At a glance
From its website, read 29 Oct 2026B.S.D. Capital, Inc. dba Lendistry is a loan fund based in Los Angeles, California. Its website describes commercial real estate loans, SBA-backed loans and small-business loans. Stated loan amounts run from $10,000 to $5M. Business loan rates stated on its site range from 7.75% to 11.99%.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.lendistry.com |
|---|---|
| Office (official list) | 767 S. Alameda St., Suite 340, Los Angeles, CA 90021 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 29 Oct 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| SBA-backed loans (7(a)/504/Community Advantage) | Rate: from 7.75% | Variable, as low as 7.75% | source |
| SBA-backed loans (7(a)/504/Community Advantage) | Rate: from 8.25% | Variable, as low as 8.25% | source |
| Small-business loans | Rate: from 11.99% | Fixed, as low as 11.99% | source |
| SBA-backed loans (7(a)/504/Community Advantage) | Term: up to 10 yr | Loan Term: 10 years | source |
| SBA-backed loans (7(a)/504/Community Advantage) | Term: 10 yr–25 yr | Loan Term: 10 - 25 years | source |
| Small-business loans | Term: 12 mo–5 yr | Loan Term: 1 - 5 years | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Minimum credit score: 620
Minimum FICO of 620
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 30 Nov 2017 |
| RSSD ID | — (none listed) |
| Address | 767 S. Alameda St., Suite 340, Los Angeles, CA 90021 Directions (Google Maps) |
| Website | www.lendistry.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 29 Oct 2026Read from 1 page of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: medium. Fetched via WebFetch fallback (direct request HTTP 403). Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | Typical Use Cases: Commercial Real Estate | Large Equipment Purchases | Business Expansion | Franchise Financing | Acquisition of a Business | source |
| SBA-backed loans (7(a)/504/Community Advantage) | — | - Minimum FICO of 620 #### SBA 7(a) Business Term Loan | source |
| Small-business loans | — | EXCERPT (verbatim): #### Business Term Loan | source |
Loan sizes
Loan Size 1: $10,000 - $350,000
sourceLoan Size 1: $350,001 - $5,000,000
sourceLoan Size 1: $10,000 - $350,000 | Estimated Interest Rate 2: Fixed, as low as 11.99% | Loan Term: 1 - 5 years
sourceLoan Size 1: $350,001 - $5,000,000 | Estimated Interest Rate 2: Variable, as low as 7.75% | Loan Term: 10 - 25 years
source
Range used for the size filter: $10,000 to $5M
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (1)
Questions to ask when you contact them
Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.8 million in 1 award from the U.S. Treasury's CDFI Fund, 2021 (CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $1,826,265 |
New Markets Tax Credit allocations
$35 million in 1 allocation. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2020 | New Markets Tax Credit allocation | $35,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $5M | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 86% of these 184. |
| Business loan rate its website stated (29 Oct 2026) | 7.75% to 11.99% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 0.75 pts above prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 86% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
Same loan type, nearby, lower stated rate
Certified CDFIs whose head office is within 50 miles of this one and whose own website states a starting rate at least 0.5 points lower for the same loan type. Consumer loans count only where both lenders state an APR. A starting rate is not an offer: ask each lender what you would pay, and check that it lends where you are (credit unions also require membership).
- Small-business loans (this lender states from 11.99%): Inclusive Action for the City from 3.00% (2 mi, read 2 Nov 2026)
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Prime rate: FRED DPRIME. Stated rates: each lender's own website, read on the date shown.
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 1 SBA-backed approval for B.S.D. Capital, Inc. dba Lendistry in fiscal years 2020–2026 (October 2019 to September 2026):
- 1 504 projects as the third-party (first-lien) lender
By fiscal year: FY2020 0 · FY2021 0 · FY2022 0 · FY2023 0 · FY2024 0 · FY2025 1 · FY2026 0.
By program
- 504 projects (as the third-party lender) (1, 100%)
How this lender was matched in the SBA files: 504 third-party lender name: same organisation by name and state, checked by hand (SBA lists “BSD Capital, Inc. dba Lendistry”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. B.S.D. Capital, Inc. dba Lendistry may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
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Work at B.S.D. Capital, Inc. dba Lendistry? Link to this page
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