State directory · OR
CDFI lenders in Oregon
60 certified CDFIs lend in Oregon, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 18 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.
- Lend here
- 60
- Headquartered here
- 18
- Verified from lender sites
- 57
Who lends in Oregon
60 lenders, each counted once- 3 · Name a county or town in ORLender websites, read 29 Oct 2026–4 Nov 2026
- 8 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
- 1 · Name Oregon or part of itLender websites, read 29 Oct 2026–4 Nov 2026
- 8 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
- 40 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026
Each lender is listed once, under the strongest evidence we have. 18 certified CDFIs are headquartered in Oregon (CDFI Fund list, 21 Oct 2026); 10 of them appear in the first groups because their website names an area here.
By loan type
Lenders that name an area in Oregon or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.
County pages
Cities with a CDFI headquarters
A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.
Name a county or town in Oregon as their lending area (3)
Their own website names a county or town in Oregon where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Community Housing FundLoan fund · Beaverton, ORAffordable housing development loans, Nonprofit / community facility loansNames Washington County ·
Washington County, Oregon; other counties case-by-case
Verified - Point West Credit UnionCredit union · Portland, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Names Portland ·
Portland metro area, Oregon
Verified - Sage Federal Credit UnionCredit union · Klamath Falls, ORAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…Names Lake County ·
Klamath Basin, Modoc County and Lake County, plus surrounding rural communities
Verified
Lend throughout Oregon (8)
Their website's service area covers all of Oregon (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
California, Oregon and Washington; B Corps nationwide
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
California, Oregon and Washington; B Corps nationwide
Verified - Community LendingWorksLoan fund · Springfield, ORAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans…
All of Oregon, through four regional offices
Verified - Community and Shelter Assistance CorporationLoan fund · Sherwood, ORAffordable housing development loans
Throughout Oregon
Verified - Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loans
Oregon and Washington
Verified - Micro Enterprise Resource and Initiatives (MERIT)Loan fund · Salem, ORSmall-business loans
Small businesses across Oregon, per the loan fund appeal
Verified - Portland Housing CenterLoan fund · Portland, ORHome mortgages
Statewide in Oregon
Verified - Rivermark Community Credit UnionCredit union · Oregon City, ORAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
Oregon and Washington
Verified
Name Oregon or a region of it in their service area (1)
Their website names Oregon or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
Headquartered in Oregon, no service area stated here (8)
The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Oregon. The pages we read name no county, town, region or statewide area in Oregon, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.
- Central Willamette Credit UnionCredit union · Albany, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
- Consolidated Federal Credit UnionCredit union · Portland, ORAuto / vehicle loans, Home mortgages, Small-business loansVerified
- Cutting Edge Federal Credit UnionCredit union · Milwaukie, ORCredit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans, Home mortgages…Service area stated:
Lewiston/Clarkston Valley area
Verified - HDC Community Fund LLCLoan fund · Portland, ORAffordable housing development loans, Nonprofit / community facility loansVerified
- Nixyaawii Community Financial ServicesLoan fund · Pendleton, OR · Native CDFIHome mortgages, Personal / consumer loans, Small-business loansService area stated:
Umatilla Indian Reservation community: Tribal members, Reservation residents and Tribal employees and families
Verified - Habitat for Humanity of Oregon , Inc.Loan fund · Portland, OROfficial list only
- Ironworkers USA Federal Credit UnionCredit union · Portland, OROfficial list only
- Network for Oregon Affordable HousingLoan fund · Portland, OROfficial list only
Say they lend nationwide (40)
Their website says they lend across the United States and does not exclude Oregon. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
Show the 40 lenders that say they lend nationwide
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Business loans in 45 states, excluding DC, MT, ND, SD, TN and VT
Verified - BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
National lender with investments in 25 states, Washington DC and Puerto Rico
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
National service area with a primary focus on Investment Areas in Iowa and Illinois
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Small businesses across the United States
Verified - Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Across the country (nationwide), for homeowners in underserved communities
Verified - Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loans
Nationwide: affordable housing communities across the United States
Verified - Community Housing Capital, Inc.Loan fund · Decatur, GAAffordable housing development loans
Nationwide, for NeighborWorks America organizations
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
National lender serving communities across the U.S.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loans
Rural places nationwide
Verified - Disability Fund, Inc., TheLoan fund · Rockville Centre, NYAffordable housing development loans
