At a glance
From its website, read 2 Nov 2026Sigma Holdings, Inc. is a bank holding company based in Rison, Arkansas. Its website describes commercial real estate loans, personal loans and small-business loans. Where it lends: Customers in Bryant and Rison, Arkansas.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Phone | (870) 325-6251 source |
|---|---|
| Phone | (501) 575-0819 source |
| Phone | (501) 847-3440 source |
| Website | www.gatewaybank.bank |
| Office (official list) | P.O. Box 345, Rison, AR 71665 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank holding company |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 15 Jan 2026 |
| RSSD ID | 4512378 |
| Address | P.O. Box 345, Rison, AR 71665 Directions to the main office (Google Maps) |
| Website | www.gatewaybank.bank |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan amounts and an online loan application option are not stated on the pages fetched; the mortgage page says no residential mortgages are offered. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | Whether you are a residential builder, a commercial property owner, or just expanding your portfolio, we offer many financial options. | source |
| Personal / consumer loans | — | Whether you are looking to make a purchase or just an unexpected expense, Gateway Bank is here to assist you in finding a solution. We offer: | source |
| Small-business loans | — | Whether you are a new or established business, Gateway Bank will provide a partnership to help you succeed. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Customers in Bryant and Rison, Arkansas
Consumer Lending for Customers in Bryant & Rison, Arkansas
source
Counties this matches: Cleveland County, AR, Saline County, AR
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.gatewaybank.bank/
- https://www.gatewaybank.bank/personal/consumer-lending
- https://www.gatewaybank.bank/business/commercial-business-lending
- https://www.gatewaybank.bank/personal/kasasa-saver-
- https://www.gatewaybank.bank/personal/mobile-banking
- https://www.gatewaybank.bank/personal/deposit-accounts
- https://www.gatewaybank.bank/business/deposit-accounts
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your personal loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your commercial real estate loans and small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$150,000 in 1 award from the U.S. Treasury's CDFI Fund, 2025 (CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2025 | CDFI Program, Technical Assistance | $150,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026Subsidiary bank on file with the FDIC: Gateway Bank (FDIC cert 8730, total assets $181 million). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $181 million (as of 30 Jun 2026) |
|---|---|
| Offices | 3 (as of 30 Oct 2026) |
Offices by state and county (3)
Arkansas (3 offices)
- Cleveland County (1): 112 Main Street, Rison 71665 (main office)
- Saline County (2): 17328 Interstate 30, Benton 72019; 6110 Highway 5 N, Bryant 72022
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026A bank holding company files no Call Report of its own. These figures are from its subsidiary bank, Gateway Bank (RSSD 733540, FDIC cert 8730), the only active bank the FDIC lists under this holding company. Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $160.7 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 2.2% from $157.2 million on 30 Jun 2025 |
| Total assets | $181 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $60.9 million | 37.9% |
| Home equity lines of credit | $3.4 million | 2.1% |
| Commercial real estate, construction and multifamily | $71.8 million | 44.7% |
| Commercial and industrial (business) loans | $21.3 million | 13.3% |
| Farmland and farm production loans | $908,000 | 0.6% |
| Consumer loans (credit cards, auto, other) | $2.3 million | 1.4% |
Within consumer loans: auto loans $1.4 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 30 loans $1.7 million | 110 loans $3.4 million |
| $100,001 to $250,000 | 29 loans $5 million | 41 loans $7.1 million |
| $250,001 to $1 million | 56 loans $31.8 million | 20 loans $10.9 million |
| All small business loans | 115 loans $38.5 million | 171 loans $21.3 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
| Original loan amount | Secured by farmland | Farm production |
|---|---|---|
| Up to $100,000 | 6 loans $124,000 | 2 loans $80,000 |
| $100,001 to $250,000 | none reported | none reported |
| $250,001 to $500,000 | 1 loan $318,000 | 1 loan $386,000 |
| All small farm loans | 7 loans $442,000 | 3 loans $466,000 |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported by its bank (2025)
FFIEC HMDA data, 2025The HMDA reporter panel lists Sigma Holdings, Inc. as the parent or top holder of this filer, which is also a certified CDFI with its own page:
- GATEWAY BANK: 54 originated home loans
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $181 million | Larger than 24% of the 25 other certified banks and bank holding companies in Arkansas (median $296.6 million). |
| Loans as a share of assets | 89% | Median of the same 25 banks and bank holding companies: 73%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $157.2 million → $160.7 million (+2%) | Median change of 25 other certified banks and bank holding companies in Arkansas: +6%. Rank by loans held among these 26: 14 → 12. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies in Arkansas | 25 | larger than 24% |
| Loans held then vs now | certified banks and bank holding companies in Arkansas reporting both dates | 25 | rank 14 → 12 of 26 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Rison and Arkansas
- GATEWAY BANKBank or thrift · Rison, AROfficial list only
- Bank of Lake VillageBank or thrift · Lake Village, ARAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Clearway Federal Credit UnionCredit union · Malvern, ARAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- Communities Unlimited, Inc.Loan fund · Fayetteville, ARAgriculture / farm loans, Home repair / improvement loans, Small-business loansVerified
- Connect BankBank or thrift · Star City, ARCommercial real estate loans, Equipment loans, Personal / consumer loans, Small-business loansVerified
- Cotton Belt FCUCredit union · Pine Bluff, ARAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
Work at Sigma Holdings, Inc.? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.