At a glance
From its website, read 2 Nov 2026Baba's Cooking School LLC dba EatsPlace is a loan fund based in Washington, District of Columbia. Its website describes farm loans, equity investment and small-business loans. Stated loan amounts run from $500 to $100,000. The business loan rate it states is 6%. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| info@eatsplace.com source | |
| Apply online | Page with the application link |
| Website | www.eatsplace.com |
| Office (official list) | 3607 Georgia Ave NW, Washington, DC 20010 |
What their website says about applying
please complete an intake form
sourceLast two years of signed personal tax returns of applicant, complete with all schedules
sourceBusiness financial statements (2 years plus year-to-date)
sourceNonrefundable application fee: $25
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Small-business loans | Rate: 6% | Interest Rate: 6% per annum | source |
| Small-business loans | Term: 6 mo–5 yr | 6 months to 5 year Term | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 18 May 2020 |
| RSSD ID | — (none listed) |
| Address | 3607 Georgia Ave NW, Washington, DC 20010 Directions (Google Maps) |
| Website | www.eatsplace.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Service area for loans is not stated; the Washington DC address is only a headquarters location. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Agriculture / farm loans | — | EatsPlace Farm Loan is designed to allow farmers, particularly urban farmers to fund their farming activities. | source |
| Equity / venture investment | — | EatsPlace provides venture equity investments. | source |
| Small-business loans | $500 – $10,000 | Loan Amount Range: $500 to $10,000 | source |
Loan sizes
Loan Amount Range: $500 to $10,000
sourceLoan Amount Range: $5,000 to $100,000
sourceCredit Amount: $1,000 to $10,000
source
Range used for the size filter: $500 to $100,000
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$875,000 in 5 awards from the U.S. Treasury's CDFI Fund, 2017–2024 (CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Technical Assistance | $300,000 |
| 2022 | CDFI Program, Technical Assistance | $125,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2020 | CDFI Program, Technical Assistance | $125,000 |
| 2017 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $100,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 18% of these 184. |
| Business loan rate its website stated (2 Nov 2026) | 6.00% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 1 pts below prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 18% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
Same loan type, nearby, lower stated rate
Certified CDFIs whose head office is within 50 miles of this one and whose own website states a starting rate at least 0.5 points lower for the same loan type. Consumer loans count only where both lenders state an APR. A starting rate is not an offer: ask each lender what you would pay, and check that it lends where you are (credit unions also require membership).
- Small-business loans (this lender states from 6.00%): Neighborhood Impact Investment Fund, Inc. from 5.00% (36 mi, read 2 Nov 2026)
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Prime rate: FRED DPRIME. Stated rates: each lender's own website, read on the date shown.
Other certified CDFIs in Washington and District of Columbia
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- City First Bank, N.A.Bank or thrift · Washington, DCCommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- City First Enterprises IncBank holding company · Washington, DCCommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Affordable housing development loans…Verified
- City First Homes Inc.Loan fund · Washington, DCOfficial list only
- DC Federal Credit UnionCredit union · Washington, DCAuto / vehicle loans, Personal / consumer loansVerified
- DEVELOPING AFFORDABLE STARTER HOMES FUND, LLCLoan fund · Washington, DCOfficial list only
- Housing Assistance CouncilLoan fund · Washington, DCAffordable housing development loansVerified
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