State directory · KS

CDFI lenders in Kansas

48 certified CDFIs lend in Kansas, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 2 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here: 48
Headquartered here: 2
Verified from lender sites: 46

Who lends in Kansas

48 lenders, each counted once

1 · Name a county or town in KSLender websites, read 29 Oct 2026–4 Nov 2026
3 · Name Kansas or part of itLender websites, read 29 Oct 2026–4 Nov 2026
1 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
3 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
40 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026

Each lender is listed once, under the strongest evidence we have. 2 certified CDFIs are headquartered in Kansas (CDFI Fund list, 21 Oct 2026); 1 of them appears in the first groups because their website names an area here.

By loan type

Lenders that name an area in Kansas or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Name a county or town in Kansas as their lending area (1)

Their own website names a county or town in Kansas where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…Names Johnson County, Wyandotte County · Members in Jackson, Cass, Clay, Platte (MO) and Wyandotte, Johnson (KS) countiesVerified

Name Kansas or a region of it in their service area (3)

Their website names Kansas or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Kansas, no service area stated here (1)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Kansas. The pages we read name no county, town, region or statewide area in Kansas, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

CHWC, Inc.Loan fund · Kansas City, KSOfficial list only

Based elsewhere, with a branch or office in Kansas (3)

Banks and credit unions headquartered in another state with at least one office in Kansas (FDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

Say they lend nationwide (40)

Their website says they lend across the United States and does not exclude Kansas. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 40 lenders that say they lend nationwide

More loan types in Kansas

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Small Business Loans (3)

Microloans (3)

Personal Loans (3)

Auto Loans (3)

Credit-Builder Loans (2)

Small-Dollar Emergency Loans (1)

Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…$100 to $500 loans amountsVerified

CDFI Fund awards

2 of the 2 certified CDFIs headquartered in Kansas have received CDFI Fund awards, $900,625 in total; the largest: Mazuma Credit Union ($776,500), CHWC, Inc. ($124,125). All CDFI Fund award recipients based in Kansas, certified today or not: $5.6 million in 19 awards, 1996–2019.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it.

Free help in Kansas

Free or low-cost advice before you apply: 9 Small Business Development Center offices; 2 SCORE chapters; 1 Women's Business Center; 5 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

SBA loans by CDFIs in Kansas

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 21 SBA approvals (20 7(a) loans and 1 504 project) for borrowers in Kansas in fiscal years 2020–2026, from 10 CDFIs. The 7(a) loans total $9.9M approved.

Most SBA approvals here: Justine Petersen Housing and Reinvestment Corporation (4), Peoples Bank (4), Southern Bancorp Bank (3), AltCap (3).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in Kansas (FY2022)

CDFI Fund data, released Dec 2024

183 loans and investments totaling $104.2M (median $30,000) were reported to the CDFI Fund for borrowers and projects in Kansas in fiscal year 2022, by 34 reporting CDFIs.

Purpose (CDFI Fund category)	Count	Total	Median
Non-real estate microenterprise	82	$1.2M	$10,320
Non-real estate business	21	$4.4M	$99,000
Home purchase	21	$6.5M	$200,000
Consumer	17	$51,315	$1,500
Real estate: single-family housing rehabilitation	11	$1.8M	$146,250
Real estate: multifamily housing rehabilitation	10	$32.3M	$1.1M
Other purposes	21	$58M

Of 25 individual borrowers whose income was reported, 44% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 5,775 consumer loans in Kansas totaling $25M (Consumer Loan Report, tract totals, so no median); they counted 26% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 9 Kansas counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

County	Count	Total
Johnson County	59	$34.7M
Wyandotte County	30	$13.7M
Sedgwick County	23	$15.5M
Shawnee County	10	$411,134
Douglas County	8	$29.1M
Saline County	5	$520,481
Cherokee County	3	$286,456
Finney County	3	$301,730
Geary County	3	$963,500

Loans and investments reported in other years: FY2018 158 · FY2019 223 · FY2020 449 · FY2021 1,379.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Kansas, by city

CDFI Fund list, 21 Oct 2026

2 certified CDFIs: 1 loan fund · 1 credit union. A headquarters address is not a service area; each lender is also listed in its group above.

Kansas City (1): CHWC, Inc.
Overland Park (1): Mazuma Credit Union

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.