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State directory · DE

CDFI lenders in Delaware

47 certified CDFIs lend in Delaware, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 4 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
47
Headquartered here
4
Verified from lender sites
45

Who lends in Delaware

47 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 4 certified CDFIs are headquartered in Delaware (CDFI Fund list, 21 Oct 2026); 1 of them appears in the first groups because their website names an area here.

By loan type

Lenders that name an area in Delaware or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Name a county or town in Delaware as their lending area (1)

Their own website names a county or town in Delaware where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Lend throughout Delaware (1)

Their website's service area covers all of Delaware (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name Delaware or a region of it in their service area (2)

Their website names Delaware or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Delaware, no service area stated here (3)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Delaware. The pages we read name no county, town, region or statewide area in Delaware, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Say they lend nationwide (40)

Their website says they lend across the United States and does not exclude Delaware. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 40 lenders that say they lend nationwide

More loan types in Delaware

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Small Business Loans (3)

Microloans (1)

SBA Loans (1)

Commercial Real Estate Loans (3)

Equipment Loans (2)

Mortgages (1)

Personal Loans (1)

Auto Loans (1)

Credit-Builder Loans (2)

Affordable Housing Development Loans (1)

Nonprofit Facility Loans (1)

CDFI Fund awards

4 of the 4 certified CDFIs headquartered in Delaware have received CDFI Fund awards, $17 million in total; the largest: NeighborGood Partners, Inc. ($9.1 million), True Access Capital Corporation ($6.6 million), Stepping Stones Community Federal Credit Union ($771,000). All CDFI Fund award recipients based in Delaware, certified today or not: $24.3 million in 39 awards, 1997–2024.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it.

Free help in Delaware

Free or low-cost advice before you apply: 4 Small Business Development Center offices; 1 SCORE chapter; 1 Women's Business Center; 12 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

SBA loans by CDFIs in Delaware

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 17 SBA approvals (9 7(a) loans and 8 504 projects) for borrowers in Delaware in fiscal years 2020–2026, from 3 CDFIs. The 7(a) loans total $1.8M approved.

Most SBA approvals here: True Access Capital Corporation (15).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in Delaware (FY2022)

CDFI Fund data, released Dec 2024

362 loans and investments totaling $100.9M (median $147,000) were reported to the CDFI Fund for borrowers and projects in Delaware in fiscal year 2022, by 30 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Home purchase129$37.4M$252,000
Home improvement61$8.9M$80,000
Non-real estate business59$35.8M$200,000
Consumer43$63,700$800
Non-real estate microenterprise38$531,004$11,362
Real estate: commercial rehabilitation13$3M$65,000
Other purposes17$15.1M

Of 226 individual borrowers whose income was reported, 60% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 3,149 consumer loans in Delaware totaling $21.9M (Consumer Loan Report, tract totals, so no median); they counted 20% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 3 Delaware counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
Sussex County166$32.7M
New Castle County137$55.1M
Kent County59$13.1M

Loans and investments reported in other years: FY2018 81 · FY2019 111 · FY2020 233 · FY2021 1,740.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Delaware, by city

CDFI Fund list, 21 Oct 2026

4 certified CDFIs: 2 loan funds · 2 credit unions. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/de/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).