State directory · PA
CDFI lenders in Pennsylvania
74 certified CDFIs lend in Pennsylvania, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 31 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.
- Lend here
- 74
- Headquartered here
- 31
- Verified from lender sites
- 65
Who lends in Pennsylvania
74 lenders, each counted once- 10 · Name a county or town in PALender websites, read 29 Oct 2026–4 Nov 2026
- 3 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
- 5 · Name Pennsylvania or part of itLender websites, read 29 Oct 2026–4 Nov 2026
- 17 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
- 39 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026
Each lender is listed once, under the strongest evidence we have. 31 certified CDFIs are headquartered in Pennsylvania (CDFI Fund list, 21 Oct 2026); 14 of them appear in the first groups because their website names an area here.
By loan type
Lenders that name an area in Pennsylvania or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.
County pages
Cities with a CDFI headquarters
A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.
Name a county or town in Pennsylvania as their lending area (10)
Their own website names a county or town in Pennsylvania where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- ASSETS LancasterLoan fund · Lancaster, PASmall-business loansNames Berks County, Dauphin County, Lancaster County, Lebanon County, York County ·
Central Pennsylvania: Lancaster, Berks, Dauphin, York and Lebanon counties
Verified - BEECH CAPITAL VENTURE CORPORATIONLoan fund · Philadelphia, PASmall-business loansNames Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County ·
City of Philadelphia and Bucks, Chester, Delaware and Montgomery Counties
Verified - East End Food Coop FCUCredit union · Pittsburgh, PAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…Names Pittsburgh ·
Anyone who lives, works or worships in 22 census tracts in Pittsburgh, PA and surrounding suburbs; also East End Food Co-op members in Allegheny or Westmoreland
Verified - Economic Opportunities FundLoan fund · Philadelphia, PACommercial real estate loans, Credit-builder loans, Small-business loansNames Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County ·
Philadelphia, Bucks, Chester, Delaware and Montgomery Counties PA; Camden County NJ; New Castle County DE
Verified - Invest PGH Inc.Loan fund · Pittsburgh, PAChild-care facility financing, Small-business loansNames Pittsburgh ·
City of Pittsburgh businesses
Verified - Neighborhood Community Development FundLoan fund · Pittsburgh, PACommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, Microloans…Names Allegheny County ·
Allegheny County, PA
Verified - PIDC Community CapitalLoan fund · Philadelphia, PACommercial real estate loans, Equipment loans, Small-business loansNames Philadelphia ·
City of Philadelphia businesses and nonprofits
Verified - Philadelphia Accelerator FundLoan fund · Philadelphia, PAAffordable housing development loansNames Philadelphia ·
City of Philadelphia, in CDFI Investment Areas
Verified - Rising Tide Community Loan FundLoan fund · Bethlehem, PAMicroloans, Small-business loansNames Carbon County, Lehigh County, Monroe County, Northampton County ·
Carbon, Lehigh, Monroe, Northampton and Upper Bucks counties; Eastern PA
Verified - TENFOLD COMMUNITY LENDINGLoan fund · Lancaster, PANames Lancaster County ·
Homes located within Lancaster County (homebuyer loans)
Verified
Lend throughout Pennsylvania (3)
Their website's service area covers all of Pennsylvania (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Businesses in Connecticut, Delaware, Illinois, New Jersey, New York and Pennsylvania
Verified - Neighborhood Housing Services of Greater Berks, Inc.Loan fund · Reading, PAHome repair / improvement loans
Properties located within Pennsylvania
Verified - West Central Development Corporation, dba Anchor Financial ServicesLoan fund · Perrysburg, OHCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Ohio, Florida, Michigan, Pennsylvania, Kentucky, Indiana
Verified
Name Pennsylvania or a region of it in their service area (5)
Their website names Pennsylvania or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Landmarks Community Capital CorporationLoan fund · Pittsburgh, PACommercial real estate loans, Affordable housing development loans
Low- to moderate-income neighborhoods in Western Pennsylvania
Verified - Progress Fund, TheLoan fund · Greensburg, PASmall-business loans
Pennsylvania, West Virginia and Maryland
Verified - Renewable Manufacturing Gateway dba Community Growth FundVenture capital fund · Pittsburgh, PAAuto / vehicle loans, Affordable housing development loans, Small-business loans
10-county South Western Pennsylvania area and all of West Virginia
Verified - The Capital Good FundLoan fund · Providence, RIImmigration / citizenship loans
Financing in Rhode Island, Florida, Massachusetts, Illinois, Delaware, Texas, Colorado, New Jersey, Connecticut, Georgia and Pennsylvania
Verified - Union County Economic Development CorporationLoan fund · Cranford, NJCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
New Jersey, NYC and certain areas in NY and PA (microloans)
Verified
Headquartered in Pennsylvania, no service area stated here (17)
The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Pennsylvania. The pages we read name no county, town, region or statewide area in Pennsylvania, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.
