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State directory · PA

CDFI lenders in Pennsylvania

74 certified CDFIs lend in Pennsylvania, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 31 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
74
Headquartered here
31
Verified from lender sites
65

Who lends in Pennsylvania

74 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 31 certified CDFIs are headquartered in Pennsylvania (CDFI Fund list, 21 Oct 2026); 14 of them appear in the first groups because their website names an area here.

By loan type

Lenders that name an area in Pennsylvania or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Name a county or town in Pennsylvania as their lending area (10)

Their own website names a county or town in Pennsylvania where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Lend throughout Pennsylvania (3)

Their website's service area covers all of Pennsylvania (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name Pennsylvania or a region of it in their service area (5)

Their website names Pennsylvania or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Pennsylvania, no service area stated here (17)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Pennsylvania. The pages we read name no county, town, region or statewide area in Pennsylvania, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Say they lend nationwide (39)

Their website says they lend across the United States and does not exclude Pennsylvania. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 39 lenders that say they lend nationwide

More loan types in Pennsylvania

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

SBA Loans (7)

Equipment Loans (5)

Mortgages (4)

Home Repair Loans (1)

Personal Loans (4)

Auto Loans (3)

Credit-Builder Loans (4)

Small-Dollar Emergency Loans (1)

Affordable Housing Development Loans (6)

Nonprofit Facility Loans (2)

Child-Care Facility Loans (2)

Energy and Solar Loans (3)

CDFI Fund awards

30 of the 31 certified CDFIs headquartered in Pennsylvania have received CDFI Fund awards, $237.7 million in total; the largest: Reinvestment Fund, Inc., The ($71.3 million), Community First Fund dba Finanta ($48.7 million), Bridgeway Capital, Inc. ($26.5 million). All CDFI Fund award recipients based in Pennsylvania, certified today or not: $274.1 million in 327 awards, 1996–2024. Separately, Treasury's ECIP invested $66.1 million in 1 certified CDFI based here.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.

Free help in Pennsylvania

Free or low-cost advice before you apply: 16 Small Business Development Center offices; 8 SCORE chapters; 3 Women's Business Centers; 1 Veterans Business Outreach Center; 90 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

Largest nonprofit loan funds based in Pennsylvania

IRS Form 990 data
Loan fundTotal assetsLoans receivableFY ends
Reinvestment Fund, Inc., The$669.6M$489.1MDec 2023
Community First Fund dba Finanta$150M$90MJun 2023
Bridgeway Capital, Inc.$120.1M$74.3MSep 2023
PIDC Community Capital$70.3M$30.9MDec 2023
Progress Fund, The$61.7M$20.8MDec 2023
Enterprise Center Capital Corporation, The$49.4M$6.1MJun 2023
Neighborhood Community Development Fund$23.2M$13.7MDec 2023
Neighborhood Housing Services of Greater Berks, Inc.$17.9M$11.2MDec 2023

25 certified loan funds headquartered in Pennsylvania are matched to a Form 990 or 990-EZ; median total assets $8.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

SBA loans by CDFIs in Pennsylvania

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 75 SBA approvals (63 7(a) loans and 12 504 projects) for borrowers in Pennsylvania in fiscal years 2020–2026, from 14 CDFIs. The 7(a) loans total $51.5M approved.

Most SBA approvals here: Financial Resources Federal Credit Union (21), NYBDC Local Development Corporation (15), Asian Bank (15), Valley Economic Development Partners, Inc. (5), Community First Fund dba Finanta (4).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in Pennsylvania (FY2022)

CDFI Fund data, released Dec 2024

1,678 loans and investments totaling $216M (median $15,000) were reported to the CDFI Fund for borrowers and projects in Pennsylvania in fiscal year 2022, by 89 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Home purchase477$77.3M$17,000
Non-real estate microenterprise430$5.3M$7,500
Consumer247$1.1M$3,823
Non-real estate business231$50.5M$100,000
Home improvement160$8.2M$34,900
Real estate: commercial construction, permanent or acquisition44$21.1M$251,250
Other purposes88$51.3M

Of 793 individual borrowers whose income was reported, 68% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 17,473 consumer loans in Pennsylvania totaling $72.2M (Consumer Loan Report, tract totals, so no median); they counted 11% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 37 Pennsylvania counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
Philadelphia County486$62M
Berks County222$15.5M
Allegheny County169$42.9M
Lehigh County80$3.7M
Lancaster County68$6.9M
Montgomery County64$18.4M
Delaware County50$10.7M
Pike County47$4.7M
Bucks County42$6.8M
York County37$2.9M

Loans and investments reported in other years: FY2018 1,412 · FY2019 960 · FY2020 1,435 · FY2021 14,490.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Pennsylvania, by city

CDFI Fund list, 21 Oct 2026

31 certified CDFIs: 26 loan funds · 2 credit unions · 1 bank or thrift · 1 bank holding company · 1 venture capital fund. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/pa/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).