CDFI lenders in Virginia

• 2 · Name a county or town in VALender websites, read 29 Oct 2026–4 Nov 2026
• 1 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
• 5 · Name Virginia or part of itLender websites, read 29 Oct 2026–4 Nov 2026
• 16 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
• 5 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
• 39 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026

Each lender is listed once, under the strongest evidence we have. 22 certified CDFIs are headquartered in Virginia (CDFI Fund list, 21 Oct 2026); 6 of them appear in the first groups because their website names an area here.

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

14 certified loan funds headquartered in Virginia are matched to a Form 990 or 990-EZ; median total assets $10.5M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

Certified CDFIs were the lender, the CDC or the third-party lender on 84 SBA approvals (62 7(a) loans and 22 504 projects) for borrowers in Virginia in fiscal years 2020–2026, from 14 CDFIs. The 7(a) loans total $47.5M approved.

Most SBA approvals here: Freedom First Federal Credit Union (32), Locus Bank, Inc. (14), Peoples Bank (11), Mechanics and Farmers Bank (6), Accion Opportunity Fund Community Development (6).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

3,587 loans and investments totaling $647.2M (median $100,000) were reported to the CDFI Fund for borrowers and projects in Virginia in fiscal year 2022, by 84 reporting CDFIs.

Of 2,786 individual borrowers whose income was reported, 42% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 45,538 consumer loans in Virginia totaling $424.7M (Consumer Loan Report, tract totals, so no median); they counted 48% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 54 Virginia counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

Loans and investments reported in other years: FY2018 855 · FY2019 856 · FY2020 1,308 · FY2021 8,967.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

22 certified CDFIs: 17 loan funds · 4 credit unions · 1 bank or thrift; 1 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.

• Abingdon (1): People Incorporated Financial Services
• Alexandria (1): Democracy FCU
• Arlington (3): Capital Impact Partners, ECDC Enterprise Development Group, Rochdale Capital Corporation Inc · city page
• Charlottesville (4): Community Investment Collaborative, Foodshed Capital, Piedmont Housing Alliance, Virginia Affordable Housing Loan Fund · city page
• Christiansburg (1): Appalachian Community Capital Corporation
• Petersburg (1): Peoples Advantage Federal Credit Union
• Reston (1): Lower Brule Community Development Enterprise, LLC
• Richmond (6): Bridging Virginia Inc, Locus Bank, Inc., Locus Impact Fund, Mobility Credit Acceptance LLC, RVA Financial Federal Credit Union, Virginia Community Development Fund, Inc., The · city page
• Roanoke (3): Business Seed Capital, Inc., Freedom First Federal Credit Union, Southeast Rural Community Assistance Project, Inc. · city page
• Staunton (1): Shenandoah Community Capital Fund, Inc.