At a glance
From its website, read 2 Nov 2026Episcopal Community Federal Credit Union is a credit union based in Los Angeles, California. Its website describes auto loans, small-dollar emergency loans, nonprofit facility loans and 2 other loan types. Where it lends: Episcopal Diocese of Los Angeles. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (213) 328-7756 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.EpiscopalCredit.org |
| Office (official list) | 840 ECHO PARK AVE, Los Angeles, CA 90026 |
What their website says about applying
To learn more about our different loan options or to apply today, contact a Loan Representative at
sourceGive us a call and let’s discuss how we can assist in providing you with the financial help your church needs.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Small-dollar / emergency loans | Term: see their wording | Competitive rates and terms up to 36 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 8 Oct 2026 |
| RSSD ID | 2242653 |
| Address | 840 ECHO PARK AVE, Los Angeles, CA 90026 Directions (Google Maps) |
| Website | www.EpiscopalCredit.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 5 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Amounts for auto, personal and business loans were not stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | Financing an automobile, motorcycle, or recreational vehicle, has never been easier! | source |
| Small-dollar / emergency loans | up to $3,000 | Borrow up to $3,000 | source |
| Nonprofit / community facility loans | — | we tailor church loans specific to your circumstances | source |
| Personal / consumer loans | — | We offer loan options to help cover life's expenses | source |
| Small-business loans | — | We offer business loans for businesses with competitive rates and no prepayment penalties. | source |
Loan sizes
Borrow up to $3,000
source
Service area
Episcopal Diocese of Los Angeles
SERVING THE EPISCOPAL DIOCESE OF LOS ANGELES SINCE 1994
source
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your auto loans and small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your nonprofit facility loans and small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$681,968 in 7 awards from the U.S. Treasury's CDFI Fund, 2001–2024 (CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Technical Assistance | $80,000 |
| 2021 | CDFI Rapid Response Program | $250,000 |
| 2019 | CDFI Program, Technical Assistance | $37,500 |
| 2011 | CDFI Program, Technical Assistance | $65,564 |
| 2008 | CDFI Program, Technical Assistance | $39,024 |
| 2004 | CDFI Program, Technical Assistance | $15,880 |
| 2001 | CDFI Program, Technical Assistance | $194,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $38,000 in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI & MDI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as EPISCOPAL COMMUNITY (charter 24506). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $6.7 million (as of 30 Jun 2026) |
|---|---|
| Members | 982 (as of 30 Jun 2026) |
| Offices | 1 (as of 30 Jun 2026) |
Offices by state and county (1)
California (1 office)
- Los Angeles County (1): 840 Echo Park Ave, Los Angeles 90026 (main office)
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Episcopal Community Federal Credit Union (NCUA charter 24506, filed as “EPISCOPAL COMMUNITY”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $1.8 million, 175 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Down 0.3% from $1.8 million on 30 Jun 2025 |
| Members | 982 (as of 30 Jun 2026); 1,025 (as of 30 Jun 2025) |
| Loans per member | $1,854 (total loans divided by members, 30 Jun 2026) |
| Total assets | $6.7 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $446,460 | 24.5% |
| Used vehicle loans | $967,418 | 53.1% |
| Other unsecured loans | $374,148 | 20.6% |
| Leases and other secured loans | $32,501 | 1.8% |
None reported on the 30 Jun 2026 report: first-lien home mortgages (1-4 family); other real estate loans (junior liens, other); commercial (business) loans; credit cards.
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $6.7 million | Larger than 0% of the 25 other certified credit unions in California (median $613.8 million). |
| Loans as a share of assets | 27% | Median of the same 25 credit unions: 72%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $1.8 million → $1.8 million (-0%) | Median change of 24 other certified credit unions in California: +5%. Rank by loans held among these 25: 25 → 25. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified credit unions in California | 25 | larger than 0% |
| Loans held then vs now | certified credit unions in California reporting both dates | 24 | rank 25 → 25 of 25 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Los Angeles and California
- B.S.D. Capital, Inc. dba LendistryLoan fund · Los Angeles, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Genesis LA Economic Growth CorporationLoan fund · Los Angeles, CAOfficial list only
- Inclusive Action for the CityLoan fund · Los Angeles, CASmall-business loansVerified
- NHS Neighborhood Lending ServicesLoan fund · Los Angeles, CAOfficial list only
- PACE Finance CorporationLoan fund · Los Angeles, CAMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Pacific Coast Regional, Small Business Development CorporationLoan fund · Los Angeles, CAMicroloans, Small-business loansVerified
- Sustainable Communities FundLoan fund · Los Angeles, CAOfficial list only
- USC Credit UnionCredit union · Los Angeles, CAAuto / vehicle loans, Energy / solar / efficiency loans, Home mortgages, Personal / consumer loansVerified
Work at Episcopal Community Federal Credit Union? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.