Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank or thrift |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 25 Mar 2014 |
| RSSD ID | 3039636 |
| Address | 8823 Sunland Blvd., Sun Valley, CA 91352 Directions (Google Maps) |
| Website | www.missionvalleybank.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.missionvalleybank.com or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$12.4 million in 16 awards from the U.S. Treasury's CDFI Fund, 2007–2023 (Bank Enterprise Award Program; CDFI Equitable Recovery Program; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2023 | Bank Enterprise Award Program | $437,350 |
| 2022 | CDFI Equitable Recovery Program | $4,957,678 |
| 2021 | Bank Enterprise Award Program | $170,699 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | Bank Enterprise Award Program | $202,898 |
| 2019 | Bank Enterprise Award Program | $245,547 |
| 2018 | Bank Enterprise Award Program | $233,244 |
| 2015 | Bank Enterprise Award Program | $265,496 |
| 2014 | Bank Enterprise Award Program | $355,000 |
| 2013 | Bank Enterprise Award Program | $323,000 |
| 2012 | Bank Enterprise Award Program | $415,000 |
| 2011 | Bank Enterprise Award Program | $500,000 |
| 2010 | Bank Enterprise Award Program | $600,000 |
| 2009 | Bank Enterprise Award Program | $700,000 |
| 2008 | Bank Enterprise Award Program | $675,000 |
| 2007 | Bank Enterprise Award Program | $500,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026On file with the FDIC as Mission Valley Bank (FDIC cert 57101). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $782 million (as of 30 Jun 2026) |
|---|---|
| Offices | 4 (as of 30 Oct 2026) |
Offices by state and county (4)
California (4 offices)
- Los Angeles County (4): 8823 Sunland Blvd, Sun Valley 91352 (main office); 440 E Huntington Dr, Arcadia 91006; 2777 N. Ontario Street, Suite 115, Burbank 91504; 26701 Mcbean Pkwy, Valencia 91355
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026Figures from the Call Report filed by Mission Valley Bank (RSSD 3039636, FDIC cert 57101). Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $630.5 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 5.7% from $596.4 million on 30 Jun 2025 |
| Total assets | $782 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $10.6 million | 1.7% |
| Commercial real estate, construction and multifamily | $378.5 million | 60.0% |
| Commercial and industrial (business) loans | $240.9 million | 38.2% |
| Consumer loans (credit cards, auto, other) | $522,000 | 0.1% |
None reported on the 30 Jun 2026 report: home equity lines of credit; farmland and farm production loans.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 1 loan $18,000 | 215 loans $8 million |
| $100,001 to $250,000 | 10 loans $534,000 | 243 loans $31.8 million |
| $250,001 to $1 million | 115 loans $40.5 million | 191 loans $45.2 million |
| All small business loans | 126 loans $41 million | 649 loans $85.1 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $1,230,700 (293 loans) | All 7(a) lenders in California: $270,000. Larger than the median loan of 99% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| Variable-rate 7(a) loans: rate over prime at approval, FY2024–26 | median 2.25 pts, half between 1.5 pts and 2.75 pts (175 loans; 7% at the SBA maximum) | All lenders in California: median 2.75 pts, 14% at the maximum (17,889 loans). |
| SBA approvals, FY2023–24 → FY2025–26 | 111 → 113 | Rank among the 21 certified CDFIs in California with SBA approvals in either period: 2 → 2. |
| Total assets (Call Report, 30 Jun 2026) | $782 million | Larger than 50% of the 8 other certified banks and bank holding companies in California (median $674 million). |
| Loans as a share of assets | 81% | Median of the same 8 banks and bank holding companies: 78%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $596.4 million → $630.5 million (+6%) | Median change of 8 other certified banks and bank holding companies in California: +11%. Rank by loans held among these 9: 4 → 4. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 99% |
| Rate over prime | all variable-rate 7(a) loans in California, FY2024–26 | 17,889 | median 2.25 pts vs 2.75 pts |
| SBA approvals then vs now | certified CDFIs in California with SBA approvals FY2023–2026 | 20 | rank 2 → 2 of 21 |
| Call Report total assets | other certified banks and bank holding companies in California | 8 | larger than 50% |
| Loans held then vs now | certified banks and bank holding companies in California reporting both dates | 8 | rank 4 → 4 of 9 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 319 SBA-backed approvals for Mission Valley Bank in fiscal years 2020–2026 (October 2019 to September 2026):
- 293 7(a) loans as the lender: $491.7M in total (gross amount approved), median $1.2M
- 26 504 projects as the third-party (first-lien) lender: $61.6M in total (its own third-party loan amount), median $1.9M
By fiscal year: FY2020 8 · FY2021 39 · FY2022 48 · FY2023 40 · FY2024 71 · FY2025 62 · FY2026 51.
What actually happened
- Size of its 7(a) loans: half were between $597,900 and $2.4M, median $1.2M (293 loans)
- Size of its 504 first-lien loans (third-party lender): half were between $1.2M and $2.7M, median $1.9M (26 loans)
- Term of its 7(a) loans: median 300 months (25 years) (293 loans)
- Term of its 504 first-lien loans (third-party lender): median 300 months (25 years) (26 loans)
- Interest rate at approval on its 7(a) loans in FY2025–26: median 9.50%, half between 8.75% and 10.00% (110 loans; SBA's initial rate, before any change on a variable loan)
- Fixed or variable: 0% of its 7(a) loans had a fixed rate (293 loans)
- Young businesses: 20% of its 7(a) loans went to a startup or a business two years old or less (292 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 7(a) standard (283, 89%)
- 504 projects (as the third-party lender) (26, 8%)
- 7(a) working-capital and trade lines (8, 3%)
- 7(a) SBA Express (2, 1%)
Borrower industries
NAICS sector, 3 or more loans.
- Accommodation and food services (84)
- Retail trade (46)
- Health care and social assistance (40)
- Other services (except public administration) (34)
- Construction (25)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Los Angeles County, CA (74)
- Orange County, CA (18)
- San Diego County, CA (16)
- Riverside County, CA (14)
- San Bernardino County, CA (13)
- Maricopa County, AZ (12)
- Contra Costa County, CA (6)
- Fresno County, CA (5)
- Placer County, CA (5)
- Dallas County, TX (4)
- King County, WA (4)
- Nueces County, TX (4)
- Coconino County, AZ (3)
- Montgomery County, OH (3)
- Santa Clara County, CA (3)
- Santa Barbara County, CA (3)
- Kern County, CA (3)
- Harris County, TX (3)
- Alameda County, CA (3)
- Tarrant County, TX (3)
How this lender was matched in the SBA files: FDIC cert 57101, found through the RSSD ID on the CDFI Fund list (SBA lists “Mission Valley Bank”); 504 third-party lender name: same name, state and city (SBA lists “Mission Valley Bank”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Mission Valley Bank may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Sun Valley and California
- Mission Valley BancorpBank holding company · Sun Valley, CAOfficial list only
- AccessityLoan fund · San Diego, CASmall-business loansVerified
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- Altura Credit UnionCredit union · Riverside, CAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- American Nonprofits, Inc.Loan fund · Santa Cruz, CAVerified
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