County directory · California

CDFI lenders in Los Angeles County, CA

2 certified CDFIs name Los Angeles County or a town in it as part of their service area on their own website. 16 more are headquartered here. 6 more have a bank or credit-union branch here. 9 more say they serve all of California. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 2
Based here: 16
Branch here: 6
Serve all of CA: 9

A lender naming Los Angeles County on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Acton, Agoura Hills, Alhambra, Altadena, Arcadia, Artesia, Avalon, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower….

Lenders compared for Los Angeles County

37 with local records

Lender	Local records	Loan sizes	Head office
1. Financial Partners Credit Union Credit union, Downey CA	headquarters here; 5 offices here; 571 home loans here, 2025	ask	13 mi
2. Rize Federal Credit Union Credit union, Irwindale CA	headquarters here; 5 offices here; 139 home loans here, 2025	ask	17 mi
3. USC Credit Union Credit union, Los Angeles CA	headquarters here; 5 offices here; 93 home loans here, 2025	ask	3 mi
4. Mission Valley Bank Bank or thrift, Sun Valley CA	headquarters here; 4 offices here; 74 SBA loans here, FY2020–FY2026	ask	12 mi
5. First General Bank Bank or thrift, Rowland Heights CA	headquarters here; 4 offices here; 23 SBA loans here, FY2020–FY2026	ask	22 mi
6. PACE Finance Corporation Loan fund, Los Angeles CA	website names Los Angeles County; headquarters here; 6 SBA loans here, FY2020–FY2026	$5,000–$500,000	1 mi
7. Beneficial State Bank Bank or thrift, Oakland CA	1 office here; 10 SBA loans here, FY2020–FY2026	ask	342 mi
8. City First Bank, N.A. Bank or thrift, Washington DC	2 offices here; 5 SBA loans here, FY2020–FY2026	ask	2,295 mi
9. Mission Valley Bancorp Bank holding company, Sun Valley CA	headquarters here; 4 offices here	ask	12 mi
10. Episcopal Community Federal Credit Union Credit union, Los Angeles CA	headquarters here; 1 office here	ask	in the county
11. Inclusive Action for the City Loan fund, Los Angeles CA	website names Los Angeles County; headquarters here	$500–$250,000	4 mi
12. Change Lending, LLC Loan fund, Anaheim CA	600 home loans here, 2025	up to $3.5M	33 mi
13. Champions Funding, LLC Loan fund, Gilbert AZ	306 home loans here, 2025	up to $3M	381 mi
14. AmPac Tri-State CDC Inc. Loan fund, Ontario CA	179 SBA loans here, FY2020–FY2026	ask	37 mi
15. GTE Federal Credit Union Credit union, Tampa FL	88 home loans here, 2025	ask	2,150 mi
16. OceanAir Federal Credit Union Credit union, Oxnard CA	69 home loans here, 2025	ask	54 mi
17. MortgageOne, Inc Loan fund, Carlsbad CA	53 home loans here, 2025	$25,000–$2M	84 mi
18. Altura Credit Union Credit union, Riverside CA	11 home loans here, 2025	up to $150,000	53 mi
19. Valley Strong Credit Union Credit union, Bakersfield CA	11 home loans here, 2025	ask	98 mi
20. Neighborhood National Bank Bank or thrift, National City CA	9 SBA loans here, FY2020–FY2026	ask	121 mi
21. Main Street Launch Loan fund, Oakland CA	6 SBA loans here, FY2020–FY2026	up to $350,000	342 mi
22. Consolidated Federal Credit Union Credit union, Portland OR	5 home loans here, 2025	ask	825 mi
23. Accion Opportunity Fund Community Development Loan fund, San Jose CA	3 SBA loans here, FY2020–FY2026	ask	304 mi
24. Peoples Bank Bank or thrift, Mendenhall MS	3 home loans here, 2025	$500–$5M	1,650 mi
25. Self-Help Federal Credit Union Credit union, Durham NC	2 offices here	ask	2,218 mi
26. City First Enterprises Inc Bank holding company, Washington DC	2 offices here	$100,000–$3M	2,294 mi
27. OneUnited Bank Bank or thrift, Boston MA	2 offices here	ask	2,592 mi
28. Beneficial State Bancorp, Inc. Bank holding company, Oakland CA	1 office here	ask	342 mi
29. Genesis LA Economic Growth Corporation Loan fund, Los Angeles CA	headquarters here	ask	1 mi
30. NHS Neighborhood Lending Services Loan fund, Los Angeles CA	headquarters here	ask	2 mi

7 more lenders with local records are listed further down.

