At a glance
From its website, read 3 Nov 2026Cinnaire Lending Corporation is a loan fund based in Chicago, Illinois. Its website describes affordable housing development loans and nonprofit facility loans. Stated loan amounts run from $500,000 to $6M. Where it lends: Primary geographies: the Midwest and Mid-Atlantic regions.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| cdfilending@cinnaire.com source | |
| Website | www.cinnaire.com |
| Office (official list) | 225 West Washington Street Suite 1350, Chicago, IL 60606 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 1 Jul 2026 |
| RSSD ID | — (none listed) |
| Address | 225 West Washington Street Suite 1350, Chicago, IL 60606 Directions (Google Maps) |
| Website | www.cinnaire.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 3 Nov 2026Read from 12 pages of the lender's website on 3 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loans are made to organizations and developers for housing and community facilities; no online application was found on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | Cinnaire Lending provides financial products for organizations to build and preserve affordable housing and community facilities. | source |
| Nonprofit / community facility loans | — | Cinnaire builds stronger communities by providing financing for affordable housing, education, healthcare, community facilities and economic development. | source |
Loan sizes
Minimum loan amount $500,000
sourceMaximum loan amount $6,000,000 with larger loan sizes considered on a per deal basis
source
Range used for the size filter: $500,000 to $6M
Service area
Primary geographies: the Midwest and Mid-Atlantic regions
Nonprofit and for-profit entities that improve lives, create jobs and contribute to vibrant, strong communities in our primary geographies--the Midwest and Mid-Atlantic regions.
source
Borrower focus
- Nonprofits
Nonprofit and for-profit entities that improve lives, create jobs and contribute to vibrant, strong communities in our primary geographies
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (12)
- https://cinnaire.com/
- https://cinnaire.com/cinnaire-receives-affordable-housing-program-grants-federal-home-loan-bank-chicago/
- https://cinnaire.com/capital-fund-services-funds-acquisition-loan-to-preserve-indiana-affordable-housing-stock/
- https://cinnaire.com/capital-fund-services-arranges-10-35m-mortgage-to-support-150-unit-multifamily-development/
- https://cinnaire.com/cinnaire-receives-affordable-housing-program-award-from-the-federal-home-loan-bank-of-chicago/
- https://cinnaire.com/cinnaire-receives-affordable-housing-program-grants-from-the-federal-home-loan-bank-of-chicago-2/
- https://cinnaire.com/federal-home-loan-bank-of-chicago-awards-cinnaire-5-3-million-in-affordable-housing-program-funds/
- https://cinnaire.com/federal-home-loan-bank-of-chicago-awards-cinnaire-2-9-million-in-competitive-affordable-housing-program-funds/
- https://cinnaire.com/partners/financing-investment/loan-products/federal-home-loan-bank-chicago-fhlbc-affordable-housing-program-ahp/
- https://cinnaire.com/cinnaire-granted-five-affordable-housing-program-ahp-awards-totaling-3-2-million-by-the-federal-home-loan-bank-of-chicago/
- https://cinnaire.com/cdfi-lending/
- https://cinnaire.com/cinnairelending/
Questions to ask when you contact them
Based on what their website said when we read it on 3 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What interest rate and fees should I expect on your affordable housing development loans and nonprofit facility loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$51.4 million in 17 awards from the U.S. Treasury's CDFI Fund, 2005–2024 (6 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Capital Magnet Fund | $7,500,000 |
| 2022 | CDFI Equitable Recovery Program | $4,957,678 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Capital Magnet Fund | $10,000,000 |
| 2020 | CDFI Program, Financial Assistance | $557,000 |
| 2020 | Capital Magnet Fund | $4,800,000 |
| 2020 | Disability Funds, Financial Assistance | $268,750 |
| 2019 | CDFI Program, Financial Assistance | $799,000 |
| 2019 | Capital Magnet Fund | $7,000,000 |
| 2019 | Disability Funds, Financial Assistance | $202,000 |
| 2018 | CDFI Program, Financial Assistance | $900,000 |
| 2017 | CDFI Program, Financial Assistance | $976,500 |
| 2017 | Capital Magnet Fund | $4,150,000 |
| 2016 | CDFI Program, Financial Assistance | $1,000,000 |
| 2016 | Capital Magnet Fund | $5,500,000 |
| 2012 | CDFI Program, Financial Assistance | $953,806 |
| 2005 | CDFI Program, Technical Assistance | $37,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $6M | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 94% of these 184. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 94% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.
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