Parish Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Personal / consumer loansVerified
- TRP Lending, LLCLoan fund · Chicago, ILHome repair / improvement loans, Home mortgagesVerified
- Vicinity Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Berean Credit UnionCredit union · Chicago, ILOfficial list only
- C3 Impact Fund, LLCVenture capital fund · Chicago, ILOfficial list only
- Fellowship Baptist Church Credit Union IncCredit union · Chicago, ILOfficial list only
- IBC Bancorp, Inc.Bank holding company · Stone Park, ILOfficial list only
- Israel Methcomm FCUCredit union · Chicago, ILOfficial list only
- Park Manor Christian Church Credit UnionCredit union · Chicago, ILOfficial list only
- Rockford Community Investment FundLoan fund · Rockford, ILOfficial list only
- Shiloh Englewood Federal Credit UnionCredit union · Chicago, ILOfficial list only
- Unified Homeowners of Illinois Federal Credit UnionCredit union · Chicago, ILOfficial list only
Based elsewhere, with a branch or office in Illinois (2)
Banks and credit unions headquartered in another state with at least one office in Illinois (FDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- Liberty Bank and Trust CompanyBank or thrift · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…1 office in IllinoisVerified
- Liberty Financial Services, Inc.Bank holding company · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…1 office in IllinoisVerified
Say they lend nationwide (38)
Their website says they lend across the United States and does not exclude Illinois. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
Show the 38 lenders that say they lend nationwide
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Business loans in 45 states, excluding DC, MT, ND, SD, TN and VT
Verified - BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
National lender with investments in 25 states, Washington DC and Puerto Rico
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Small businesses across the United States
Verified - Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Across the country (nationwide), for homeowners in underserved communities
Verified - Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loans
Nationwide: affordable housing communities across the United States
Verified - Community Housing Capital, Inc.Loan fund · Decatur, GAAffordable housing development loans
Nationwide, for NeighborWorks America organizations
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
National lender serving communities across the U.S.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loans
Rural places nationwide
Verified - Disability Fund, Inc., TheLoan fund · Rockville Centre, NYAffordable housing development loans
Projects for people with disabilities throughout the United States
Verified - Enterprise Community Loan Fund, Inc.Loan fund · Columbia, MDEquity / venture investment
Deals in every state, Washington, D.C., and Puerto Rico
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Mortgages offered in all 50 states
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Vulnerable and low-income communities throughout the United States, with a targeted focus on rural areas
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
Businesses throughout the country; 35 states served
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loans
Nationwide, serving nonprofit developers of affordable housing
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
Nationwide: offers financing to organizations across the country
Verified - Mercy Community CapitalLoan fund · Denver, COAffordable housing development loans
Affordable housing developments located in the United States
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Nationwide, through a network of dealers and manufacturers
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loans
Nonprofit member organizations across the United States
Verified - Neighborworks Capital CorporationLoan fund · Silver Spring, MDAffordable housing development loans
Nationwide; NeighborWorks network members active in every state, DC and Puerto Rico
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Mission-driven organizations across the United States
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Mostly nationwide for historic tax credit transactions; some deals in eligible geographies
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
Nationwide; finances affordable housing, community facilities and other projects.
Verified - Primary Care Development CorporationLoan fund · New York, NYEquipment loans, Nonprofit / community facility loans
Nationwide: community-based health providers across the country
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
Invests in small businesses across the U.S.
Verified - Raza Development Fund, Inc.Loan fund · Phoenix, AZNonprofit / community facility loans
Communities across America (no states named)
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Lends across the country (national)
Verified - Resident Ownership Capital, LLC dba ROC USA CapitalLoan fund · Washington, DCAffordable housing development loans
Nationwide, coast to coast, through affiliates and an in-house team
Verified - Rocky Mountain Community Reinvestment CorporationLoan fund · Salt Lake City, UTAffordable housing development loans
Across the United States, financing affordable housing nationwide
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Any US business or housing cooperative
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
National (nationwide) lender
Verified - The Community Business Investment Fund, LLCLoan fund · Austin, TXAffordable housing development loans
Nationwide; prioritizes investment in rural communities
Verified - The Housing Partnership Network, Inc.Loan fund · Boston, MAAffordable housing development loans
Nationwide lending to nonprofit housing developers
Verified - The Sunlight Loan Fund, LLCLoan fund · Minneapolis, MNChild-care facility financing
Nationwide across the United States
Verified - Triple Bottom Line FoundationLoan fund · Lakewood, COEnergy / solar / efficiency loans
National (United States)
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Underserved low- to moderate-income communities across the United States
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
Urban communities nationally
Verified
More loan types in Illinois
Lender websites, read 29 Oct 2026–4 Nov 2026Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.
Microloans (4)
- NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
The Microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand.
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
Our microloan program offers small amounts of funding, typically under $10,000, to help businesses in low-income communities with everyday needs.
Verified - International Bank of ChicagoBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Microloans, Home mortgages…
These small loans can help you build or repair your credit, to assist you with better access to financing in the future.
