At a glance
From its website, read 2 Nov 2026National Association for Latino Community Asset Builders is a loan fund based in San Antonio, Texas. Its website describes commercial real estate loans. Where it lends: Nonprofit member organizations across the United States.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.nalcab.org |
|---|---|
| Office (official list) | 5404 Wurzbach Rd, San Antonio, TX 78238 |
What their website says about applying
To apply or request more information, contact the NALCAB Lending & Impact Investing Team at
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Membership required
Please note: Loans are available only to current NALCAB member organizations. To learn more about membership, contact
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 31 May 2019 |
| RSSD ID | — (none listed) |
| Address | 5404 Wurzbach Rd, San Antonio, TX 78238 Directions (Google Maps) |
| Website | www.nalcab.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loans are available only to current NALCAB member organizations, not individual borrowers. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | up to $1.2M | Up to $1.2 million for the development of affordable housing or community facilities. Financing is available for all stages of development | source |
Loan sizes
Service area
Nonprofit member organizations across the United States
NALCAB lends to nonprofit organizations that promote economic mobility across the United States.
source
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://nalcab.org/
- https://nalcab.org/2025/04/02/revitalizing-communities-crhs-impact-in-puerto-rico/
- https://nalcab.org/2025/04/02/inclusive-action-for-the-city-helps-la-street-vendor-access-capital-to-grow-his-business-support/
- https://nalcab.org/2025/10/10/how-finance-and-nonprofits-joined-to-bring-affordable-housing-ownership-and-rentals-to-bostonians/
- https://nalcab.org/financial-capability/
- https://nalcab.org/lending-impact-investing/
- https://nalcab.org/2025/10/15/hispanic-heritage-month-spotlight-tmc-community-capital/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your commercial real estate loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$3.7 million in 5 awards from the U.S. Treasury's CDFI Fund, 2016–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $800,000 |
| 2022 | CDFI Equitable Recovery Program | $727,126 |
| 2021 | CDFI Program, Financial Assistance | $500,000 |
| 2021 | CDFI Rapid Response Program | $1,600,000 |
| 2016 | CDFI Program, Technical Assistance | $121,842 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $33.9M |
|---|---|
| Total liabilities | $15.6M |
| Net assets | $18.3M |
| Total revenue | $9.8M |
| Notes and loans receivable, net (Part X line 7) | $14.8M |
| Program-related investments (Part X line 13) | $2.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 20-0774672, filed as “NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $21.4M | $14.4M | $12.7M | $2.8M |
| Dec 2022 (990) | $25.7M | $17.5M | $10M | $5.5M |
| Dec 2023 (990) | $33.9M | $18.3M | $9.8M | $14.8M |
Total assets grew 59% from Dec 2021 to Dec 2023; notes and loans receivable rose 433%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $33.9M | Larger than 81% of the 16 other certified loan funds and venture funds in Texas with a matched Form 990 (median $7.8M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Texas | 16 | larger than 81% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in San Antonio and Texas
- LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Neighborhood Housing Services of San Antonio, Inc.Loan fund · San Antonio, TXHome mortgagesVerified
- River City Federal Credit UnionCredit union · San Antonio, TXSmall-dollar / emergency loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansVerified
- Affordable Homes of South Texas, Inc.Loan fund · McAllen, TXHome repair / improvement loans, Home mortgagesVerified
- BORDERPLEX COMMUNITY CAPITAL, INCLoan fund · El Paso, TXCommercial real estate loans, Equipment loans, Microloans, Small-business loansVerified
- Border Federal Credit UnionCredit union · Del Rio, TXAuto / vehicle loans, Personal / consumer loansVerified
Work at National Association for Latino Community Asset Builders? Link to this page
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