City directory · Virginia
CDFI lenders in Roanoke, VA
3 Treasury-certified CDFIs are headquartered in Roanoke, Virginia: 2 loan funds · 1 credit union. Loan details confirmed from their own websites for 3. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 3
- Verified
- 3
- In Virginia
- 22
Headquarters is not the same as service area: lenders elsewhere in Virginia may also lend in Roanoke. See all 22 CDFIs in Virginia.
Loan types confirmed on these lenders' websites
- Home repair / improvement loans (2 lenders)
- Small-dollar / emergency loans (1 lender)
- Home mortgages (1 lender)
- Small-business loans (1 lender)
- Business Seed Capital, Inc.Loan fund · Roanoke, VASmall-dollar / emergency loansVerified
- Freedom First Federal Credit UnionCredit union · Roanoke, VAHome repair / improvement loans, Home mortgagesVerified
- Southeast Rural Community Assistance Project, Inc.Loan fund · Roanoke, VAHome repair / improvement loans, Small-business loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Greater Roanoke & NRV SBDCSmall Business Development Center · 7 S. Jefferson Street, Roanoke, VA 24011540-632-1174
- Blue Ridge SCORESCORE mentoring · 227 S Pollard St., Vinton, VA 24179800-634-0245 · about 4 miles from the centre of Roanoke City
Housing counseling
- Commonwealth Catholic CharitiesHUD-approved housing counselor · 541 Luck Avenue SW, Roanoke, VA 24016804-285-5986
- Southeast Rural Community Assistance ProjectHUD-approved housing counselor · 347 Campbell Ave SW, Roanoke, VA 24016540-345-1184
- Total Action for Progress in Roanoke VAHUD-approved housing counselor · 302 2nd St SW, Roanoke, VA 24011540-777-4673
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Virginia cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/va/roanoke/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).