Verified - South Side Community Federal Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Microloans…
Loans are available up to $15,000 for startup and existing businesses.
Verified
SBA Loans (4)
- NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Low, fixed-interest rate funding from $50,000 to $5.5 million and beyond for owner-occupied commercial real estate purchase, heavy equipment purchase, or debt refinance.
Verified - First Eagle BancsharesBank holding company · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
SBA 504 financing for owner occupied (minimum 51%) commercial property.
Verified - First Eagle BankBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
SBA 504 financing for owner occupied (minimum 51%) commercial property.
Verified - International Bank of ChicagoBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Microloans, Home mortgages…
We participate in the 7(a) and 504 programs with the Small Business Administration to help small businesses obtain loans
Verified
Equipment Loans (5)
- NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Give your business a lift with flexible and affordable equipment financing.
Verified - Charter School Finance and Development IncLoan fund · Schaumburg, ILCommercial real estate loans, Equipment loans
This loan helps with the purchase of desks, computers, smart boards, and other equipment. A first priority lien against the FF&E is required.
Verified - First Eagle BancsharesBank holding company · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Equipment loans to expand your business.
Verified - First Eagle BankBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Equipment loans to expand your business. We can finance new equipment either conventionally or with a SBA program.
Verified - IFFLoan fund · Chicago, ILEquipment loans, Affordable housing development loans, Nonprofit / community facility loans
Equipment & Vehicle Loans
Verified
Mortgages (7)
- Neighborhood Lending Services, Inc.Loan fund · Chicago, ILHome mortgages
Neighborhood Lending Services (NLS) provides mortgage lending to new and existing homeowners.
Verified - CoVantage Credit UnionCredit union · Antigo, WIHome mortgages
Access funds for home improvements, debt consolidation, unexpected expenses, and more with a Home Equity Line of Credit.
Verified - Community Plus Federal Credit UnionCredit union · Rantoul, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
We offer a range of up to 30 year fixed-rate loans.
Verified - International Bank of ChicagoBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Microloans, Home mortgages…
Our residential loan staff can work with you to purchase a new residence
Verified - Maroon Financial Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans
Competitive rates for home purchase, refinance, or construction
Verified - TRP Lending, LLCLoan fund · Chicago, ILHome repair / improvement loans, Home mortgages
Our home purchase loans are designed to make buying a home more accessible and sustainable.
Verified - Vicinity Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Home mortgages, Personal / consumer loans
Discover the transformative power of Vicinity Credit Union’s Home Equity Line of Credit (HELOC) Loans.
Verified
Home Repair Loans (2)
- First Eagle BankBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Home Equity Loans At First Eagle, we offer variable rate Home Equity Lines of Credit. It's a quick and easy way to obtain funds for any reason. Use this line to pay off high-rate credit cards or for home improvement.
Verified - TRP Lending, LLCLoan fund · Chicago, ILHome repair / improvement loans, Home mortgages
TRP’s Home Improvement Loan Program allows homeowners to borrow up to $30,000 at a 4.99% fixed interest rate for home repairs, home improvements, and energy efficiency-related upgrades.
Verified
Credit-Builder Loans (4)
- Community Plus Federal Credit UnionCredit union · Rantoul, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
In addition to our Personal Loan, we also have loans specifically created to help members who are building, or rebuilding, their credit.
Verified - First Eagle BancsharesBank holding company · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
You borrow from $250 to $2,500 for 12, 18 or 24 months.
Verified - First Eagle BankBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Credit Builder Loans
Verified - South Side Community Federal Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Microloans…
You can borrow between $150 and up.
Verified
Small-Dollar Emergency Loans (3)
- Community Plus Federal Credit UnionCredit union · Rantoul, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
In addition to our Personal Loan, we also offer Special Emergency Loans and Credit Builder Loans for members who have lower credit scores.
Verified - Maroon Financial Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans
Borrow $500* with a flat $75 origination fee or $1,000** with a flat $125 origination fee
Verified - South Side Community Federal Credit UnionCredit union · Chicago, ILAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Microloans…
You can borrow up to $500 for 6 months.
Verified
Nonprofit Facility Loans (5)
- Chicago Community Loan Fund, TheLoan fund · Chicago, ILCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
CCLF offers loans to nonprofit organization in need of facility repairs, expansion and other real estate development needs.
Verified - Cinnaire Lending CorporationLoan fund · Chicago, ILAffordable housing development loans, Nonprofit / community facility loans
Cinnaire builds stronger communities by providing financing for affordable housing, education, healthcare, community facilities and economic development.
Verified - First Eagle BancsharesBank holding company · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Not-for Profit Loans for schools, charities, associations.
Verified - First Eagle BankBank or thrift · Chicago, ILAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Not-for Profit Loans for schools, charities, associations.
Verified - IFFLoan fund · Chicago, ILEquipment loans, Affordable housing development loans, Nonprofit / community facility loans
Our loan sizes range from $10,000 to $6.5 million+ and are designed for facility acquisition, new construction, renovation, equipment, and vehicle purchases.
