City directory · Virginia
CDFI lenders in Richmond, VA
6 Treasury-certified CDFIs are headquartered in Richmond, Virginia: 4 loan funds · 1 credit union · 1 bank or thrift. Loan details confirmed from their own websites for 6. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 6
- Verified
- 6
- In Virginia
- 22
Headquarters is not the same as service area: lenders elsewhere in Virginia may also lend in Richmond. See all 22 CDFIs in Virginia.
Loan types confirmed on these lenders' websites
- Small-business loans (3 lenders)
- Energy / solar / efficiency loans (3 lenders)
- Affordable housing development loans (3 lenders)
- Auto / vehicle loans (2 lenders)
- Equipment loans (1 lender)
- Home repair / improvement loans (1 lender)
- Home mortgages (1 lender)
- Personal / consumer loans (1 lender)
- Bridging Virginia IncLoan fund · Richmond, VASmall-business loansVerified
- Locus Bank, Inc.Bank or thrift · Richmond, VAEnergy / solar / efficiency loans, Affordable housing development loans, Small-business loansVerified
- Locus Impact FundLoan fund · Richmond, VAEnergy / solar / efficiency loans, Affordable housing development loans, Small-business loansVerified
- Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loansVerified
- RVA Financial Federal Credit UnionCredit union · Richmond, VAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Virginia Community Development Fund, Inc., TheLoan fund · Richmond, VACommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Women's Business Center of Central VirginiaWomen's Business Center · 1500 N. Lombardy Street, Richmond, VA 23220919-225-8339
- SBA Richmond officeSBA district office · 400 N. 8th St., Suite 1150, Richmond, VA 23219804-771-2400
- Capital Region SBDCSmall Business Development Center · 7814 Carousel Ln, Suite 100, Richmond, VA 23294804-510-1615 · about 8 miles from the centre of City of Richmond
- Richmond SCORESCORE mentoring · PO Box 2515, Midlothian, VA 23113800-634-0245 · about 10 miles from the centre of City of Richmond
Housing counseling
- Housing Opportunities Made Equal of Virginia, IncorporatedHUD-approved housing counselor · 626 E Broad St Ste 400, Richmond, VA 23219804-354-0641
- Southside Community Development and HousingHUD-approved housing counselor · 1624 Hull St, Richmond, VA 23224804-231-4449
- Virginia Housing (VHDA)HUD-approved housing counselor · 601 S. Belvidere Street, Richmond, VA 23220804-343-5534
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Virginia cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/va/richmond/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).