County directory · Kansas
CDFI lenders in Wyandotte County, KS
1 certified CDFI names Wyandotte County or a town in it as part of their service area on their own website. 1 more is headquartered here. 2 more have a bank or credit-union branch here. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.
- Name this county
- 1
- Based here
- 1
- Branch here
- 2
- Serve all of KS
- 0
A lender naming Wyandotte County on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Bonner Springs, Edwardsville, Kansas City.
Lenders compared for Wyandotte County
5 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Mazuma Credit Union Credit union, Overland Park KS | website names Wyandotte County; 12 home loans here, 2025 | $100–$250,000 | 17 mi |
| 2. Champions Funding, LLC Loan fund, Gilbert AZ | 8 home loans here, 2025 | up to $3M | 1,028 mi |
| 3. Liberty Bank and Trust Company Bank or thrift, New Orleans LA | 1 office here | ask | 682 mi |
| 4. Liberty Financial Services, Inc. Bank holding company, New Orleans LA | 1 office here | ask | 682 mi |
| 5. CHWC, Inc. Loan fund, Kansas City KS | headquarters here | ask | 2 mi |
5 of these 5 lenders have received CDFI Fund awards, together $24.9M in fiscal years 2001–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
4 lenders2 head offices and 13 branches or offices of 4 lenders on this page, within 30 miles of the centre of Wyandotte County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (1 lender)
- Commercial real estate loans (1 lender)
- Small-dollar / emergency loans (1 lender)
- Equipment loans (1 lender)
- Personal / consumer loans (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Small-business loans (1 lender)
Banks and credit unions with a branch in this county
2 certified CDFIs have at least one office in Wyandotte County (FDIC office data as of 30 Oct 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- Liberty Bank and Trust CompanyBank or thrift · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…1 office in Wyandotte CountyVerified
- Liberty Financial Services, Inc.Bank holding company · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…1 office in Wyandotte CountyVerified
CDFI mortgage lenders active here
Certified CDFIs reported 22 originated home loans for properties in Wyandotte County in 2025 under the Home Mortgage Disclosure Act: 0.7% of the 3,239 home loans that all HMDA lenders reported here.
- Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…12 home loans here in 2025 (HMDA)Verified
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages8 home loans here in 2025 (HMDA)Verified
Plus 1 more certified CDFI with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Wyandotte County
Official statisticsMedian household income in Wyandotte County is $63,631, 14% below the Kansas figure of $74,275 (ACS 2020–2024).
Businesses here took 42.0 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Kansas county (23.0), rank 22 of 105.
| Measure | Wyandotte County | Kansas |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 3,141 (4.1% of the state) | 76,139 |
| …of which under 20 employees | 79% | 85% |
| Businesses without employees (Nonemployer Statistics 2023) | 10,649 | 219,072 |
| Median household income (ACS 2020–2024) | $63,631 (14% below the state) | $74,275 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 132 (122 7(a), 10 504) | 2,971 |
| …per 1,000 businesses with employees | 42.0 (rank 22 of 105 Kansas counties) | 23.0 (median county) |
| Median SBA 7(a) loan, all lenders | $345,550 | $240,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 1 or 2 | 21 (1%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 1.5 pts (40 loans; 2% at the SBA maximum) | 2.25 pts (8% at the maximum) |
Approvals by fiscal year: FY2020 15 · FY2021 23 · FY2022 18 · FY2023 21 · FY2024 21 · FY2025 19 · FY2026 15.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 202430 loans and investments totaling $13.7M (median $25,104) were reported to the CDFI Fund for borrowers and projects in Wyandotte County in fiscal year 2022, by 8 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 17 | $272,363 | $12,643 |
| Real estate: single-family housing rehabilitation | 6 | $768,300 | $125,775 |
| Other purposes | 7 | $12.7M |
CDFI banks and credit unions also reported 631 consumer loans in Wyandotte County totaling $3.1M (Consumer Loan Report, tract totals, so no median); they counted 15% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 33 · FY2019 24 · FY2020 75 · FY2021 205.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Lenders whose website names Wyandotte County or a town in it
Headquartered in Wyandotte County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- CHWC, Inc.Loan fund · Kansas City, KSOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Missouri SBDC at University of Missouri - Kansas City (UMKC)Small Business Development Center · 4747 Troost Suite 1000, Kansas City, MO 64110816-235-6063 · about 9 miles from the centre of Wyandotte County
- Kansas City SCORESCORE mentoring · UMKC Innovation Center, 4747 Troost Ave, Suite 101, Kansas City, MO 64110816-235-6675 · about 9 miles from the centre of Wyandotte County
- Kansas Women's Business CenterWomen's Business Center · 6405 Metcalf Avenue, Building 3, Suite 318, Overland Park, KS 66202913-492-5922 · about 6 miles from the centre of Wyandotte County
Housing counseling
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Source: CDFI Atlas, cdfiatlas.com/states/ks/counties/wyandotte-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).