Verified
Energy and Solar Loans (1)
CDFI Fund awards
28 of the 28 certified CDFIs headquartered in Illinois have received CDFI Fund awards, $243.5 million in total; the largest: IFF ($57.9 million), Cinnaire Lending Corporation ($51.4 million), Chicago Community Loan Fund, The ($25.2 million). All CDFI Fund award recipients based in Illinois, certified today or not: $340.2 million in 490 awards, 1996–2024. Separately, Treasury's ECIP invested $661,000 in 2 certified CDFIs based here.
Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
Free help in Illinois
Free or low-cost advice before you apply: 42 Small Business Development Center offices; 4 SCORE chapters; 4 Women's Business Centers; 84 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).
Largest nonprofit loan funds based in Illinois
IRS Form 990 data| Loan fund | Total assets | Loans receivable | FY ends |
|---|---|---|---|
| IFF | $689.4M | $555.7M | Dec 2023 |
| Community Investment Corporation | $316.5M | $1.4M | Sep 2023 |
| Chicago Community Loan Fund, The | $180M | $122.4M | Dec 2023 |
| National Community Investment Fund | $61.7M | $28M | Dec 2023 |
| Allies for Community Business, Inc. | $35.6M | $15.8M | Dec 2023 |
| Neighborhood Lending Services, Inc. | $24.1M | $7.4M | Mar 2023 |
| Greenwood Archer Capital, Inc. | $9.8M | $2.2M | Jun 2023 |
| Bridge Investment Community Development Corporation | $3.4M | $2.9M | Dec 2023 |
9 certified loan funds headquartered in Illinois are matched to a Form 990 or 990-EZ; median total assets $35.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.
SBA loans by CDFIs in Illinois
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 46 SBA approvals (34 7(a) loans and 12 504 projects) for borrowers in Illinois in fiscal years 2020–2026, from 12 CDFIs. The 7(a) loans total $21M approved.
Most SBA approvals here: Justine Petersen Housing and Reinvestment Corporation (9), First Eagle Bank (8), Peoples Bank (8), International Bank of Chicago (6), Mission Valley Bank (4).
Approval is not disbursement. Each lender page shows its own SBA figures.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded in Illinois (FY2022)
CDFI Fund data, released Dec 20246,697 loans and investments totaling $1.1B (median $24,370) were reported to the CDFI Fund for borrowers and projects in Illinois in fiscal year 2022, by 98 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 3,180 | $26.4M | $2,750 |
| Home purchase | 1,667 | $289.8M | $141,750 |
| Non-real estate business | 562 | $276.9M | $99,135 |
| Home improvement | 361 | $31.2M | $50,000 |
| Consumer | 342 | $631,193 | $1,092 |
| None of the listed purposes | 174 | $61.8M | $152,000 |
| Other purposes | 411 | $409.1M |
Of 2,213 individual borrowers whose income was reported, 51% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 49,437 consumer loans in Illinois totaling $426.3M (Consumer Loan Report, tract totals, so no median); they counted 38% of them as serving low-income borrowers.
Counties with the most recorded loans and investments
Fiscal year 2022; 36 Illinois counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.
| County | Count | Total |
|---|---|---|
| Cook County | 3,471 | $625.7M |
| Rock Island County | 707 | $76.1M |
| DuPage County | 337 | $90.6M |
| Will County | 262 | $42.2M |
| Kane County | 203 | $34.7M |
| Sangamon County | 198 | $2.8M |
| Lake County | 157 | $70.7M |
| Henry County | 147 | $16.5M |
| McHenry County | 145 | $21.1M |
| St. Clair County | 129 | $15.5M |
Loans and investments reported in other years: FY2018 1,576 · FY2019 1,812 · FY2020 3,927 · FY2021 34,981.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Illinois, by city
CDFI Fund list, 21 Oct 202628 certified CDFIs: 11 loan funds · 11 credit unions · 2 banks or thrifts · 2 bank holding companies · 2 venture capital funds. A headquarters address is not a service area; each lender is also listed in its group above.
- Chicago (23): Allies for Community Business, Inc., Berean Credit Union, C3 Impact Fund, LLC, Chicago Community Loan Fund, The, Cinnaire Lending Corporation, Community Investment Corporation, Fellowship Baptist Church Credit Union Inc, First Eagle Bancshares, First Eagle Bank, Greenwood Archer Capital, Inc., IFF, International Bank of Chicago, Israel Methcomm FCU, Maroon Financial Credit Union, National Community Investment Fund, Neighborhood Lending Services, Inc., Park Manor Christian Church Credit Union, Shiloh Englewood Federal Credit Union, South Side Community Federal Credit Union, St Helena Parish Credit Union, TRP Lending, LLC, Unified Homeowners of Illinois Federal Credit Union, Vicinity Credit Union · city page
- Rantoul (1): Community Plus Federal Credit Union
- Rock Island (1): Bridge Investment Community Development Corporation
- Rockford (1): Rockford Community Investment Fund
- Schaumburg (1): Charter School Finance and Development Inc
- Stone Park (1): IBC Bancorp, Inc.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/il/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).