CDFI lenders in Desha County, AR

5 of these 6 lenders have received CDFI Fund awards, together $21.1M in fiscal years 2020–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

6 head offices and 9 branches or offices of 6 lenders on this page, within 40 miles of the centre of Desha County. Lenders with no office nearby may still lend here; many work by phone and online.

Median household income in Desha County is $37,662, 38% below the Arkansas figure of $60,773 (ACS 2020–2024).

Businesses here took 37.0 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Arkansas county (23.2), rank 21 of 75.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

255 loans and investments totaling $81.4M (median $105,000) were reported to the CDFI Fund for borrowers and projects in Desha County in fiscal year 2022, by 11 reporting CDFIs. More than half of these records come from a single reporting CDFI.

CDFI banks and credit unions also reported 461 consumer loans in Desha County totaling $5.2M (Consumer Loan Report, tract totals, so no median); they counted 3% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 4 · FY2021 167.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.