- Asian BankBank or thrift · Philadelphia, PACommercial real estate loans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Asian Finanical CorporationBank holding company · Philadelphia, PACommercial real estate loans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansService area stated:
Greater Philadelphia, including the Chinatown area
Verified - Community First Fund dba FinantaLoan fund · Lancaster, PACommercial real estate loans, Credit-builder loans, Affordable housing development loans, Microloans…Verified
- Erie Federal Credit UnionCredit union · Erie, PAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- JARI Growth Fund, Inc.Loan fund · Johnstown, PAMicroloans, Small-business loansVerified
- North Philadelphia Financial PartnershipLoan fund · Philadelphia, PACommercial real estate loans, Credit-builder loans, Microloans, Personal / consumer loans…Verified
- Pennsylvania Assistive Technology FoundationLoan fund · King of Prussia, PAMicroloans, Personal / consumer loansVerified
- Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…Service area stated:
Lends across the country (national)
Verified - Appalachian Assistive Technology Loan Fund, Inc.Loan fund · King of Prussia, PAOfficial list only
- Bridgeway Capital, Inc.Loan fund · Pittsburgh, PAOfficial list only
- Chester County Economic Development CouncilLoan fund · Exton, PAOfficial list only
- Enterprise Center Capital Corporation, TheLoan fund · Philadelphia, PAOfficial list only
- Enterprise Development Fund of Erie CountyLoan fund · Erie, PAOfficial list only
- Entrepreneur Works FundLoan fund · Philadelphia, PAOfficial list only
- Impact Loan Fund, Inc.Loan fund · Philadelphia, PAOfficial list only
- Lakeview Community Capital, LLCLoan fund · Horsham, PAOfficial list only
- Women's Opportunities Resource CenterLoan fund · Philadelphia, PAOfficial list only
Say they lend nationwide (39)
Their website says they lend across the United States and does not exclude Pennsylvania. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
Show the 39 lenders that say they lend nationwide
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Business loans in 45 states, excluding DC, MT, ND, SD, TN and VT
Verified - BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
National lender with investments in 25 states, Washington DC and Puerto Rico
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
National service area with a primary focus on Investment Areas in Iowa and Illinois
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Small businesses across the United States
Verified - Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Across the country (nationwide), for homeowners in underserved communities
Verified - Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loans
Nationwide: affordable housing communities across the United States
Verified - Community Housing Capital, Inc.Loan fund · Decatur, GAAffordable housing development loans
Nationwide, for NeighborWorks America organizations
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
National lender serving communities across the U.S.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loans
Rural places nationwide
Verified - Disability Fund, Inc., TheLoan fund · Rockville Centre, NYAffordable housing development loans
Projects for people with disabilities throughout the United States
Verified - Enterprise Community Loan Fund, Inc.Loan fund · Columbia, MDEquity / venture investment
Deals in every state, Washington, D.C., and Puerto Rico
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Mortgages offered in all 50 states
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Vulnerable and low-income communities throughout the United States, with a targeted focus on rural areas
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
Businesses throughout the country; 35 states served
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loans
Nationwide, serving nonprofit developers of affordable housing
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
Nationwide: offers financing to organizations across the country
Verified - Mercy Community CapitalLoan fund · Denver, COAffordable housing development loans
Affordable housing developments located in the United States
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Nationwide, through a network of dealers and manufacturers
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loans
Nonprofit member organizations across the United States
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
Across the country: small towns, rural areas and urban neighborhoods
Verified - Neighborworks Capital CorporationLoan fund · Silver Spring, MDAffordable housing development loans
Nationwide; NeighborWorks network members active in every state, DC and Puerto Rico
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Mission-driven organizations across the United States
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Mostly nationwide for historic tax credit transactions; some deals in eligible geographies
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
Nationwide; finances affordable housing, community facilities and other projects.