Projects for people with disabilities throughout the United States
Verified - Enterprise Community Loan Fund, Inc.Loan fund · Columbia, MDEquity / venture investment
Deals in every state, Washington, D.C., and Puerto Rico
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Mortgages offered in all 50 states
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Vulnerable and low-income communities throughout the United States, with a targeted focus on rural areas
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
Businesses throughout the country; 35 states served
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loans
Nationwide, serving nonprofit developers of affordable housing
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
Nationwide: offers financing to organizations across the country
Verified - Mercy Community CapitalLoan fund · Denver, COAffordable housing development loans
Affordable housing developments located in the United States
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Nationwide, through a network of dealers and manufacturers
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loans
Nonprofit member organizations across the United States
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
Across the country: small towns, rural areas and urban neighborhoods
Verified - Neighborworks Capital CorporationLoan fund · Silver Spring, MDAffordable housing development loans
Nationwide; NeighborWorks network members active in every state, DC and Puerto Rico
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Mission-driven organizations across the United States
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Mostly nationwide for historic tax credit transactions; some deals in eligible geographies
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
Nationwide; finances affordable housing, community facilities and other projects.
Verified - Primary Care Development CorporationLoan fund · New York, NYEquipment loans, Nonprofit / community facility loans
Nationwide: community-based health providers across the country
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
Invests in small businesses across the U.S.
Verified - Raza Development Fund, Inc.Loan fund · Phoenix, AZNonprofit / community facility loans
Communities across America (no states named)
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Lends across the country (national)
Verified - Resident Ownership Capital, LLC dba ROC USA CapitalLoan fund · Washington, DCAffordable housing development loans
Nationwide, coast to coast, through affiliates and an in-house team
Verified - Rocky Mountain Community Reinvestment CorporationLoan fund · Salt Lake City, UTAffordable housing development loans
Across the United States, financing affordable housing nationwide
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Any US business or housing cooperative
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
National (nationwide) lender
Verified - The Community Business Investment Fund, LLCLoan fund · Austin, TXAffordable housing development loans
Nationwide; prioritizes investment in rural communities
Verified - The Housing Partnership Network, Inc.Loan fund · Boston, MAAffordable housing development loans
Nationwide lending to nonprofit housing developers
Verified - The Sunlight Loan Fund, LLCLoan fund · Minneapolis, MNChild-care facility financing
Nationwide across the United States
Verified - Triple Bottom Line FoundationLoan fund · Lakewood, COEnergy / solar / efficiency loans
National (United States)
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Underserved low- to moderate-income communities across the United States
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
Urban communities nationally
Verified
More loan types in Oregon
Lender websites, read 29 Oct 2026–4 Nov 2026Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.
SBA Loans (2)
- Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Small Business and SBA Loans
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
SBA 7(a) loans for equipment, tenant improvements, owner-occupied real estate, and business acquisition
Verified
Commercial Real Estate Loans (4)
- Sage Federal Credit UnionCredit union · Klamath Falls, ORAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
Commercial real estate loans
Verified - Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Green Lending Program for Commercial Real Estate
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Through Beneficial State Bank’s Green Lending Program, you can finance both existing and new apartment buildings, affordable housing, and commercial real estate.
Verified - Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loans
Get Started with Craft3 Owner-Occupied Commercial Real Estate Loans
Verified
Equipment Loans (3)
- Sage Federal Credit UnionCredit union · Klamath Falls, ORAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
Non-Commercial Use Equipment Loans
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Equipment and other capital expenditures
Verified - Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loans
Purchase equipment and inventory
Verified
Home Repair Loans (2)
- Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loans
Looking to finance a septic system repair or replacement in Oregon?
Verified - Cutting Edge Federal Credit UnionCredit union · Milwaukie, ORCredit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans, Home mortgages…
Whether you need to make repairs or want to upgrade your home, we have the financing to help make that possible!
Verified
Personal Loans (7)
- Point West Credit UnionCredit union · Portland, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Planning a big event, vacation, or project? Point West offers personal loans customized to your needs.
