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State directory · DC

CDFI lenders in District of Columbia

59 certified CDFIs lend in District of Columbia, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 20 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
59
Headquartered here
20
Verified from lender sites
49

Who lends in District of Columbia

59 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 20 certified CDFIs are headquartered in District of Columbia (CDFI Fund list, 21 Oct 2026); 1 of them appears in the first groups because their website names an area here.

By loan type

Lenders that name an area in District of Columbia or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Lend throughout District of Columbia (1)

Their website's service area covers all of District of Columbia (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name District of Columbia or a region of it in their service area (2)

Their website names District of Columbia or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in District of Columbia, no service area stated here (19)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in District of Columbia. The pages we read name no county, town, region or statewide area in District of Columbia, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Say they lend nationwide (37)

Their website says they lend across the United States and does not exclude District of Columbia. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 37 lenders that say they lend nationwide

More loan types in District of Columbia

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Small Business Loans (5)

Microloans (2)

SBA Loans (2)

Commercial Real Estate Loans (3)

Equipment Loans (1)

Personal Loans (3)

Auto Loans (3)

Credit-Builder Loans (3)

Small-Dollar Emergency Loans (1)

Farm and Agriculture Loans (1)

Affordable Housing Development Loans (6)

Nonprofit Facility Loans (1)

Energy and Solar Loans (3)

CDFI Fund awards

18 of the 20 certified CDFIs headquartered in District of Columbia have received CDFI Fund awards, $182.1 million in total; the largest: National Housing Trust Community Development Fund ($28.8 million), Housing Assistance Council ($27.3 million), Opportunity Finance Network ($26.7 million). All CDFI Fund award recipients based in District of Columbia, certified today or not: $213.6 million in 205 awards, 1996–2025. Separately, Treasury's ECIP invested $922,000 in 1 certified CDFI based here.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.

Free help in District of Columbia

Free or low-cost advice before you apply: 1 Small Business Development Center office; 1 SCORE chapter; 1 Women's Business Center; 19 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

Largest nonprofit loan funds based in District of Columbia

IRS Form 990 data
Loan fundTotal assetsLoans receivableFY ends
National Housing Trust Community Development Fund$71.7M$54.9MDec 2023
NCRC Community Development Fund, Inc$67.3M$48.7MDec 2023
Partners for the Common Good, Inc.$66.5M$48.4MDec 2023
Housing Assistance Council$66.2M—Sep 2023
Latino Economic Development Corporation of Washington, D.C. DBA is: Latino Economic Development Center$25.2M$8.6MSep 2023
Institute for Community Economics$23.4M$8.5MDec 2023
Washington Area Community Investment Fund$14.3M$3.6MDec 2023
Life Asset, Inc.$9.4M—Dec 2023

10 certified loan funds headquartered in District of Columbia are matched to a Form 990 or 990-EZ; median total assets $24.3M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

SBA loans by CDFIs in District of Columbia

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 18 SBA approvals (18 7(a) loans) for borrowers in District of Columbia in fiscal years 2020–2026, from 6 CDFIs. The 7(a) loans total $17M approved.

Most SBA approvals here: Industrial Bank (9), City First Bank, N.A. (4).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in District of Columbia (FY2022)

CDFI Fund data, released Dec 2024

361 loans and investments totaling $172.4M (median $9,567) were reported to the CDFI Fund for borrowers and projects in District of Columbia in fiscal year 2022, by 39 reporting CDFIs.

Purpose (CDFI Fund category)CountTotalMedian
Non-real estate microenterprise190$949,472$2,500
Non-real estate business36$7.5M$100,000
Real estate: multifamily housing rehabilitation28$51.5M$417,385
Real estate: multifamily housing construction23$72.2M$2M
Home purchase21$8.6M$326,000
None of the listed purposes20$13.7M$42,750
Other purposes43$17.9M

Of 44 individual borrowers whose income was reported, 55% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 4,449 consumer loans in District of Columbia totaling $17M (Consumer Loan Report, tract totals, so no median); they counted 38% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 1 District of Columbia county has at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
District of Columbia361$172.4M

Loans and investments reported in other years: FY2018 131 · FY2019 153 · FY2020 229 · FY2021 1,798.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in District of Columbia, by city

CDFI Fund list, 21 Oct 2026

20 certified CDFIs: 15 loan funds · 2 credit unions · 2 banks or thrifts · 1 bank holding company. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/dc/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).