Verified - Primary Care Development CorporationLoan fund · New York, NYEquipment loans, Nonprofit / community facility loans
Nationwide: community-based health providers across the country
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
Invests in small businesses across the U.S.
Verified - Raza Development Fund, Inc.Loan fund · Phoenix, AZNonprofit / community facility loans
Communities across America (no states named)
Verified - Resident Ownership Capital, LLC dba ROC USA CapitalLoan fund · Washington, DCAffordable housing development loans
Nationwide, coast to coast, through affiliates and an in-house team
Verified - Rocky Mountain Community Reinvestment CorporationLoan fund · Salt Lake City, UTAffordable housing development loans
Across the United States, financing affordable housing nationwide
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Any US business or housing cooperative
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
National (nationwide) lender
Verified - The Community Business Investment Fund, LLCLoan fund · Austin, TXAffordable housing development loans
Nationwide; prioritizes investment in rural communities
Verified - The Housing Partnership Network, Inc.Loan fund · Boston, MAAffordable housing development loans
Nationwide lending to nonprofit housing developers
Verified - The Sunlight Loan Fund, LLCLoan fund · Minneapolis, MNChild-care facility financing
Nationwide across the United States
Verified - Triple Bottom Line FoundationLoan fund · Lakewood, COEnergy / solar / efficiency loans
National (United States)
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Underserved low- to moderate-income communities across the United States
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
Urban communities nationally
Verified
More loan types in Pennsylvania
Lender websites, read 29 Oct 2026–4 Nov 2026Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.
SBA Loans (7)
- NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Low, fixed-interest rate funding from $50,000 to $5.5 million and beyond for owner-occupied commercial real estate purchase, heavy equipment purchase, or debt refinance.
Verified - West Central Development Corporation, dba Anchor Financial ServicesLoan fund · Perrysburg, OHCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Loans will be made or arranged pursuant to current SOP and 750 Agreement.
Verified - Union County Economic Development CorporationLoan fund · Cranford, NJCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
UCEDC’s portion of the financing represents a maximum of 40% of the total, up to $5 million.
Verified - Asian BankBank or thrift · Philadelphia, PACommercial real estate loans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
We offer the following SBA loans to our clients.
Verified - Asian Finanical CorporationBank holding company · Philadelphia, PACommercial real estate loans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
We offer the following SBA loans to our clients.
Verified - Community First Fund dba FinantaLoan fund · Lancaster, PACommercial real estate loans, Credit-builder loans, Affordable housing development loans, Microloans…
Finanta is an approved SBA Guarantee Lender. Approved to offer SBA loan products under SBA’s Preferred Lenders Program.
Verified - Erie Federal Credit UnionCredit union · Erie, PAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Erie FCU is approved to offer SBA loan products (government-guaranteed loans)
Verified
Equipment Loans (5)
- PIDC Community CapitalLoan fund · Philadelphia, PACommercial real estate loans, Equipment loans, Small-business loans
New and used equipment purchases and installations
Verified - NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Give your business a lift with flexible and affordable equipment financing.
