At a glance
From its website, read 2 Nov 2026Invest PGH Inc. is a loan fund based in Pittsburgh, Pennsylvania. Its website describes child-care facility loans and small-business loans. Stated loan amounts run from $5,000 to $200,000. Where it lends: City of Pittsburgh businesses. Business loan rates stated on its site range from 3% to 7%. It says it considers borrowers with low or no credit history. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (412) 255-6547 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.investpgh.org |
| Office (official list) | 412 Boulevard of the Allies Suite 901, Pittsburgh, PA 15219 |
What their website says about applying
Gather W-9 tax return/financial documentation
sourceSubmit completed application
sourceThree years personal federal income tax returns for members with 20% or greater ownership in the
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Small-business loans | Rate: 3% | Fixed interest rate of 3% | source |
| Small-business loans | Rate: up to 7% | Fixed interest rate of no more than 7% | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Low or damaged credit considered
People with credit history concerns
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 11 Jul 2025 |
| RSSD ID | — (none listed) |
| Address | 412 Boulevard of the Allies Suite 901, Pittsburgh, PA 15219 Directions (Google Maps) |
| Website | www.investpgh.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Child-care facility financing | $5,000 – $20,000 | Financing amount: $5,000 – $20,000 or 90% of total project costs | source |
| Small-business loans | $5,000 – $30,000 | Financing amount: $5,000 – $30,000 | source |
Loan sizes
offers up to $30,000 to new and existing small businesses for working capital, inventory, equipment, or leasehold improvements.
sourceMinimum loan amount of $5,000
sourceMaximum loan amount of $200,000
sourceMaximum loan amount of $20,000 or 90% of total project costs
source
Range used for the size filter: $5,000 to $200,000
Service area
City of Pittsburgh businesses
Businesses must be located in the city of Pittsburgh and may include: real estate companies
source
Counties this matches: Allegheny County, PA
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Click the button below to use our quick and easy intake form, or call 412.255.6547
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.5 million in 5 awards from the U.S. Treasury's CDFI Fund, 2021–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $519,000 |
| 2022 | CDFI Equitable Recovery Program | $500,000 |
| 2022 | CDFI Program, Technical Assistance | $125,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2021 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $7.3M |
|---|---|
| Total liabilities | $5.9M |
| Net assets | $1.4M |
| Total revenue | $1M |
| Notes and loans receivable, net (Part X line 7) | $3.6M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 85-0976761, filed as “INVEST PGH INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $6.3M | $1.2M | $1.3M | $1.4M |
| Dec 2022 (990) | $7M | $970,951 | $501,040 | $1.8M |
| Dec 2023 (990) | $7.3M | $1.4M | $1M | $3.6M |
Total assets grew 17% from Dec 2021 to Dec 2023; notes and loans receivable rose 157%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $200,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 34% of these 184. |
| Total assets, latest IRS Form 990 | $7.3M | Larger than 42% of the 24 other certified loan funds and venture funds in Pennsylvania with a matched Form 990 (median $8.7M). |
| Business loan rate its website stated (2 Nov 2026) | 3.00% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 4 pts below prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 34% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in Pennsylvania | 24 | larger than 42% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section). Prime rate: FRED DPRIME.
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- Neighborhood Community Development FundLoan fund · Pittsburgh, PACommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, Microloans…Verified
- Renewable Manufacturing Gateway dba Community Growth FundVenture capital fund · Pittsburgh, PAAuto / vehicle loans, Affordable housing development loans, Small-business loansVerified
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