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State directory · IL

CDFI lenders in Illinois

73 certified CDFIs lend in Illinois, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 28 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
73
Headquartered here
28
Verified from lender sites
64

Who lends in Illinois

73 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 28 certified CDFIs are headquartered in Illinois (CDFI Fund list, 21 Oct 2026); 6 of them appear in the first groups because their website names an area here.

By loan type

Lenders that name an area in Illinois or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Name a county or town in Illinois as their lending area (5)

Their own website names a county or town in Illinois where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Lend throughout Illinois (4)

Their website's service area covers all of Illinois (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name Illinois or a region of it in their service area (2)

Their website names Illinois or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Illinois, no service area stated here (22)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Illinois. The pages we read name no county, town, region or statewide area in Illinois, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Based elsewhere, with a branch or office in Illinois (2)

Banks and credit unions headquartered in another state with at least one office in Illinois (FDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

Say they lend nationwide (38)

Their website says they lend across the United States and does not exclude Illinois. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 38 lenders that say they lend nationwide

More loan types in Illinois

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Microloans (4)

SBA Loans (4)

Equipment Loans (5)

Mortgages (7)

Home Repair Loans (2)

Credit-Builder Loans (4)

Small-Dollar Emergency Loans (3)

Nonprofit Facility Loans (5)

Energy and Solar Loans (1)

CDFI Fund awards

28 of the 28 certified CDFIs headquartered in Illinois have received CDFI Fund awards, $243.5 million in total; the largest: IFF ($57.9 million), Cinnaire Lending Corporation ($51.4 million), Chicago Community Loan Fund, The ($25.2 million). All CDFI Fund award recipients based in Illinois, certified today or not: $340.2 million in 490 awards, 1996–2024. Separately, Treasury's ECIP invested $661,000 in 2 certified CDFIs based here.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.

Free help in Illinois

Free or low-cost advice before you apply: 42 Small Business Development Center offices; 4 SCORE chapters; 4 Women's Business Centers; 84 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

Largest nonprofit loan funds based in Illinois

IRS Form 990 data
Loan fundTotal assetsLoans receivableFY ends
IFF$689.4M$555.7MDec 2023
Community Investment Corporation$316.5M$1.4MSep 2023
Chicago Community Loan Fund, The$180M$122.4MDec 2023
National Community Investment Fund$61.7M$28MDec 2023
Allies for Community Business, Inc.$35.6M$15.8MDec 2023
Neighborhood Lending Services, Inc.$24.1M$7.4MMar 2023
Greenwood Archer Capital, Inc.$9.8M$2.2MJun 2023
Bridge Investment Community Development Corporation$3.4M$2.9MDec 2023

9 certified loan funds headquartered in Illinois are matched to a Form 990 or 990-EZ; median total assets $35.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

SBA loans by CDFIs in Illinois

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 46 SBA approvals (34 7(a) loans and 12 504 projects) for borrowers in Illinois in fiscal years 2020–2026, from 12 CDFIs. The 7(a) loans total $21M approved.

Most SBA approvals here: Justine Petersen Housing and Reinvestment Corporation (9), First Eagle Bank (8), Peoples Bank (8), International Bank of Chicago (6), Mission Valley Bank (4).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in Illinois (FY2022)

CDFI Fund data, released Dec 2024

6,697 loans and investments totaling $1.1B (median $24,370) were reported to the CDFI Fund for borrowers and projects in Illinois in fiscal year 2022, by 98 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Non-real estate microenterprise3,180$26.4M$2,750
Home purchase1,667$289.8M$141,750
Non-real estate business562$276.9M$99,135
Home improvement361$31.2M$50,000
Consumer342$631,193$1,092
None of the listed purposes174$61.8M$152,000
Other purposes411$409.1M

Of 2,213 individual borrowers whose income was reported, 51% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 49,437 consumer loans in Illinois totaling $426.3M (Consumer Loan Report, tract totals, so no median); they counted 38% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 36 Illinois counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
Cook County3,471$625.7M
Rock Island County707$76.1M
DuPage County337$90.6M
Will County262$42.2M
Kane County203$34.7M
Sangamon County198$2.8M
Lake County157$70.7M
Henry County147$16.5M
McHenry County145$21.1M
St. Clair County129$15.5M

Loans and investments reported in other years: FY2018 1,576 · FY2019 1,812 · FY2020 3,927 · FY2021 34,981.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Illinois, by city

CDFI Fund list, 21 Oct 2026

28 certified CDFIs: 11 loan funds · 11 credit unions · 2 banks or thrifts · 2 bank holding companies · 2 venture capital funds. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/il/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).