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State directory · HI

CDFI lenders in Hawaii

50 certified CDFIs lend in Hawaii, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 8 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
50
Headquartered here
8
Verified from lender sites
49

Who lends in Hawaii

50 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 8 certified CDFIs are headquartered in Hawaii (CDFI Fund list, 21 Oct 2026); 3 of them appear in the first groups because their website names an area here.

By loan type

Lenders that name an area in Hawaii or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Name a county or town in Hawaii as their lending area (1)

Their own website names a county or town in Hawaii where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Lend throughout Hawaii (2)

Their website's service area covers all of Hawaii (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name Hawaii or a region of it in their service area (2)

Their website names Hawaii or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Hawaii, no service area stated here (5)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Hawaii. The pages we read name no county, town, region or statewide area in Hawaii, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Say they lend nationwide (40)

Their website says they lend across the United States and does not exclude Hawaii. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 40 lenders that say they lend nationwide

More loan types in Hawaii

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Small Business Loans (3)

Microloans (1)

SBA Loans (1)

Commercial Real Estate Loans (1)

Mortgages (5)

Personal Loans (5)

Auto Loans (4)

Small-Dollar Emergency Loans (1)

Affordable Housing Development Loans (2)

Nonprofit Facility Loans (1)

Energy and Solar Loans (2)

CDFI Fund awards

8 of the 8 certified CDFIs headquartered in Hawaii have received CDFI Fund awards, $39.2 million in total; the largest: Hawaii Federal Credit Union ($9.2 million), Council for Native Hawaiian Advancement ($8.3 million), HAWAII FIRST FCU ($6.2 million). All CDFI Fund award recipients based in Hawaii, certified today or not: $51.3 million in 118 awards, 1998–2025.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it.

Free help in Hawaii

Free or low-cost advice before you apply: 7 Small Business Development Center offices; 1 SCORE chapter; 2 Women's Business Centers; 1 Veterans Business Outreach Center; 19 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

Largest nonprofit loan funds based in Hawaii

IRS Form 990 data
Loan fundTotal assetsLoans receivableFY ends
Council for Native Hawaiian Advancement$48.5M$6.4MSep 2023
Hawaii Community Reinvestment Corporation$5.2M$2MDec 2023
HHOC Mortgage$5.1M$2.6MDec 2023
Hawaiian Lending & Investments$2.1M$1.6MDec 2023

4 certified loan funds headquartered in Hawaii are matched to a Form 990 or 990-EZ; median total assets $5.2M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

CDFI lending recorded in Hawaii (FY2022)

CDFI Fund data, released Dec 2024

561 loans and investments totaling $115.3M (median $100,000) were reported to the CDFI Fund for borrowers and projects in Hawaii in fiscal year 2022, by 23 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Home improvement196$34.1M$150,000
Consumer182$1.4M$5,000
Home purchase144$63.7M$408,500
Non-real estate business21$10.5M$100,000
Non-real estate microenterprise8$201,879$28,500
None of the listed purposes5$2.5M$303,693
Other purposes5$2.9M

Of 442 individual borrowers whose income was reported, 56% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 6,187 consumer loans in Hawaii totaling $74.5M (Consumer Loan Report, tract totals, so no median); they counted 24% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 3 Hawaii counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
Honolulu County330$69.7M
Hawaii County92$19.2M
Maui County42$3.5M

Loans and investments reported in other years: FY2018 107 · FY2019 287 · FY2020 452 · FY2021 923.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Hawaii, by city

CDFI Fund list, 21 Oct 2026

8 certified CDFIs: 4 loan funds · 4 credit unions; 5 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/hi/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).