Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank or thrift |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 12 Jul 2025 |
| RSSD ID | 733540 |
| Address | PO Box 345, Rison, AR 71665 Directions to the main office (Google Maps) |
| Website | Not given on the official list (listed as “Non given”) |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe have not yet read this lender's website, so we can't list its loan products, sizes or service area. That doesn't mean it lacks them. The official list gives no website for this lender; contact it at the address above.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
Branches and size
FDIC, 30 Jun 2026On file with the FDIC as Gateway Bank (FDIC cert 8730). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $181 million (as of 30 Jun 2026) |
|---|---|
| Offices | 3 (as of 30 Oct 2026) |
Offices by state and county (3)
Arkansas (3 offices)
- Cleveland County (1): 112 Main Street, Rison 71665 (main office)
- Saline County (2): 17328 Interstate 30, Benton 72019; 6110 Highway 5 N, Bryant 72022
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026Figures from the Call Report filed by Gateway Bank (RSSD 733540, FDIC cert 8730). Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $160.7 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 2.2% from $157.2 million on 30 Jun 2025 |
| Total assets | $181 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $60.9 million | 37.9% |
| Home equity lines of credit | $3.4 million | 2.1% |
| Commercial real estate, construction and multifamily | $71.8 million | 44.7% |
| Commercial and industrial (business) loans | $21.3 million | 13.3% |
| Farmland and farm production loans | $908,000 | 0.6% |
| Consumer loans (credit cards, auto, other) | $2.3 million | 1.4% |
Within consumer loans: auto loans $1.4 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 30 loans $1.7 million | 110 loans $3.4 million |
| $100,001 to $250,000 | 29 loans $5 million | 41 loans $7.1 million |
| $250,001 to $1 million | 56 loans $31.8 million | 20 loans $10.9 million |
| All small business loans | 115 loans $38.5 million | 171 loans $21.3 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
| Original loan amount | Secured by farmland | Farm production |
|---|---|---|
| Up to $100,000 | 6 loans $124,000 | 2 loans $80,000 |
| $100,001 to $250,000 | none reported | none reported |
| $250,001 to $500,000 | 1 loan $318,000 | 1 loan $386,000 |
| All small farm loans | 7 loans $442,000 | 3 loans $466,000 |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025GATEWAY BANK reported 54 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $13.3M (median loan about $145,000). 43 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 43 | 80% |
| Refinance (incl. cash-out) | 8 | 15% |
| Home improvement | 3 | 5.6% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 54 | 100% |
Included above: 4 loans on multifamily (5+ unit) properties.
Where the loans were made
Counties with the most 2025 originations, out of 10 counties with at least one; 100% of its 2025 loans were for properties in Arkansas:
- Pulaski County, AR (17)
- Jefferson County, AR (15)
- Saline County, AR (9)
- White County, AR (5)
- Garland County, AR (3)
Filed under LEI 549300RP4LE08QWSLQ50 as “Gateway Bank”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $181 million | Larger than 24% of the 25 other certified banks and bank holding companies in Arkansas (median $296.6 million). |
| Loans as a share of assets | 89% | Median of the same 25 banks and bank holding companies: 73%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $157.2 million → $160.7 million (+2%) | Median change of 25 other certified banks and bank holding companies in Arkansas: +6%. Rank by loans held among these 26: 14 → 12. |
| Home loans originated in 2025 (HMDA) | 54 | More than 26% of the 263 other certified CDFIs that reported 3 or more (120 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies in Arkansas | 25 | larger than 24% |
| Loans held then vs now | certified banks and bank holding companies in Arkansas reporting both dates | 25 | rank 14 → 12 of 26 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 26% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
Other certified CDFIs in Rison and Arkansas
- Sigma Holdings, Inc.Bank holding company · Rison, ARCommercial real estate loans, Personal / consumer loans, Small-business loansVerified
- Bank of Lake VillageBank or thrift · Lake Village, ARAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Clearway Federal Credit UnionCredit union · Malvern, ARAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- Communities Unlimited, Inc.Loan fund · Fayetteville, ARAgriculture / farm loans, Home repair / improvement loans, Small-business loansVerified
- Connect BankBank or thrift · Star City, ARCommercial real estate loans, Equipment loans, Personal / consumer loans, Small-business loansVerified
- Cotton Belt FCUCredit union · Pine Bluff, ARAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
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