Verified - Union County Economic Development CorporationLoan fund · Cranford, NJCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
the purchase or upgrade of commercial real estate and/or the purchase of major equipment and machinery.
Verified - Erie Federal Credit UnionCredit union · Erie, PAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Erie FCU will structure the terms of the loan to meet your borrowing needs.
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Equipment Fund to Fund
Verified
Mortgages (4)
- Asian BankBank or thrift · Philadelphia, PACommercial real estate loans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Buy, build, or refinance with confidence.
Verified - Asian Finanical CorporationBank holding company · Philadelphia, PACommercial real estate loans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Buy, build, or refinance with confidence.
Verified - Community First Fund dba FinantaLoan fund · Lancaster, PACommercial real estate loans, Credit-builder loans, Affordable housing development loans, Microloans…
We also offer counseling and mortgages to first-time homebuyers in Greater Philadelphia.
Verified - Erie Federal Credit UnionCredit union · Erie, PAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Get a personalized rate quote and search for the perfect home.
Verified
Home Repair Loans (1)
Personal Loans (4)
- East End Food Coop FCUCredit union · Pittsburgh, PAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…
Credit Union members can get personal loans for up to $10,000 with terms up to 36 months.
Verified - Erie Federal Credit UnionCredit union · Erie, PAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Maximum amount $15,000.
Verified - North Philadelphia Financial PartnershipLoan fund · Philadelphia, PACommercial real estate loans, Credit-builder loans, Microloans, Personal / consumer loans…
Personal Loans to Help You Thrive
Verified - Pennsylvania Assistive Technology FoundationLoan fund · King of Prussia, PAMicroloans, Personal / consumer loans
PATF is a statewide non-profit organization and a Community Development Financial Institution (CDFI) that provides consumer loans for assistive technology.
Verified
Auto Loans (3)
- East End Food Coop FCUCredit union · Pittsburgh, PAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…
Our Auto Loan program has no loan amount limit, and has terms up to 72 months.
Verified - Renewable Manufacturing Gateway dba Community Growth FundVenture capital fund · Pittsburgh, PAAuto / vehicle loans, Affordable housing development loans, Small-business loans
Financing for used vehicles up to $10,000 in value, with an 8% interest rate and 48- month payment term
Verified - Erie Federal Credit UnionCredit union · Erie, PAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Visit Auto Center & Apply for Auto Loan
Verified
Credit-Builder Loans (4)
- East End Food Coop FCUCredit union · Pittsburgh, PAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…
Our credit union offers short-term, share-secured loans up to $1500.
Verified - Economic Opportunities FundLoan fund · Philadelphia, PACommercial real estate loans, Credit-builder loans, Small-business loans
Credit Builder Loan
Verified - Community First Fund dba FinantaLoan fund · Lancaster, PACommercial real estate loans, Credit-builder loans, Affordable housing development loans, Microloans…
$1,200 – $25,000 Credit Building Loans:
Verified - North Philadelphia Financial PartnershipLoan fund · Philadelphia, PACommercial real estate loans, Credit-builder loans, Microloans, Personal / consumer loans…
Our Credit Cure loans can help build or boost your credit score so you can look forward to more purchasing power and a stable financial future.
Verified
Small-Dollar Emergency Loans (1)
Affordable Housing Development Loans (6)
- Neighborhood Community Development FundLoan fund · Pittsburgh, PACommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, Microloans…
We invest in small businesses, affordable housing, neighborhood commercial real estate, community facilities and energy efficiency to foster economic equity, sustainable opportunities, and racial equity for all.
Verified - Philadelphia Accelerator FundLoan fund · Philadelphia, PAAffordable housing development loans
As a mission-based lender focused on expanding the supply of affordable housing in the City of Philadelphia, PAF aims to fill gaps in the market wherever possible to make quality development projects happen.
Verified - Landmarks Community Capital CorporationLoan fund · Pittsburgh, PACommercial real estate loans, Affordable housing development loans
LCC provides loan capital to both non-profit and for-profit developers for the purpose of purchasing and rehabilitating affordable housing and commercial buildings.
