At a glance
From its website, read 2 Nov 2026National Housing Trust Community Development Fund is a loan fund based in Washington, District of Columbia. Its website describes energy-efficiency loans and affordable housing development loans. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.nhtinc.org |
| Office (official list) | 1101 Connecticut Ave NW, Suite 700, Washington, DC 20036 |
What their website says about applying
If your project is still in conceptual stages and you are looking to learn more about how you might be able to work with the pilot initiative, please summarize your main questions/needs here.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 1101 Connecticut Ave NW, Suite 700, Washington, DC 20036 Directions (Google Maps) |
| Website | www.nhtinc.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan pages name products but state no amounts; the pages are for National Housing Trust, which lends through its affiliates NHTCDF and ICE. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Energy / solar / efficiency loans | — | Loans offered to multi-family property owners to improve operations through property improvements that reduce energy and water consumption. | source |
| Affordable housing development loans | — | Loans for affordable housing developers looking to complete an acquisition for an asset but lack liquid capital. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. apply online
source
Pages read (7)
- https://nationalhousingtrust.org/
- https://nationalhousingtrust.org/our-work/lending/amazon-homeownership-initiative-pilot
- https://nationalhousingtrust.org/amazon-homeownership-initiative-pilot-loan-inquiries
- https://nationalhousingtrust.org/our-work/lending
- https://nationalhousingtrust.org/our-work/lending/earnest-money-deposit-loans
- https://nationalhousingtrust.org/dc-hga-housing-program
- https://nationalhousingtrust.org/our-work/lending/loan-inquiry
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your energy-efficiency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your affordable housing development loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$28.8 million in 17 awards from the U.S. Treasury's CDFI Fund, 2002–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,350,000 |
| 2022 | CDFI Equitable Recovery Program | $2,478,839 |
| 2022 | CDFI Program, Financial Assistance | $740,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Capital Magnet Fund | $6,000,000 |
| 2020 | Capital Magnet Fund | $3,900,000 |
| 2019 | CDFI Program, Financial Assistance | $714,000 |
| 2018 | Capital Magnet Fund | $2,524,000 |
| 2017 | CDFI Program, Financial Assistance | $1,096,905 |
| 2015 | CDFI Program, Financial Assistance | $1,500,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2012 | CDFI Program, Financial Assistance | $1,453,806 |
| 2011 | CDFI Program, Financial Assistance | $1,500,000 |
| 2007 | CDFI Program, Financial Assistance | $478,569 |
| 2006 | CDFI Program, Financial Assistance | $500,000 |
| 2005 | CDFI Program, Financial Assistance | $348,323 |
| 2002 | CDFI Program, Financial Assistance | $1,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $71.7M |
|---|---|
| Total liabilities | $44.2M |
| Net assets | $27.5M |
| Total revenue | $9.2M |
| Notes and loans receivable, net (Part X line 7) | $54.9M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 31-1539762, filed as “NATIONAL HOUSING TRUST COMMUNITY DEVELOPMENT FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $49.7M | $19.8M | $6.5M | $34M |
| Dec 2022 (990) | $62.9M | $22M | $5M | $47.9M |
| Dec 2023 (990) | $71.7M | $27.5M | $9.2M | $54.9M |
Total assets grew 44% from Dec 2021 to Dec 2023; notes and loans receivable rose 62%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $71.7M | Larger than 100% of the 9 other certified loan funds and venture funds in District of Columbia with a matched Form 990 (median $23.4M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in District of Columbia | 9 | larger than 100% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Washington and District of Columbia
- Baba's Cooking School LLC dba EatsPlaceLoan fund · Washington, DCAgriculture / farm loans, Equity / venture investment, Small-business loansVerified
- Building Hope FinanceLoan fund · Washington, DCOfficial list only
- CBA FundLoan fund · Washington, DCOfficial list only
- City First Bank, N.A.Bank or thrift · Washington, DCCommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- City First Enterprises IncBank holding company · Washington, DCCommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Affordable housing development loans…Verified
- City First Homes Inc.Loan fund · Washington, DCOfficial list only
- DC Federal Credit UnionCredit union · Washington, DCAuto / vehicle loans, Personal / consumer loansVerified
- DEVELOPING AFFORDABLE STARTER HOMES FUND, LLCLoan fund · Washington, DCOfficial list only
Work at National Housing Trust Community Development Fund? Link to this page
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