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Certified CDFI

Pennsylvania Assistive Technology Foundation

Loan fundVerified from lender site on 2 Nov 2026

Loan fund in King of Prussia, Pennsylvania, on the CDFI Fund's list of certified CDFIs (as of 21 Oct 2026).

Type
Loan fund
Based in
King of Prussia, PA
Certified
8 Oct 2026
Loan types found
2

At a glance

From its website, read 2 Nov 2026

Pennsylvania Assistive Technology Foundation is a loan fund based in King of Prussia, Pennsylvania. Its website describes microloans and personal loans. Stated loan amounts run from $100 to $60,000. It says it considers borrowers with low or no credit history. You can start an application online. It serves borrowers in Spanish.

Each point is backed by a quote further down this page. Terms change: confirm with the lender.

How to reach them and apply

Main(484) 674-0506 source
Toll-free(888) 744-1938 source
Emailpatf@patf.us source
Apply onlinePage with the application link
Websitewww.patf.us
Office (official list)1004 West 9th Avenue, King of Prussia, PA 19406

What their website says about applying

  • You can call the office and request an information packet or you can print out one of the following PDFs and mail it in. source
  • you must submit a quote from your chosen vendor for the device or service you plan to purchase so that we can process your application. source
  • You have 30 days from when we receive your loan application to submit all the required supporting documents. source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

Rates and terms they state

Read 2 Nov 2026
LoanStatedText on the lender's site (verbatim)Page
Loans (general)Rate stated, not as an APR: see their wordingThe interest rate for loans between $100 and $7,000 is 0%.source
Loans (general)Rate stated, not as an APR: see their wordingThe interest rate for loans above $7,000 is 3.75%.source
Loans (general)Term: see their wordingThe maximum loan term for a 0% Mini-Loan is 48 months (four years)source

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

Who qualifies, in their words

  • No or thin credit history considered we will consider lower credit scores (including no credit) and higher debt-to-income ratios source
  • Low or damaged credit considered we will consider lower credit scores (including no credit) and higher debt-to-income ratios source

Only rules the lender's own pages state. Other requirements may apply.

Official record

CDFI Fund list, 21 Oct 2026
Institution typeLoan fund
Native CDFINo
Date certified (as listed)8 Oct 2026
RSSD ID— (none listed)
Address1004 West 9th Avenue, King of Prussia, PA 19406 Directions (Google Maps)
Websitewww.patf.us

Loans and eligibility

Verified from lender site on 2 Nov 2026

Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Low-Interest Loan terms appear only in the FAQ page; the pilot press release is dated January 2021. Terms change — confirm with the lender before applying.

ProductAmount statedText on the lender's site (verbatim, incl. menu labels)Page
Microloans$100 – $7,000The interest rate for loans between $100 and $7,000 is 0%.source
Personal / consumer loans—PATF is a statewide non-profit organization and a Community Development Financial Institution (CDFI) that provides consumer loans for assistive technology.source

Loan sizes

  • The interest rate for loans between $100 and $7,000 is 0%. source
  • PATF can extend a non-guaranteed Low-Interest Loan up to $60,000. source

Range used for the size filter: $100 to $60,000

Service area

Not stated on the pages we read.

Borrower focus

  • Not stated on the pages we read.

Languages

  • Spanish Para más información en español, source

Online application

Yes — the site links to an application. Complete an Application Online source

Pages read (7)

Questions to ask when you contact them

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

  1. Do you lend where I live, or where my business is?
    Their website does not say which area they serve.
  2. What is the APR, including fees, on your personal loans?
    Their website states a rate, but not as an APR. The APR includes fees, so it is the number to compare.
  3. Do you need collateral, a business plan or a minimum time in business?
    Their website does not say what they require.
  4. Do you offer free coaching or help preparing my application?
    CDFI certification requires development services, such as training or advice, alongside lending.
  5. What documents will you need from me, and how long does a decision usually take?
    Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

CDFI Fund awards

CDFI Fund database, 3 Nov 2026

$3.7 million in 7 awards from the U.S. Treasury's CDFI Fund, 2012–2021 (CDFI Program, Financial Assistance; CDFI Rapid Response Program; Disability Funds, Financial Assistance).

Round yearProgramAmount
2021CDFI Rapid Response Program$1,388,000
2019CDFI Program, Financial Assistance$450,000
2019Disability Funds, Financial Assistance$169,000
2018CDFI Program, Financial Assistance$114,737
2018Disability Funds, Financial Assistance$300,000
2014CDFI Program, Financial Assistance$700,000
2012CDFI Program, Financial Assistance$600,000

These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.

Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.

Size of the fund (IRS Form 990)

Fiscal year ending Jun 2023
Total assets$3.7M
Total liabilities$275,830
Net assets$3.4M
Total revenue$1.6M
Notes and loans receivable, net (Part X line 7)$237,421

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 23-2953796, filed as “PENNSYLVANIA ASSISTIVE TECHNOLOGY FOUNDATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2023). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Fiscal year endingTotal assetsNet assetsRevenueNotes and loans receivable
Jun 2021 (990)$4.7M$4.2M$1.8M$251,409
Jun 2022 (990)$5.1M$4.6M$2.5M$934,310
Jun 2023 (990)$3.7M$3.4M$1.6M$237,421

Total assets fell 21% from Jun 2021 to Jun 2023; notes and loans receivable fell 6%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

How it compares

Computed from public data
MeasureThis lenderCompared with
Largest loan its website states$60,000Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 16% of these 184.
Total assets, latest IRS Form 990$3.7MLarger than 25% of the 24 other certified loan funds and venture funds in Pennsylvania with a matched Form 990 (median $8.7M).
How these comparisons were worked out
MeasurePeer group (this lender left out)PeersWhere this lender sits
Largest stated loanother loan funds stating a maximum, nationwide184higher than 16%
Form 990 total assetscertified loan and venture funds with a Form 990, in Pennsylvania24larger than 25%

“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).

Other certified CDFIs in King of Prussia and Pennsylvania

All 31 CDFIs in Pennsylvania

Work at Pennsylvania Assistive Technology Foundation? Link to this page

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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/lenders/pennsylvania-assistive-technology-foundation/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).