City directory · Virginia
CDFI lenders in Charlottesville, VA
4 Treasury-certified CDFIs are headquartered in Charlottesville, Virginia: 4 loan funds. Loan details confirmed from their own websites for 4. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 4
- Verified
- 4
- In Virginia
- 22
Headquarters is not the same as service area: lenders elsewhere in Virginia may also lend in Charlottesville. See all 22 CDFIs in Virginia.
Loan types confirmed on these lenders' websites
- Small-business loans (2 lenders)
- Microloans (1 lender)
- Agriculture / farm loans (1 lender)
- Home mortgages (1 lender)
- Home repair / improvement loans (1 lender)
- Affordable housing development loans (1 lender)
- Community Investment CollaborativeLoan fund · Charlottesville, VAMicroloans, Small-business loansVerified
- Foodshed CapitalLoan fund · Charlottesville, VAAgriculture / farm loans, Small-business loansVerified
- Piedmont Housing AllianceLoan fund · Charlottesville, VAHome mortgagesVerified
- Virginia Affordable Housing Loan FundLoan fund · Charlottesville, VAHome repair / improvement loans, Affordable housing development loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Central Virginia SBDC ~ CharlottesvilleSmall Business Development Center · 300 Preston Ave, #206, Charlottesville, VA 22902434-295-8198
- Central Virginia SCORESCORE mentoring · 300 Preston Ave Suite 206, Charlottesville, VA 22903434-295-6712
Housing counseling
- Greater Charlottesville Habitat for HumanityHUD-approved housing counselor · 967 2nd St SE, Charlottesville, VA 22902043-429-3906
- Operation Hope - Charlottsville VAHUD-approved housing counselor · 401 E. Market Street, STE 15, Charlottesville, VA 22902434-218-0770
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Virginia cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/va/charlottesville/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).