At a glance
From its website, read 2 Nov 2026Mobility Credit Acceptance LLC is a loan fund based in Richmond, Virginia. Its website describes auto loans, equipment loans and home repair loans. Where it lends: Nationwide, through a network of dealers and manufacturers.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (804) 918-9600 source |
|---|---|
| info@mobilitytrust.com source | |
| Website | www.mobilitytrust.com/mobility-credit-acceptance |
| Office (official list) | 1108 East Main St Suite 200, Richmond, VA 23219 |
What their website says about applying
Contact the Mobility Trust Finance Department to get started.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 24 Jun 2026 |
| RSSD ID | — (none listed) |
| Address | 1108 East Main St Suite 200, Richmond, VA 23219 Directions (Google Maps) |
| Website | www.mobilitytrust.com/mobility-credit-acceptance |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan amounts and terms are not stated on the pages; the lender directs borrowers to its Finance Department for current rates and terms. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | Mobility Trust's financial services bring life-changing vehicles to the people who need them. | source |
| Equipment loans | — | Mobility Credit Acceptance is a national lender that originates and services loans to purchase assistive technology products. | source |
| Home repair / improvement loans | — | Learn how to finance accessibility equipment, home modifications, and accessible vehicles while maintaining affordable monthly payments. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Nationwide, through a network of dealers and manufacturers
Our financial products are offered nationwide through a network of dealers and manufacturers of assistive technology products.
source
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (6)
- https://www.mobilitytrust.com/mobility-credit-acceptance
- https://www.mobilitytrust.com/mobility-credit-acceptance?anchor=TechnicalAssistance
- https://www.mobilitytrust.com/mobility-credit-acceptance?anchor=AboutMCA
- https://www.mobilitytrust.com/loan-counseling
- https://www.mobilitytrust.com/wav?anchor=WAVFinancing
- https://www.mobilitytrust.com/mobility-credit-acceptance?anchor=customerportal
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your auto loans and home repair loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your equipment loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$125,000 in 1 award from the U.S. Treasury's CDFI Fund, 2022 (CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Richmond and Virginia
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- Locus Impact FundLoan fund · Richmond, VAEnergy / solar / efficiency loans, Affordable housing development loans, Small-business loansVerified
- RVA Financial Federal Credit UnionCredit union · Richmond, VAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Virginia Community Development Fund, Inc., TheLoan fund · Richmond, VACommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loansVerified
Work at Mobility Credit Acceptance LLC? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.