County directory · Texas
CDFI lenders in Tarrant County, TX
1 is headquartered here. 4 more have a bank or credit-union branch here. 4 more say they serve all of Texas. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.
- Name this county
- 0
- Based here
- 1
- Branch here
- 4
- Serve all of TX
- 4
None of the lender websites we read names Tarrant County; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Arlington, Azle, Bedford, Colleyville, Crowley, Euless, Fort Worth, Grapevine, Haltom City, Haslet, Hurst, Keller….
Lenders compared for Tarrant County
13 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Champions Funding, LLC Loan fund, Gilbert AZ | 74 home loans here, 2025 | up to $3M | 837 mi |
| 2. Change Lending, LLC Loan fund, Anaheim CA | 42 home loans here, 2025 | up to $3.5M | 1,184 mi |
| 3. LiftFund, Inc. Loan fund, San Antonio TX | 32 SBA loans here, FY2020–FY2026 | $500–$10M | 243 mi |
| 4. PeopleFund Loan fund, Austin TX | 15 SBA loans here, FY2020–FY2026 | ask | 175 mi |
| 5. Peoples Bank Bank or thrift, Mendenhall MS | 6 SBA loans here, FY2020–FY2026 | $500–$5M | 438 mi |
| 6. Bank of Coushatta Bank or thrift, Coushatta LA | 4 home loans here, 2025 | ask | 239 mi |
| 7. Mission Valley Bank Bank or thrift, Sun Valley CA | 3 SBA loans here, FY2020–FY2026 | ask | 1,218 mi |
| 8. Accion Opportunity Fund Community Development Loan fund, San Jose CA | 3 SBA loans here, FY2020–FY2026 | ask | 1,424 mi |
| 9. Carter Federal Credit Union Credit union, Springhill LA | 1 office here | ask | 221 mi |
| 10. LIGHT COMMERCE CREDIT UNION Credit union, Houston TX | 1 office here | ask | 230 mi |
| 11. SOUTHERN BANCORP INC Bank holding company, Arkadelphia AR | 1 office here | ask | 259 mi |
| 12. Legacy Bank & Trust Company Bank or thrift, Mountain Grove MO | 1 office here | ask | 414 mi |
| 13. Harvest Residential Capital, LLC Loan fund, Bedford TX | headquarters here | ask | 9 mi |
10 of these 13 lenders have received CDFI Fund awards, together $159.9M in fiscal years 1996–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
5 lenders1 head office and 6 branches or offices of 5 lenders on this page, within 30 miles of the centre of Tarrant County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Banks and credit unions with a branch in this county
4 certified CDFIs have at least one office in Tarrant County (FDIC office data as of 30 Oct 2026 and NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- Carter Federal Credit UnionCredit union · Springhill, LA1 office in Tarrant CountyOfficial list only
- LIGHT COMMERCE CREDIT UNIONCredit union · Houston, TXAuto / vehicle loans1 office in Tarrant CountyVerified
- Legacy Bank & Trust CompanyBank or thrift · Mountain Grove, MO1 office in Tarrant CountyOfficial list only
- SOUTHERN BANCORP INCBank holding company · Arkadelphia, AR1 office in Tarrant CountyOfficial list only
CDFI mortgage lenders active here
Certified CDFIs reported 132 originated home loans for properties in Tarrant County in 2025 under the Home Mortgage Disclosure Act: 0.4% of the 34,429 home loans that all HMDA lenders reported here.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages74 home loans here in 2025 (HMDA)Verified
- Change Lending, LLCLoan fund · Anaheim, CAHome mortgages42 home loans here in 2025 (HMDA)Verified
- Bank of CoushattaBank or thrift · Coushatta, LAAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…4 home loans here in 2025 (HMDA)Verified
Plus 8 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Tarrant County
Official statisticsMedian household income in Tarrant County is $84,207, 7% above the Texas figure of $78,476 (ACS 2020–2024).
