Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 7 Jul 2015 |
| RSSD ID | — (none listed) |
| Address | 200 River Market Ave Suite 400, Little Rock, AR 72201 Directions (Google Maps) |
| Website | Not given on the official list (listed as “Non given”) |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe have not yet read this lender's website, so we can't list its loan products, sizes or service area. That doesn't mean it lacks them. The official list gives no website for this lender; contact it at the address above.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$7.4 million in 5 awards from the U.S. Treasury's CDFI Fund, 2017–2022 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $3,718,258 |
| 2021 | CDFI Rapid Response Program | $1,278,385 |
| 2020 | CDFI Program, Financial Assistance | $520,000 |
| 2018 | CDFI Program, Financial Assistance | $850,000 |
| 2017 | CDFI Program, Financial Assistance | $1,006,905 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $311,000 (83 loans) | All 7(a) lenders in Arkansas: $229,400. Larger than the median loan of 76% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| Variable-rate 7(a) loans: rate over prime at approval, FY2024–26 | median 2.75 pts, the middle half all at 2.75 pts (58 loans; 3% at the SBA maximum) | All lenders in Arkansas: median 2.25 pts, 7% at the maximum (702 loans). |
| SBA approvals, FY2023–24 → FY2025–26 | 30 → 42 | Rank among the 6 certified CDFIs in Arkansas with SBA approvals in either period: 2 → 2. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 76% |
| Rate over prime | all variable-rate 7(a) loans in Arkansas, FY2024–26 | 702 | median 2.75 pts vs 2.25 pts |
| SBA approvals then vs now | certified CDFIs in Arkansas with SBA approvals FY2023–2026 | 5 | rank 2 → 2 of 6 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026.
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 83 SBA-backed approvals for ACC Capital, Inc. in fiscal years 2020–2026 (October 2019 to September 2026):
- 83 7(a) loans as the lender: $34.3M in total (gross amount approved), median $311,000
By fiscal year: FY2020 5 · FY2021 2 · FY2022 4 · FY2023 14 · FY2024 16 · FY2025 19 · FY2026 23.
What actually happened
- Size of its 7(a) loans: half were between $201,500 and $499,500, median $311,000 (83 loans)
- Term of its 7(a) loans: median 120 months (10 years) (83 loans)
- Interest rate at approval on its 7(a) loans in FY2025–26: median 9.88%, half between 9.50% and 10.25% (42 loans; SBA's initial rate, before any change on a variable loan)
- Fixed or variable: 0% of its 7(a) loans had a fixed rate (83 loans)
- Young businesses: 64% of its 7(a) loans went to a startup or a business two years old or less (83 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 7(a) standard (82, 99%)
- 7(a) SBA Express (1, 1%)
Borrower industries
NAICS sector, 3 or more loans.
- Accommodation and food services (16)
- Arts, entertainment, and recreation (10)
- Retail trade (9)
- Other services (except public administration) (9)
- Administrative and support and waste management services (8)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Benton County, AR (7)
- Pulaski County, AR (6)
- Washington County, AR (4)
- Shelby County, TN (4)
- Fulton County, GA (4)
- Hot Spring County, AR (3)
- Craighead County, AR (3)
- Clark County, AR (3)
How this lender was matched in the SBA files: SBA lender ID 0224779: same name, state and city (SBA lists “ACC Capital”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. ACC Capital, Inc. may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Little Rock and Arkansas
- People TrustLoan fund · Little Rock, ARPersonal / consumer loans, Small-business loansVerified
- Southern Bancorp Capital PartnersLoan fund · Little Rock, AROfficial list only
- Bank of Lake VillageBank or thrift · Lake Village, ARAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Clearway Federal Credit UnionCredit union · Malvern, ARAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- Communities Unlimited, Inc.Loan fund · Fayetteville, ARAgriculture / farm loans, Home repair / improvement loans, Small-business loansVerified
- Connect BankBank or thrift · Star City, ARCommercial real estate loans, Equipment loans, Personal / consumer loans, Small-business loansVerified
Work at ACC Capital, Inc.? Link to this page
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