At a glance
From its website, read 2 Nov 2026Hawaii Community Reinvestment Corporation is a loan fund based in Honolulu, Hawaii. Its website describes commercial real estate loans, affordable housing development loans and nonprofit facility loans. Where it lends: Statewide in Hawaii.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| help@hcrchawaii.com source | |
| Website | www.hcrchawaii.com |
| Office (official list) | P.O. Box 3409, Honolulu, HI 96801 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 5 Feb 2020 |
| RSSD ID | — (none listed) |
| Address | P.O. Box 3409, Honolulu, HI 96801 |
| Website | www.hcrchawaii.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 4 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. No loan amounts or online application were found on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | Whether you’re looking for term loans, bridge loans, lines of credit, or commercial real estate loans, we’re here to provide the financial tools you need | source |
| Affordable housing development loans | — | The HCRC Community Real Estate Fund is dedicated to making a difference through real estate loans tailored for non-profit organizations and affordable housing developers. | source |
| Nonprofit / community facility loans | — | we offer support for non-profits looking to purchase or improve community facilities for their vital programs. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Statewide in Hawaii
facilitate affordable housing, community development, and economic development throughout the State of Hawaii by providing innovative financing
source
Statewide: Hawaii
Borrower focus
- Nonprofits
Nonprofit organizations in Hawaii providing services to low income populations.
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your commercial real estate loans and affordable housing development loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2.1 million in 6 awards from the U.S. Treasury's CDFI Fund, 2000–2024 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $350,000 |
| 2022 | CDFI Program, Financial Assistance | $325,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2020 | CDFI Program, Technical Assistance | $125,000 |
| 2019 | CDFI Program, Technical Assistance | $125,000 |
| 2000 | CDFI Program, Financial Assistance | $1,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $5.2M |
|---|---|
| Total liabilities | $1.5M |
| Net assets | $3.7M |
| Total revenue | $977,873 |
| Notes and loans receivable, net (Part X line 7) | $2M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 99-0282148, filed as “HAWAII COMMUNITY REINVESTMENT CORP”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $4.1M | $3.1M | $373,712 | $981,096 |
| Dec 2022 (990) | $3.7M | $3.2M | $403,580 | $797,469 |
| Dec 2023 (990) | $5.2M | $3.7M | $977,873 | $2M |
Total assets grew 28% from Dec 2021 to Dec 2023; notes and loans receivable rose 100%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $5.2M | Larger than 24% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 24% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Honolulu and Hawaii
- Hawaii Central Federal Credit UnionCredit union · Honolulu, HI · Native CDFIAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Hawaii Federal Credit UnionCredit union · Honolulu, HIAuto / vehicle loans, Personal / consumer loansVerified
- Hawaiian Lending & InvestmentsLoan fund · Honolulu, HI · Native CDFIOfficial list only
- HHOC MortgageLoan fund · Honolulu, HIHome mortgagesVerified
Work at Hawaii Community Reinvestment Corporation? Link to this page
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