Businesses here took 49.3 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Texas county (23.4), rank 30 of 253.
| Measure | Tarrant County | Texas |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 47,656 (7.1% of the state) | 670,877 |
| …of which under 20 employees | 83% | 84% |
| Businesses without employees (Nonemployer Statistics 2023) | 227,943 | 3,092,631 |
| Median household income (ACS 2020–2024) | $84,207 (7% above the state) | $78,476 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 2,348 (2,209 7(a), 139 504) | 28,903 |
| …per 1,000 businesses with employees | 49.3 (rank 30 of 253 Texas counties) | 23.4 (median county) |
| Median SBA 7(a) loan, all lenders | $350,000 | $347,900 |
| …with a certified CDFI as lender, CDC or third-party lender | 67 (3%) | 1,104 (4%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 2.75 pts (1,021 loans; 10% at the SBA maximum) | 2.75 pts (11% at the maximum) |
Approvals by fiscal year: FY2020 240 · FY2021 327 · FY2022 267 · FY2023 302 · FY2024 394 · FY2025 441 · FY2026 377.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
SBA loans made here by CDFIs
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 67 SBA approvals (41 7(a) loans and 26 504 projects) for borrowers in Tarrant County in fiscal years 2020–2026, from 11 CDFIs. The 7(a) loans total $21.2M approved.
CDFIs with 3 or more: LiftFund, Inc. (32), PeopleFund (15), Peoples Bank (6), Mission Valley Bank (3), Accion Opportunity Fund Community Development (3). 6 more CDFIs made 1 or 2 each.
Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 2024391 loans and investments totaling $52.1M (median $16,050) were reported to the CDFI Fund for borrowers and projects in Tarrant County in fiscal year 2022, by 43 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 196 | $2.9M | $11,383 |
| Consumer | 85 | $444,657 | $1,000 |
| Non-real estate business | 43 | $13.8M | $100,000 |
| Home purchase | 42 | $11M | $195,050 |
| Real estate: commercial construction, permanent or acquisition | 11 | $21.4M | $1.1M |
| Home improvement | 5 | $899,768 | $35,000 |
| Other purposes | 9 | $1.7M |
Of 111 individual borrowers whose income was reported, 72% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 6,947 consumer loans in Tarrant County totaling $37.9M (Consumer Loan Report, tract totals, so no median); they counted 8% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 129 · FY2019 122 · FY2020 723 · FY2021 6,282.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Tarrant County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Harvest Residential Capital, LLCLoan fund · Bedford, TXOfficial list only
Say they serve all of Texas
- Entre Capital, LLCLoan fund · Richardson, TXEquipment loans, Microloans, Small-business loansVerified
- FIRSTLIGHT FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- Texas Community CapitalLoan fund · Austin, TXSmall-dollar / emergency loans, Affordable housing development loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Texas SBDC ~ Dallas ~ North Texas Small Business Development Center ~ Tarrant County CollegeSmall Business Development Center · 1150 South Fwy., Ste 229, Fort Worth, TX 76104817-515-2603
- Dallas SCORESCORE mentoring · 150 Westpark Wy # 130, Euless, TX 76040469-554-9523
- Fort Worth SCORESCORE mentoring · Fort Worth, TX 76104800-634-0245
- Veterans Business Outreach Center at University of Texas Arlington College of BusinessVeterans Business Outreach Center · 701 S West St., Suite 635, Arlington, TX 76019817-272-6789
- SBA Dallas / Fort Worth officeSBA district office · 150 Westpark Way, Suite 130, Euless, TX 76040817-684-5500
Housing counseling
- Housing ChannelHUD-approved housing counselor · 2900 Airport Fwy, Fort Worth, TX 76111817-924-5091
- Housing Opportunities of Fort WorthHUD-approved housing counselor · 1065 W Magnolia Ave Ste A, Fort Worth, TX 76104817-923-9192
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Texas counties
Source: CDFI Atlas, cdfiatlas.com/states/tx/counties/tarrant-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).