Mazuma Credit Union

What their website says about applying

• or call us at 913.574.5000. source
• Proof of Identity: A government-issued ID like a driver's license or passport. source
• Proof of Income: Recent pay stubs, W-2 forms, or tax returns. source
• proof of income (pay stubs, tax returns), proof of assets (bank statements, investment accounts) source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

• Membership required Membership and credit approval required. source
• Collateral required but secured by your home. source

Only rules the lender's own pages state. Other requirements may apply.

Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Business and mortgage pages give no loan amounts, and auto rates are advertised without a loan range. Terms change — confirm with the lender before applying.

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

1. How do I become a member, and is there a fee or a minimum deposit?
   Credit unions lend only to their members.
2. What is the APR, including fees, on your small-dollar emergency loans?
   Their website does not state an APR. The APR includes fees, so it is the number to compare.
3. What interest rate and fees should I expect on your commercial real estate loans and equipment loans?
   Their website does not state a rate for this.
4. Is there a minimum credit score, and do you consider borrowers with little or no credit history?
   Their website does not say what credit history they accept.
5. Do you offer free coaching or help preparing my application?
   CDFI certification requires development services, such as training or advice, alongside lending.
6. What documents will you need from me, and how long does a decision usually take?
   Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

On file with the NCUA as MAZUMA (charter 64084). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.

An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).

Figures from the 5300 Call Report filed by Mazuma Credit Union (NCUA charter 64084, filed as “MAZUMA”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.

Loan mix (balances on 30 Jun 2026)

Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.

Mazuma Credit Union reported 410 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $65.5M (median loan about $115,000). 94 were home-purchase loans.

Included above: 245 home-equity or other open-end lines of credit.

Where the loans were made

Counties with the most 2025 originations, out of 34 counties with at least one; 24% of its 2025 loans were for properties in Kansas:

• Jackson County, MO (155)
• Johnson County, KS (71)
• Cass County, MO (58)
• Clay County, MO (44)
• Platte County, MO (18)
• Wyandotte County, KS (12)
• Johnson County, MO (9)
• Miami County, KS (5)

Filed under LEI 549300JDDZ5OVOP5E294 as “Mazuma Credit Union”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Same loan type, nearby, lower stated rate

Certified CDFIs whose head office is within 50 miles of this one and whose own website states a starting rate at least 0.5 points lower for the same loan type. Consumer loans count only where both lenders state an APR. A starting rate is not an offer: ask each lender what you would pay, and check that it lends where you are (credit unions also require membership).

• Home mortgages (this lender states from 7.00%): Holy Rosary Credit Union from 6.00% (17 mi, read 2 Nov 2026)

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data. Stated rates: each lender's own website, read on the date shown.

The SBA's public loan data lists 7 SBA-backed approvals for Mazuma Credit Union in fiscal years 2020–2026 (October 2019 to September 2026):

• 7 7(a) loans as the lender: $1.4M in total (gross amount approved), median $84,600

By fiscal year: FY2020 0 · FY2021 0 · FY2022 0 · FY2023 4 · FY2024 1 · FY2025 2 · FY2026 0.

How this lender was matched in the SBA files: NCUA charter 64084, found through the RSSD ID in NCUA records (SBA lists “Mazuma CU”).

Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Mazuma Credit Union may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

Other certified CDFIs in Overland Park and Kansas

• CHWC, Inc.Loan fund · Kansas City, KSOfficial list only

All 2 CDFIs in Kansas