33 of these 37 lenders have received CDFI Fund awards, together $323.2M in fiscal years 1997–2025 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

29 lenders

23 head offices and 54 branches or offices of 29 lenders on this page, within 65 miles of the centre of Los Angeles County. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Small-business loans (6 lenders)
SBA-backed loans (7(a)/504/Community Advantage) (3 lenders)
Auto / vehicle loans (3 lenders)
Personal / consumer loans (3 lenders)
Microloans (2 lenders)
Commercial real estate loans (2 lenders)
Affordable housing development loans (2 lenders)
Small-dollar / emergency loans (1 lender)

Banks and credit unions with a branch in this county

13 certified CDFIs have at least one office in Los Angeles County (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 1,952 originated home loans for properties in Los Angeles County in 2025 under the Home Mortgage Disclosure Act: 1.8% of the 106,684 home loans that all HMDA lenders reported here.

Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Los Angeles County

Official statistics

Median household income in Los Angeles County is $90,112, 9% below the California figure of $99,122 (ACS 2020–2024).

Businesses here took 46.7 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: about as many as the median California county (47.3), rank 31 of 58.

Measure	Los Angeles County	California
Businesses with paid employees (CBP 2023)	304,988 (29.6% of the state)	1,029,689
…of which under 20 employees	89%	87%
Businesses without employees (Nonemployer Statistics 2023)	1,128,124	3,537,469
Median household income (ACS 2020–2024)	$90,112 (9% below the state)	$99,122
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	14,243 (11,666 7(a), 2,577 504)	49,435
…per 1,000 businesses with employees	46.7 (rank 31 of 58 California counties)	47.3 (median county)
Median SBA 7(a) loan, all lenders	$254,050	$270,000
…with a certified CDFI as lender, CDC or third-party lender	316 (2%)	1,260 (3%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2.75 pts (5,380 loans; 15% at the SBA maximum)	2.75 pts (14% at the maximum)

Approvals by fiscal year: FY2020 1,629 · FY2021 1,843 · FY2022 1,571 · FY2023 1,945 · FY2024 2,559 · FY2025 2,660 · FY2026 2,036.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 316 SBA approvals (184 7(a) loans and 132 504 projects) for borrowers in Los Angeles County in fiscal years 2020–2026, from 11 CDFIs. The 7(a) loans total $160.3M approved.

CDFIs with 3 or more: AmPac Tri-State CDC Inc. (179), Mission Valley Bank (74), First General Bank (23), Beneficial State Bank (10), Neighborhood National Bank (9), PACE Finance Corporation (6), Main Street Launch (6), City First Bank, N.A. (5), Accion Opportunity Fund Community Development (3). 2 more CDFIs made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

20,161 loans and investments totaling $2.1B (median $5,000) were reported to the CDFI Fund for borrowers and projects in Los Angeles County in fiscal year 2022, by 81 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Purpose (CDFI Fund category)	Count	Total	Median
Non-real estate microenterprise	16,263	$81.7M	$4,000
Home purchase	1,709	$868.7M	$345,000
Home improvement	902	$120.8M	$100,000
None of the listed purposes	428	$173.5M	$30,000
Non-real estate business	355	$212.1M	$100,000
Consumer	251	$188,035	$312
Other purposes	252	$618.6M

Of 2,866 individual borrowers whose income was reported, 39% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 49,867 consumer loans in Los Angeles County totaling $654.8M (Consumer Loan Report, tract totals, so no median); they counted 30% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 11,384 · FY2019 14,274 · FY2020 13,918 · FY2021 36,202.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Lenders whose website names Los Angeles County or a town in it

Headquartered in Los Angeles County

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of California

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.