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State directory · AR

CDFI lenders in Arkansas

83 certified CDFIs lend in Arkansas, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 34 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
83
Headquartered here
34
Verified from lender sites
64

Who lends in Arkansas

83 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 34 certified CDFIs are headquartered in Arkansas (CDFI Fund list, 21 Oct 2026); 7 of them appear in the first groups because their website names an area here.

By loan type

Lenders that name an area in Arkansas or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Name a county or town in Arkansas as their lending area (1)

Their own website names a county or town in Arkansas where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Lend throughout Arkansas (2)

Their website's service area covers all of Arkansas (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name Arkansas or a region of it in their service area (6)

Their website names Arkansas or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Arkansas, no service area stated here (27)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Arkansas. The pages we read name no county, town, region or statewide area in Arkansas, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Based elsewhere, with a branch or office in Arkansas (7)

Banks and credit unions headquartered in another state with at least one office in Arkansas (FDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

Say they lend nationwide (40)

Their website says they lend across the United States and does not exclude Arkansas. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 40 lenders that say they lend nationwide

More loan types in Arkansas

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Microloans (1)

SBA Loans (2)

Home Repair Loans (5)

Personal Loans (15)

Credit-Builder Loans (2)

Affordable Housing Development Loans (1)

Nonprofit Facility Loans (1)

CDFI Fund awards

27 of the 34 certified CDFIs headquartered in Arkansas have received CDFI Fund awards, $155.1 million in total; the largest: SOUTHERN BANCORP INC ($20.6 million), Communities Unlimited, Inc. ($12.4 million), FM Bank and Trust ($11 million). All CDFI Fund award recipients based in Arkansas, certified today or not: $188 million in 238 awards, 1996–2025. Separately, Treasury's ECIP invested $356.9 million in 4 certified CDFIs based here.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.

Free help in Arkansas

Free or low-cost advice before you apply: 7 Small Business Development Center offices; 1 SCORE chapter; 1 Women's Business Center; 15 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

SBA loans by CDFIs in Arkansas

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 280 SBA approvals (278 7(a) loans and 2 504 projects) for borrowers in Arkansas in fiscal years 2020–2026, from 13 CDFIs. The 7(a) loans total $180.1M approved.

Most SBA approvals here: Southern Bancorp Bank (128), FNBC Bank (72), ACC Capital, Inc. (39), RiverBank (22), Peoples Bank (5).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in Arkansas (FY2022)

CDFI Fund data, released Dec 2024

7,563 loans and investments totaling $1.4B (median $50,000) were reported to the CDFI Fund for borrowers and projects in Arkansas in fiscal year 2022, by 77 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Non-real estate business2,056$659.8M$100,000
Non-real estate microenterprise1,373$31.6M$20,568
Real estate: commercial construction, permanent or acquisition1,057$396.6M$112,500
None of the listed purposes830$21.4M$7,409
Home purchase784$101.4M$85,452
Home improvement604$76.1M$70,734
Other purposes859$128.8M

Of 602 individual borrowers whose income was reported, 78% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 23,114 consumer loans in Arkansas totaling $288.6M (Consumer Loan Report, tract totals, so no median); they counted 14% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 56 Arkansas counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
Drew County567$97.8M
Pulaski County545$86.5M
Mississippi County500$133.4M
Jefferson County369$36.9M
Cleveland County350$13.9M
Dallas County344$13.4M
Garland County322$73.3M
Phillips County300$79.4M
Bradley County295$24.4M
Izard County282$16.3M

Loans and investments reported in other years: FY2018 3,044 · FY2019 2,085 · FY2020 5,832 · FY2021 9,969.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Arkansas, by city

CDFI Fund list, 21 Oct 2026

34 certified CDFIs: 5 loan funds · 2 credit unions · 14 banks or thrifts · 13 bank holding companies. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/ar/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).