Verified - Renewable Manufacturing Gateway dba Community Growth FundVenture capital fund · Pittsburgh, PAAuto / vehicle loans, Affordable housing development loans, Small-business loans
Pre-Development/Site Assembly (PRE-SAL) financing is available to developers for the development of affordable rental, for sale, and mixed-use housing.
Verified - Community First Fund dba FinantaLoan fund · Lancaster, PACommercial real estate loans, Credit-builder loans, Affordable housing development loans, Microloans…
We provide loans to both for profit and nonprofit developers of housing for low- and moderate-income families.
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Reinvestment Fund provides financing that supports small scale housing developers as well as developers who are underrepresented in real estate development.
Verified
Nonprofit Facility Loans (2)
- Neighborhood Community Development FundLoan fund · Pittsburgh, PACommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, Microloans…
We invest in small businesses, affordable housing, neighborhood commercial real estate, community facilities and energy efficiency to foster economic equity, sustainable opportunities, and racial equity for all.
Verified - Community First Fund dba FinantaLoan fund · Lancaster, PACommercial real estate loans, Credit-builder loans, Affordable housing development loans, Microloans…
We provide loans to nonprofit community organizations to develop and support community programs.
Verified
Child-Care Facility Loans (2)
- Invest PGH Inc.Loan fund · Pittsburgh, PAChild-care facility financing, Small-business loans
Financing amount: $5,000 – $20,000 or 90% of total project costs
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
a $4 million initiative offering forgivable loans of up to $74,000 and zero-percent-interest loans of up to $300,000
Verified
Energy and Solar Loans (3)
- East End Food Coop FCUCredit union · Pittsburgh, PAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…
Members financing environmentally-friendly purchases such as a hybrid vehicle, yearly PAT pass or energy-efficient home modification are eligible to receive a special low rate on their loan.
Verified - Neighborhood Community Development FundLoan fund · Pittsburgh, PACommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, Microloans…
Our resilient financing loan can be used to support a wide range of products and services that support your business, including:
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Financing for a broad variety of projects from solar to energy-efficient retrofits
Verified
CDFI Fund awards
30 of the 31 certified CDFIs headquartered in Pennsylvania have received CDFI Fund awards, $237.7 million in total; the largest: Reinvestment Fund, Inc., The ($71.3 million), Community First Fund dba Finanta ($48.7 million), Bridgeway Capital, Inc. ($26.5 million). All CDFI Fund award recipients based in Pennsylvania, certified today or not: $274.1 million in 327 awards, 1996–2024. Separately, Treasury's ECIP invested $66.1 million in 1 certified CDFI based here.
Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
Free help in Pennsylvania
Free or low-cost advice before you apply: 16 Small Business Development Center offices; 8 SCORE chapters; 3 Women's Business Centers; 1 Veterans Business Outreach Center; 90 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).
Largest nonprofit loan funds based in Pennsylvania
IRS Form 990 data| Loan fund | Total assets | Loans receivable | FY ends |
|---|---|---|---|
| Reinvestment Fund, Inc., The | $669.6M | $489.1M | Dec 2023 |
| Community First Fund dba Finanta | $150M | $90M | Jun 2023 |
| Bridgeway Capital, Inc. | $120.1M | $74.3M | Sep 2023 |
| PIDC Community Capital | $70.3M | $30.9M | Dec 2023 |
| Progress Fund, The | $61.7M | $20.8M | Dec 2023 |
| Enterprise Center Capital Corporation, The | $49.4M | $6.1M | Jun 2023 |
| Neighborhood Community Development Fund | $23.2M | $13.7M | Dec 2023 |
| Neighborhood Housing Services of Greater Berks, Inc. | $17.9M | $11.2M | Dec 2023 |
25 certified loan funds headquartered in Pennsylvania are matched to a Form 990 or 990-EZ; median total assets $8.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.
