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State directory · AZ

CDFI lenders in Arizona

58 certified CDFIs lend in Arizona, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 17 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
58
Headquartered here
17
Verified from lender sites
54

Who lends in Arizona

58 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 17 certified CDFIs are headquartered in Arizona (CDFI Fund list, 21 Oct 2026); 2 of them appear in the first groups because their website names an area here.

By loan type

Lenders that name an area in Arizona or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Lend throughout Arizona (2)

Their website's service area covers all of Arizona (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name Arizona or a region of it in their service area (4)

Their website names Arizona or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Arizona, no service area stated here (15)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Arizona. The pages we read name no county, town, region or statewide area in Arizona, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Say they lend nationwide (37)

Their website says they lend across the United States and does not exclude Arizona. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 37 lenders that say they lend nationwide

More loan types in Arizona

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Microloans (3)

SBA Loans (2)

Commercial Real Estate Loans (5)

Equipment Loans (4)

Home Repair Loans (3)

Auto Loans (7)

Credit-Builder Loans (2)

Small-Dollar Emergency Loans (2)

Affordable Housing Development Loans (1)

Nonprofit Facility Loans (2)

CDFI Fund awards

17 of the 17 certified CDFIs headquartered in Arizona have received CDFI Fund awards, $76.7 million in total; the largest: Raza Development Fund, Inc. ($30.4 million), Vantage West Credit Union ($8 million), Prestamos CDFI, LLC ($7.5 million). All CDFI Fund award recipients based in Arizona, certified today or not: $111 million in 143 awards, 1996–2025. Separately, Treasury's ECIP invested $64.4 million in 3 certified CDFIs based here.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.

Free help in Arizona

Free or low-cost advice before you apply: 13 Small Business Development Center offices; 3 SCORE chapters; 2 Women's Business Centers; 23 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

Largest nonprofit loan funds based in Arizona

IRS Form 990 data
Loan fundTotal assetsLoans receivableFY ends
Raza Development Fund, Inc.$335.2M$239.2MSep 2023
PPEP Microbusiness and Housing Development Corporation, Inc.$8.8M$2.4MJun 2023
Growth Partners Arizona$4.2M$1.5MSep 2023
Hopi Credit Association$3.2M$800,384Dec 2023
Border Financial Resources Inc$833,353$418,157Dec 2023
MicroCare Community Development Solutions$66,749—Jun 2023

6 certified loan funds headquartered in Arizona are matched to a Form 990 or 990-EZ; median total assets $3.7M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

SBA loans by CDFIs in Arizona

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 73 SBA approvals (63 7(a) loans and 10 504 projects) for borrowers in Arizona in fiscal years 2020–2026, from 12 CDFIs. The 7(a) loans total $39.4M approved.

Most SBA approvals here: DreamSpring (24), Mission Valley Bank (18), AmPac Tri-State CDC Inc. (16), Prestamos CDFI, LLC (5).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in Arizona (FY2022)

CDFI Fund data, released Dec 2024

3,351 loans and investments totaling $386M (median $32,100) were reported to the CDFI Fund for borrowers and projects in Arizona in fiscal year 2022, by 77 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Home improvement982$70.4M$55,000
Consumer885$1.3M$1,000
Home purchase648$162.5M$199,500
Non-real estate microenterprise519$8.1M$15,000
Non-real estate business249$72.3M$50,000
Real estate: commercial construction, permanent or acquisition43$53.5M$595,000
Other purposes25$18M

Of 2,488 individual borrowers whose income was reported, 62% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 42,220 consumer loans in Arizona totaling $783.1M (Consumer Loan Report, tract totals, so no median); they counted 68% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 12 Arizona counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
Pima County1,330$154.9M
Maricopa County1,038$189.6M
Gila County249$1.3M
Graham County243$826,550
Navajo County203$1.7M
Pinal County142$19.2M
Cochise County37$2.8M
Coconino County32$625,512
Yavapai County24$5M
Mohave County23$3.3M

Loans and investments reported in other years: FY2018 1,521 · FY2019 1,706 · FY2020 2,351 · FY2021 12,761.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Arizona, by city

CDFI Fund list, 21 Oct 2026

17 certified CDFIs: 11 loan funds · 6 credit unions; 3 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/az/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).