At a glance
From its website, read 2 Nov 2026Triple Bottom Line Foundation is a loan fund based in Lakewood, Colorado. Its website describes energy-efficiency loans. Stated loan amounts run from $100,000. Where it lends: National (United States).
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.tblfund.org |
|---|---|
| Office (official list) | 7400 W 14th Ave, Lakewood, CO 80214 |
What their website says about applying
Schedule a consultation with our customer solution specialists to review the details of your project and get your application started!
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Term: see their wording | 6 to 36 month Loan Terms | source |
| Loans (general) | Term: see their wording | Our terms span 1 to 15 years, and the process for securing financing is simple and quick. | source |
| Loans (general) | Term: see their wording | TBL Fund financing wraps around the construction period and generally extends for a period of 5-25 years. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Nov 2014 |
| RSSD ID | — (none listed) |
| Address | 7400 W 14th Ave, Lakewood, CO 80214 Directions (Google Maps) |
| Website | www.tblfund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. No online loan application link is stated on the pages fetched; the bridge loan page asks borrowers to book an appointment. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Energy / solar / efficiency loans | from $100,000 | Minimum Loan Size $100,000 | source |
Service area
National (United States)
TBL Fund is a national 501(c)(3) nonprofit Community Development Financial Institution (CDFI) certified by the U.S. Treasury Department.
source
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What is the largest loan you make?
Their website gives a minimum ($100,000) but no maximum. - What is the APR, including fees, on your energy-efficiency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2 million in 4 awards from the U.S. Treasury's CDFI Fund, 2017–2022 (CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Program, Technical Assistance | $125,000 |
| 2021 | CDFI Rapid Response Program | $1,628,000 |
| 2020 | CDFI Program, Technical Assistance | $125,000 |
| 2017 | CDFI Program, Technical Assistance | $124,893 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $5.8M |
|---|---|
| Total liabilities | $4.4M |
| Net assets | $1.3M |
| Total revenue | $1M |
| Notes and loans receivable, net (Part X line 7) | $3.5M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 84-1592286, filed as “TRIPLE BOTTOM LINE FOUNDATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $4.7M | $2M | $1.8M | $1.8M |
| Dec 2022 (990) | $5.1M | $1.1M | $304,144 | $3.2M |
| Dec 2023 (990) | $5.8M | $1.3M | $1M | $3.5M |
Total assets grew 22% from Dec 2021 to Dec 2023; notes and loans receivable rose 98%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $5.8M | Larger than 11% of the 9 other certified loan funds and venture funds in Colorado with a matched Form 990 (median $22.1M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Colorado | 9 | larger than 11% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Lakewood and Colorado
- B:Side FundLoan fund · Denver, COCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Colorado Enterprise Fund, Inc.Loan fund · Denver, COChild-care facility financing, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Community Enterprise Development ServicesLoan fund · Aurora, COSmall-business loansVerified
- Energize Colorado Inc.Loan fund · Boulder, COAgriculture / farm loans, Equipment loans, Small-business loansVerified
- First SouthWest Bancorporation, Inc.Bank holding company · Alamosa, COAgriculture / farm loans, Credit-builder loans, Microloans, Personal / consumer loans…Verified
- First Southwest BankBank or thrift · Durango, COAgriculture / farm loans, Credit-builder loans, Microloans, Personal / consumer loans…Verified
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