At a glance
From its website, read 2 Nov 2026Neighborhood Community Development Fund is a loan fund based in Pittsburgh, Pennsylvania. Its website describes commercial real estate loans, energy-efficiency loans, affordable housing development loans and 3 other loan types. Where it lends: Allegheny County, PA. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (412) 322-0290 source |
|---|---|
| info@ncd-fund.org source | |
| Apply online | Page with the application link |
| Website | www.ncd-fund.org |
| Office (official list) | 3923 Perrysville Avenue, Pittsburgh, PA 15214 |
What their website says about applying
Click the Apply Now button below and get the ball rolling.
sourceIf you’re interested in resilient financing for your business, we invite you to complete the interest form below.
sourceThat means profit and loss statements and an understanding of your cash flow.
sourcePull your credit report, know what is on it, and be prepared to explain any issues
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Energy / solar / efficiency loans | Term: see their wording | With terms of up to 15-20 years and low interest loans, it’s a great time to invest in resilient solutions for your business. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 25 Oct 2013 |
| RSSD ID | — (none listed) |
| Address | 3923 Perrysville Avenue, Pittsburgh, PA 15214 Directions (Google Maps) |
| Website | www.ncd-fund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. No loan amounts are stated on the pages fetched, and the microloan product is described only in a news article. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | We invest in small businesses, affordable housing, neighborhood commercial real estate, community facilities and energy efficiency to foster economic equity, sustainable opportunities, and racial equity for all. | source |
| Energy / solar / efficiency loans | — | Our resilient financing loan can be used to support a wide range of products and services that support your business, including: | source |
| Affordable housing development loans | — | We invest in small businesses, affordable housing, neighborhood commercial real estate, community facilities and energy efficiency to foster economic equity, sustainable opportunities, and racial equity for all. | source |
| Microloans | — | As an SBA microenterprise lender, we’re proud to see our microloan volume continue to grow year over year | source |
| Nonprofit / community facility loans | — | We invest in small businesses, affordable housing, neighborhood commercial real estate, community facilities and energy efficiency to foster economic equity, sustainable opportunities, and racial equity for all. | source |
| Small-business loans | — | We invest in small businesses, affordable housing, neighborhood commercial real estate, community facilities and energy efficiency to foster economic equity, sustainable opportunities, and racial equity for all. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Allegheny County, PA
The Neighborhood Community Development Fund provides financing and technical assistance to revitalize underserved communities in Allegheny County.
source
Counties this matches: Allegheny County, PA
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Loan applications are being accepted at this time. Let’s get started!
source
Pages read (7)
- https://www.ncd-fund.org/
- https://www.ncd-fund.org/ways-we-help/take-the-first-step-toward-turning-your-business-green/
- https://www.ncd-fund.org/apply-now/
- https://www.ncd-fund.org/leading-the-way-in-microloan-lending/
- https://www.ncd-fund.org/project/ksc-commercial-cleaning-service/
- https://www.ncd-fund.org/financial-readiness-small-business-loans/
- https://www.ncd-fund.org/about-us/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your energy-efficiency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your commercial real estate loans and affordable housing development loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5.5 million in 8 awards from the U.S. Treasury's CDFI Fund, 2000–2022 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $1,423,514 |
| 2022 | CDFI Program, Financial Assistance | $560,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2010 | CDFI Program, Financial Assistance | $600,000 |
| 2009 | CDFI Program, Financial Assistance | $600,000 |
| 2006 | CDFI Program, Financial Assistance | $226,875 |
| 2002 | CDFI Program, Technical Assistance | $166,000 |
| 2000 | CDFI Program, Technical Assistance | $50,000 |
New Markets Tax Credit allocations
$6.5 million in 3 allocations. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2009 | New Markets Tax Credit allocation | $4,000,000 |
| 2006 | New Markets Tax Credit allocation | $2,000,000 |
| 2002 | New Markets Tax Credit allocation | $500,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $23.2M |
|---|---|
| Total liabilities | $15.4M |
| Net assets | $7.7M |
| Total revenue | $5.2M |
| Notes and loans receivable, net (Part X line 7) | $13.7M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 25-1855490, filed as “NEIGHBORHOOD COMMUNITY DEVELOPMENT FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $10.6M | $5.4M | $1.8M | $4.4M |
| Dec 2022 (990) | $15.2M | $5.8M | $2M | $8.3M |
| Dec 2023 (990) | $23.2M | $7.7M | $5.2M | $13.7M |
Total assets grew 119% from Dec 2021 to Dec 2023; notes and loans receivable rose 212%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $23.2M | Larger than 75% of the 24 other certified loan funds and venture funds in Pennsylvania with a matched Form 990 (median $8.4M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Pennsylvania | 24 | larger than 75% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Pittsburgh and Pennsylvania
- Bridgeway Capital, Inc.Loan fund · Pittsburgh, PAOfficial list only
- East End Food Coop FCUCredit union · Pittsburgh, PAAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Energy / solar / efficiency loans…Verified
- Invest PGH Inc.Loan fund · Pittsburgh, PAChild-care facility financing, Small-business loansVerified
- Landmarks Community Capital CorporationLoan fund · Pittsburgh, PACommercial real estate loans, Affordable housing development loansVerified
- Renewable Manufacturing Gateway dba Community Growth FundVenture capital fund · Pittsburgh, PAAuto / vehicle loans, Affordable housing development loans, Small-business loansVerified
Work at Neighborhood Community Development Fund? Link to this page
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