Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Dec 2019 |
| RSSD ID | 1013379 |
| Address | 7800 Imperial Hwy, Downey, CA 90242 Directions (Google Maps) |
| Website | fpcu.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check fpcu.org or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$4.6 million in 5 awards from the U.S. Treasury's CDFI Fund, 2020–2024 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $900,000 |
| 2022 | CDFI Program, Financial Assistance | $660,000 |
| 2021 | CDFI Program, Financial Assistance | $690,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $557,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $35 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as FINANCIAL PARTNERS (charter 68457). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $2.2 billion (as of 30 Jun 2026) |
|---|---|
| Members | 93,298 (as of 30 Jun 2026) |
| Offices | 14 (as of 30 Jun 2026) |
Offices by state and county (14)
California (14 offices)
- Los Angeles County (5): 7800 Imperial Hwy, Downey 90242 (main office); 8274 Firestone Blvd, Downey 90241; 4210 Mcgowen St, Long Beach 90808; 12401 Washington Blvd, Whittier 90602; 6250 Topanga Canyon Blvd Ste 1530, Woodland Hills 91367
- Orange County (6): 2435 E Imperial Hwy Ste F, Brea 92821; 2272 Michelson Dr Ste 102, Irvine 92612; 24102 El Toro Rd, Laguna Woods 92637; 1409 W Chapman Ave Ste A, Orange 92868; 12410 Seal Beach Blvd Ste E, Seal Beach 90740; 16348 Beach Blvd, Westminster 92683
- San Bernardino County (1): 11201 Benton St, Loma Linda 92357
- San Diego County (1): 3350 La Jolla Village Dr, San Diego 92161
- San Mateo County (1): 365 S Spruce Ave, South San Francisco 94080
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Financial Partners Credit Union (NCUA charter 68457, filed as “FINANCIAL PARTNERS”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $1.58 billion, 41,699 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Down 9.8% from $1.75 billion on 30 Jun 2025 |
| Members | 93,298 (as of 30 Jun 2026); 93,329 (as of 30 Jun 2025) |
| Loans per member | $16,959 (total loans divided by members, 30 Jun 2026) |
| Total assets | $2.19 billion (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $63 million | 4.0% |
| Used vehicle loans | $89.4 million | 5.7% |
| First-lien home mortgages (1-4 family) | $709.6 million | 44.8% |
| Other real estate loans (junior liens, other) | $329.1 million | 20.8% |
| Commercial (business) loans | $303.9 million | 19.2% |
| Credit cards | $67.5 million | 4.3% |
| Other unsecured loans | $11.6 million | 0.7% |
| Leases and other secured loans | $8.2 million | 0.5% |
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025Financial Partners Credit Union reported 1,205 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $413.4M (median loan about $205,000). 99 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 99 | 8.2% |
| Refinance (incl. 109 cash-out) | 236 | 20% |
| Home improvement | 465 | 39% |
| Other purpose | 405 | 34% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 1,203 | 100% |
Included above: 922 home-equity or other open-end lines of credit; 74 loans on multifamily (5+ unit) properties.
Where the loans were made
Counties with the most 2025 originations, out of 40 counties with at least one; 99% of its 2025 loans were for properties in California:
- Los Angeles County, CA (571)
- Orange County, CA (322)
- Riverside County, CA (82)
- San Bernardino County, CA (82)
- San Diego County, CA (51)
- Ventura County, CA (19)
- Alameda County, CA (15)
- San Mateo County, CA (7)
Filed under LEI 549300B0HNWBV7RX2661 as “FINANCIAL PARTNERS CREDIT UNIO”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $2.19 billion | Larger than 88% of the 25 other certified credit unions in California (median $425.5 million). |
| Loans as a share of assets | 72% | Median of the same 25 credit unions: 71%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $1.75 billion → $1.58 billion (-10%) | Median change of 24 other certified credit unions in California: +5%. Rank by loans held among these 25: 2 → 3. |
| Home loans originated in 2025 (HMDA) | 1,205 | More than 94% of the 263 other certified CDFIs that reported 3 or more (119 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified credit unions in California | 25 | larger than 88% |
| Loans held then vs now | certified credit unions in California reporting both dates | 24 | rank 2 → 3 of 25 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 94% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
Other certified CDFIs in Downey and California
- AccessityLoan fund · San Diego, CASmall-business loansVerified
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- AltaOne Federal Credit UnionCredit union · Ridgecrest, CAAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- Altura Credit UnionCredit union · Riverside, CAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- American Nonprofits, Inc.Loan fund · Santa Cruz, CAVerified
- Apoyo Financiero Inc.Loan fund · Concord, CAPersonal / consumer loans, Small-business loansVerified
Work at Financial Partners Credit Union? Link to this page
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