At a glance
From its website, read 2 Nov 2026Business Seed Capital, Inc. is a loan fund based in Roanoke, Virginia. Its website describes small-dollar emergency loans. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (540) 283-4856 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.tapintohope.org |
| Office (official list) | PO Box 2868, Roanoke, VA 24001 |
What their website says about applying
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 5 Jul 2016 |
| RSSD ID | — (none listed) |
| Address | PO Box 2868, Roanoke, VA 24001 |
| Website | www.tapintohope.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The loan page names TAP Business SEED Capital, Inc. as the lender, but the pages are on the Total Action for Progress site and no service area for the loan is stated. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-dollar / emergency loans | up to $500 | Unexpected Expense? TAP Business SEED Capital, Inc., is now offering a new loan program with affordable repayment options. Loans up to $500 and are available and feature a low-interest rate with a three or four month repayment period. | source |
Loan sizes
Loans up to $500 and are available and feature a low-interest rate with a three or four month repayment period.
source
Service area
Not stated on the pages we read.
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Click here to start the process:
source
Pages read (6)
- https://tapintohope.org/
- https://tapintohope.org/program_group/financial-services/
- https://tapintohope.org/program/seed-alternative-loan-program/
- https://tapintohope.org/program_group/financial-services/page/2/
- https://tapintohope.org/program_group/financial-services/page/3/
- https://tapintohope.org/volunteer/opportunity/focus-area/financial-services/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$284,295 in 3 awards from the U.S. Treasury's CDFI Fund, 2003–2022 (CDFI Program, Technical Assistance; CDFI Rapid Response Program; Small Dollar Loan Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | Small Dollar Loan Program | $64,295 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2003 | CDFI Program, Technical Assistance | $20,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Checked 3 Nov 2026The IRS lists this organisation under EIN 74-3083375 (“BUSINESS SEED CAPITAL INC”), but the IRS financial extracts of returns processed in 2022–2024 hold no Form 990 or 990-EZ with balance-sheet figures for it (checked 3 Nov 2026). Small organisations may file the 990-N postcard, which carries no financial figures, and a recent filing can still be in processing. Its filings on ProPublica Nonprofit Explorer
Other certified CDFIs in Roanoke and Virginia
- Freedom First Federal Credit UnionCredit union · Roanoke, VAHome repair / improvement loans, Home mortgagesVerified
- Southeast Rural Community Assistance Project, Inc.Loan fund · Roanoke, VAHome repair / improvement loans, Small-business loansVerified
- Appalachian Community Capital CorporationLoan fund · Christiansburg, VAVerified
- Bridging Virginia IncLoan fund · Richmond, VASmall-business loansVerified
- Capital Impact PartnersLoan fund · Arlington, VACommercial real estate loans, Nonprofit / community facility loansVerified
- Community Investment CollaborativeLoan fund · Charlottesville, VAMicroloans, Small-business loansVerified
Work at Business Seed Capital, Inc.? Link to this page
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