SBA loans by CDFIs in Pennsylvania
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 75 SBA approvals (63 7(a) loans and 12 504 projects) for borrowers in Pennsylvania in fiscal years 2020–2026, from 14 CDFIs. The 7(a) loans total $51.5M approved.
Most SBA approvals here: Financial Resources Federal Credit Union (21), NYBDC Local Development Corporation (15), Asian Bank (15), Valley Economic Development Partners, Inc. (5), Community First Fund dba Finanta (4).
Approval is not disbursement. Each lender page shows its own SBA figures.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded in Pennsylvania (FY2022)
CDFI Fund data, released Dec 20241,678 loans and investments totaling $216M (median $15,000) were reported to the CDFI Fund for borrowers and projects in Pennsylvania in fiscal year 2022, by 89 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Home purchase | 477 | $77.3M | $17,000 |
| Non-real estate microenterprise | 430 | $5.3M | $7,500 |
| Consumer | 247 | $1.1M | $3,823 |
| Non-real estate business | 231 | $50.5M | $100,000 |
| Home improvement | 160 | $8.2M | $34,900 |
| Real estate: commercial construction, permanent or acquisition | 44 | $21.1M | $251,250 |
| Other purposes | 88 | $51.3M |
Of 793 individual borrowers whose income was reported, 68% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 17,473 consumer loans in Pennsylvania totaling $72.2M (Consumer Loan Report, tract totals, so no median); they counted 11% of them as serving low-income borrowers.
Counties with the most recorded loans and investments
Fiscal year 2022; 37 Pennsylvania counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.
| County | Count | Total |
|---|---|---|
| Philadelphia County | 486 | $62M |
| Berks County | 222 | $15.5M |
| Allegheny County | 169 | $42.9M |
| Lehigh County | 80 | $3.7M |
| Lancaster County | 68 | $6.9M |
| Montgomery County | 64 | $18.4M |
| Delaware County | 50 | $10.7M |
| Pike County | 47 | $4.7M |
| Bucks County | 42 | $6.8M |
| York County | 37 | $2.9M |
Loans and investments reported in other years: FY2018 1,412 · FY2019 960 · FY2020 1,435 · FY2021 14,490.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Pennsylvania, by city
CDFI Fund list, 21 Oct 202631 certified CDFIs: 26 loan funds · 2 credit unions · 1 bank or thrift · 1 bank holding company · 1 venture capital fund. A headquarters address is not a service area; each lender is also listed in its group above.
- Bethlehem (1): Rising Tide Community Loan Fund
- Erie (2): Enterprise Development Fund of Erie County, Erie Federal Credit Union
- Exton (1): Chester County Economic Development Council
- Greensburg (1): Progress Fund, The
- Horsham (1): Lakeview Community Capital, LLC
- Johnstown (1): JARI Growth Fund, Inc.
- King of Prussia (2): Appalachian Assistive Technology Loan Fund, Inc., Pennsylvania Assistive Technology Foundation
- Lancaster (3): ASSETS Lancaster, Community First Fund dba Finanta, TENFOLD COMMUNITY LENDING · city page
- Philadelphia (12): Asian Bank, Asian Finanical Corporation, BEECH CAPITAL VENTURE CORPORATION, Economic Opportunities Fund, Enterprise Center Capital Corporation, The, Entrepreneur Works Fund, Impact Loan Fund, Inc., North Philadelphia Financial Partnership, PIDC Community Capital, Philadelphia Accelerator Fund, Reinvestment Fund, Inc., The, Women's Opportunities Resource Center · city page
- Pittsburgh (6): Bridgeway Capital, Inc., East End Food Coop FCU, Invest PGH Inc., Landmarks Community Capital Corporation, Neighborhood Community Development Fund, Renewable Manufacturing Gateway dba Community Growth Fund · city page
- Reading (1): Neighborhood Housing Services of Greater Berks, Inc.
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Source: CDFI Atlas, cdfiatlas.com/states/pa/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).