At a glance
From its website, read 2 Nov 2026Rocky Mountain Community Reinvestment Corporation is a loan fund based in Salt Lake City, Utah. Its website describes affordable housing development loans. Where it lends: Across the United States, financing affordable housing nationwide.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.rmcrc.org |
|---|---|
| Office (official list) | 64 East Winchester Street Suite 330, Salt Lake City, UT 84107 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Commercial real estate loans | Term: up to 40 yr | Up to 40-year amortization Up to 16-year maturity Up to 34-month forward commitment Competitive rates based on Treasury | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Dec 2019 |
| RSSD ID | — (none listed) |
| Address | 64 East Winchester Street Suite 330, Salt Lake City, UT 84107 Directions (Google Maps) |
| Website | www.rmcrc.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. The pages do not state loan amounts or terms beyond amortization and maturity. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | RMCRC specializes in providing permanent financing for multifamily rental properties that serve low-to-moderate income households. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Across the United States, financing affordable housing nationwide
RMCRC is the preferred lender for financing affordable housing across the United States.
source
Borrower focus
- Low- and moderate-income / underserved
community facilities that serve low to moderate income individuals, families, and underserved communities throughout the Nation.
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://rmcrc.org/
- https://rmcrc.org/lending/
- https://rmcrc.org/columbus-state-community-college-and-woda-cooper-celebrate-groundbreaking-for-166-new-affordable-homes/
- https://rmcrc.org/my-calendar/
- https://rmcrc.org/financing-through-the-fog-how-lihtc-developers-are-closing-deals-in-2025s-capital-crunch/
- https://rmcrc.org/headline-nostra-inimperdiet-curae/
- https://rmcrc.org/the-economic-case-for-affordable-housing-investments/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your affordable housing development loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $409.4M |
|---|---|
| Total liabilities | $397.1M |
| Net assets | $12.3M |
| Total revenue | $16.9M |
| Notes and loans receivable, net (Part X line 7) | $406.2M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 87-0620659, filed as “ROCKY MOUNTAIN COMMUNITY REINVESTMENT CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $241.2M | $10.8M | $12M | $239.5M |
| Dec 2022 (990) | $316.9M | $11.6M | $14.3M | $315M |
| Dec 2023 (990) | $409.4M | $12.3M | $16.9M | $406.2M |
Total assets grew 70% from Dec 2021 to Dec 2023; notes and loans receivable rose 70%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $409.4M | Larger than 98% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 98% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Salt Lake City and Utah
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