At a glance
From its website, read 2 Nov 2026UPI LOAN FUND is a loan fund based in Chandler, Arizona. Its website describes personal loans and small-business loans. Where it lends: Underserved low- to moderate-income communities across the United States. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | upiloanfund.us |
| Office (official list) | 1360 EAST BELLERIVE DRIVE, Chandler, AZ 85249 |
What their website says about applying
Step One: Start with a self-check, apply for a loan and include your goals, and find someone to co-sign on your application.
sourceHave additional documentation (if required) State-issued identification
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Business plan required
Self-check for business applicants. Registered business entity Business plan
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 28 Apr 2023 |
| RSSD ID | — (none listed) |
| Address | 1360 EAST BELLERIVE DRIVE, Chandler, AZ 85249 Directions (Google Maps) |
| Website | upiloanfund.us |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan amounts and terms are not stated, and the credit counseling page contains placeholder text. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Personal / consumer loans | — | Affordable personal loans for education, medical costs, job expenses, emergencies, funeral costs, auto repairs, credit card debt, and moving expenses. | source |
| Small-business loans | — | Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Underserved low- to moderate-income communities across the United States
plays a critical role in driving economic growth and development in underserved low- to moderate-income communities across the United States, with a particular focus on communities of color.
source
Borrower focus
- Low- and moderate-income / underserved
We offer a helping hand to low to moderate income communities by providing loans and financial wellness services.
source - Minority / BIPOC
deploying capital and technical assistance to minority-, women-, and veteran-owned small businesses
source - Veterans
Dedicated loan products and financial wellness resources for veterans and their families who have served our country.
source - Women
deploying capital and technical assistance to minority-, women-, and veteran-owned small businesses
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now To See If You Qualify
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your personal loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$125,000 in 1 award from the U.S. Treasury's CDFI Fund, 2022 (CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Checked 3 Nov 2026The IRS lists this organisation under EIN 85-3830585 (“UPI LOAN FUND”), but the IRS financial extracts of returns processed in 2022–2024 hold no Form 990 or 990-EZ with balance-sheet figures for it (checked 3 Nov 2026). Small organisations may file the 990-N postcard, which carries no financial figures, and a recent filing can still be in processing. Its filings on ProPublica Nonprofit Explorer
Other certified CDFIs in Chandler and Arizona
- Avenir Financial Federal Credit UnionCredit union · Yuma, AZAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgagesVerified
- First American Credit UnionCredit union · Casa Grande, AZAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loansVerified
- Growth Partners ArizonaLoan fund · Tucson, AZNonprofit / community facility loans, Small-business loansVerified
- Hopi Credit AssociationLoan fund · Keams Canyon, AZ · Native CDFIHome repair / improvement loans, Microloans, Personal / consumer loans, Small-business loansVerified
- MariSol Federal Credit UnionCredit union · Phoenix, AZAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
Work at UPI LOAN FUND? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.