Verified - Sage Federal Credit UnionCredit union · Klamath Falls, ORAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
can help you pay for just about anything you need.
Verified - Community LendingWorksLoan fund · Springfield, ORAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans…
If life throws something unexpected your way, a personal loan can help you keep your debt under control and your finances on track.
Verified - Rivermark Community Credit UnionCredit union · Oregon City, ORAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
For the Personal Loan, borrow up to $50,000. For Start Personal loans, borrow up to $3,000.
Verified - Central Willamette Credit UnionCredit union · Albany, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Personal Loan
Verified - Cutting Edge Federal Credit UnionCredit union · Milwaukie, ORCredit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans, Home mortgages…
With rates as low as 10.99% APR*, a personal loan can finance your big ideas with no collateral needed.
Verified - Nixyaawii Community Financial ServicesLoan fund · Pendleton, OR · Native CDFIHome mortgages, Personal / consumer loans, Small-business loans
Including Education loans, to enrolled members of the Confederated Tribes of the Umatilla Indian Reservation.
Verified
Credit-Builder Loans (5)
- Point West Credit UnionCredit union · Portland, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Our Credit Builder loan offers an easy, affordable, and effective way to boost your credit score.
Verified - Sage Federal Credit UnionCredit union · Klamath Falls, ORAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
The Pathfinder Credit Builder is designed to help you build credit history.
Verified - Community LendingWorksLoan fund · Springfield, ORAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans…
The Credit Builder loan is a small loan, designed to help you establish or boost your credit profile.
Verified - Central Willamette Credit UnionCredit union · Albany, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Savings Secured/Credit Builder
Verified - Cutting Edge Federal Credit UnionCredit union · Milwaukie, ORCredit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans, Home mortgages…
Build or repair your credit with built-in savings.
Verified
Small-Dollar Emergency Loans (3)
- Point West Credit UnionCredit union · Portland, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Our Boost Loan is a payday loan alternative designed to help you access funds fast, with fair rates and flexible terms.
Verified - Central Willamette Credit UnionCredit union · Albany, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Emergency Loan
Verified - Cutting Edge Federal Credit UnionCredit union · Milwaukie, ORCredit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans, Home mortgages…
Borrow up to $2000 for up to 12 months
Verified
Farm and Agriculture Loans (1)
Affordable Housing Development Loans (5)
- Community Housing FundLoan fund · Beaverton, ORAffordable housing development loans, Nonprofit / community facility loans
CHF provides funds for predevelopment costs associated with the building or rehab of multi-family and single-family rental or for-sale affordable housing.
Verified - Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Affordable Housing Loans
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Banking and lending solutions from our affordable housing banking experts.
Verified - Community and Shelter Assistance CorporationLoan fund · Sherwood, ORAffordable housing development loans
Originally designed to address the predevelopment funding needs of non-profit organizations developing affordable housing and community facilities, our CDFI has since expanded to include construction and permanent financing to eligible borrowers.
Verified - HDC Community Fund LLCLoan fund · Portland, ORAffordable housing development loans, Nonprofit / community facility loans
HDC Community Fund provides short-term liquidity to sponsors of affordable housing and community-facility developments.
Verified
Nonprofit Facility Loans (2)
- Community Housing FundLoan fund · Beaverton, ORAffordable housing development loans, Nonprofit / community facility loans
Affordable multifamily housing, affordable single-family homeownership, and community facilities.
Verified - HDC Community Fund LLCLoan fund · Portland, ORAffordable housing development loans, Nonprofit / community facility loans
HDC Community Fund provides short-term liquidity to sponsors of affordable housing and community-facility developments.
Verified
Energy and Solar Loans (2)
- Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Construction and term loans for renewable energy (primarily solar photovoltaic: ground mount and rooftop)
Verified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Construction and term loans for renewable energy (primarily solar photovoltaic: ground mount and rooftop)
Verified
CDFI Fund awards
17 of the 18 certified CDFIs headquartered in Oregon have received CDFI Fund awards, $76.7 million in total; the largest: Craft3 ($20.4 million), Network for Oregon Affordable Housing ($10.8 million), Community and Shelter Assistance Corporation ($7.4 million). All CDFI Fund award recipients based in Oregon, certified today or not: $111.9 million in 155 awards, 1996–2025. Separately, Treasury's ECIP invested $50.2 million in 3 certified CDFIs based here.
Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
Free help in Oregon
Free or low-cost advice before you apply: 16 Small Business Development Center offices; 3 SCORE chapters; 1 Women's Business Center; 27 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).
Largest nonprofit loan funds based in Oregon
IRS Form 990 data| Loan fund | Total assets | Loans receivable | FY ends |
|---|---|---|---|
| Network for Oregon Affordable Housing | $219.8M | $187.8M | Jun 2023 |
| Community and Shelter Assistance Corporation | $38.8M | $8.9M | Dec 2023 |
| Portland Housing Center | $19M | $11.1M | Jun 2023 |
| Community LendingWorks | $10.7M | $6.5M | Dec 2023 |
| Nixyaawii Community Financial Services | $7.9M | $4.8M | Dec 2023 |
| Community Housing Fund | $5.6M | $1.1M | Jun 2023 |
| Habitat for Humanity of Oregon , Inc. | $4.3M | $318,202 | Jun 2023 |
7 certified loan funds headquartered in Oregon are matched to a Form 990 or 990-EZ; median total assets $10.7M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.
SBA loans by CDFIs in Oregon
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 102 SBA approvals (74 7(a) loans and 28 504 projects) for borrowers in Oregon in fiscal years 2020–2026, from 8 CDFIs. The 7(a) loans total $62.6M approved.
Most SBA approvals here: Beneficial State Bank (44), Harborstone Credit Union (42), Mission Valley Bank (5), Craft3 (4).
Approval is not disbursement. Each lender page shows its own SBA figures.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded in Oregon (FY2022)
CDFI Fund data, released Dec 20242,425 loans and investments totaling $472.3M (median $75,000) were reported to the CDFI Fund for borrowers and projects in Oregon in fiscal year 2022, by 48 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Home improvement | 1,129 | $112.9M | $60,000 |
| Home purchase | 553 | $163.2M | $240,000 |
| None of the listed purposes | 352 | $5.5M | $2,520 |
| Non-real estate business | 172 | $103.4M | $138,300 |
| Non-real estate microenterprise | 86 | $2M | $21,057 |
| Consumer | 47 | $443,357 | $3,500 |
| Other purposes | 86 | $85M |
Of 1,613 individual borrowers whose income was reported, 48% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 43,278 consumer loans in Oregon totaling $985.6M (Consumer Loan Report, tract totals, so no median); they counted 42% of them as serving low-income borrowers.
Counties with the most recorded loans and investments
Fiscal year 2022; 23 Oregon counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.
| County | Count | Total |
|---|---|---|
| Multnomah County | 675 | $130M |
| Lane County | 359 | $63.2M |
| Washington County | 241 | $50.9M |
| Clackamas County | 224 | $49.7M |
| Linn County | 224 | $20.6M |
| Marion County | 154 | $14.2M |
| Deschutes County | 117 | $58.9M |
| Benton County | 67 | $5.5M |
| Douglas County | 48 | $10.7M |
| Polk County | 34 | $6.4M |
Loans and investments reported in other years: FY2018 780 · FY2019 1,352 · FY2020 2,489 · FY2021 4,487.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Oregon, by city
CDFI Fund list, 21 Oct 202618 certified CDFIs: 10 loan funds · 8 credit unions; 1 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.
- Albany (1): Central Willamette Credit Union
- Beaverton (1): Community Housing Fund
- Klamath Falls (1): Sage Federal Credit Union
- Medford (1): Rogue Credit Union
- Milwaukie (1): Cutting Edge Federal Credit Union
- Oregon City (1): Rivermark Community Credit Union
- Pendleton (1): Nixyaawii Community Financial Services
- Portland (8): Consolidated Federal Credit Union, Craft3, HDC Community Fund LLC, Habitat for Humanity of Oregon , Inc., Ironworkers USA Federal Credit Union, Network for Oregon Affordable Housing, Point West Credit Union, Portland Housing Center · city page
- Salem (1): Micro Enterprise Resource and Initiatives (MERIT)
- Sherwood (1): Community and Shelter Assistance Corporation
- Springfield (1): Community LendingWorks
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/or/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).