At a glance
From its website, read 2 Nov 2026People Trust is a loan fund based in Little Rock, Arkansas. Its website describes personal loans and small-business loans. Where it lends: Arkansas. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Phone | (501) 404-4857 source |
|---|---|
| info@peopletrustloans.org source | |
| Apply online | Page with the application link |
| Website | www.peopletrustloans.org |
| Office (official list) | 5300 West 65th Street, Little Rock, AR 72209 |
What their website says about applying
Apply online in a few minutes, or call us at
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate stated, not as an APR: see their wording | People Trust interest rate on all loans is 10% with payback times up to 60 months and no less than 90 days. | source |
| Personal / consumer loans | Rate stated, not as an APR: see their wording | 10% Interest Rate Affordable rates compared to payday lenders | source |
| Loans (general) | Term: see their wording | payback times up to 60 months and no less than 90 days. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 1 Apr 2016 |
| RSSD ID | — (none listed) |
| Address | 5300 West 65th Street, Little Rock, AR 72209 Directions (Google Maps) |
| Website | www.peopletrustloans.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. The pages state interest rates and repayment terms but no loan amount ranges. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Personal / consumer loans | — | Our Consumer Loans are safe, flexible, and affordable. | source |
| Small-business loans | — | Flexible financing solutions for small businesses in low-income communities | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Arkansas
People Trust was founded on a simple belief: fair credit should reach every neighborhood in Arkansas.
source
Statewide: Arkansas
Borrower focus
- Low- and moderate-income / underserved
People Trust is here to help low income individuals who feel they have been shut out and forgotten about but still need access to capital.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply online in a few minutes, or call us at
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your personal loans?
Their website states a rate, but not as an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$7.6 million in 8 awards from the U.S. Treasury's CDFI Fund, 2018–2024 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Small Dollar Loan Program | $292,783 |
| 2022 | CDFI Equitable Recovery Program | $6,197,097 |
| 2022 | CDFI Program, Financial Assistance | $325,000 |
| 2021 | CDFI Program, Financial Assistance | $125,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2021 | Small Dollar Loan Program | $250,840 |
| 2020 | CDFI Program, Technical Assistance | $125,000 |
| 2018 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Little Rock and Arkansas
- ACC Capital, Inc.Loan fund · Little Rock, AROfficial list only
- Southern Bancorp Capital PartnersLoan fund · Little Rock, AROfficial list only
- Bank of Lake VillageBank or thrift · Lake Village, ARAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Clearway Federal Credit UnionCredit union · Malvern, ARAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- Communities Unlimited, Inc.Loan fund · Fayetteville, ARAgriculture / farm loans, Home repair / improvement loans, Small-business loansVerified
- Connect BankBank or thrift · Star City, ARCommercial real estate loans, Equipment loans, Personal / consumer loans, Small-business loansVerified
Work at People Trust? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.