City directory · District of Columbia
CDFI lenders in Washington, DC
20 Treasury-certified CDFIs are headquartered in Washington, District of Columbia: 15 loan funds · 2 credit unions · 2 banks or thrifts · 1 bank holding company. Loan details confirmed from their own websites for 10. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 20
- Verified
- 10
- In District of Columbia
- 20
Headquarters is not the same as service area: lenders elsewhere in District of Columbia may also lend in Washington. See all 20 CDFIs in District of Columbia.
Loan types confirmed on these lenders' websites
- Affordable housing development loans (6 lenders)
- Small-business loans (4 lenders)
- Commercial real estate loans (3 lenders)
- Energy / solar / efficiency loans (3 lenders)
- SBA-backed loans (7(a)/504/Community Advantage) (2 lenders)
- Agriculture / farm loans (1 lender)
- Equity / venture investment (1 lender)
- Equipment loans (1 lender)
- Baba's Cooking School LLC dba EatsPlaceLoan fund · Washington, DCAgriculture / farm loans, Equity / venture investment, Small-business loansVerified
- City First Bank, N.A.Bank or thrift · Washington, DCCommercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- City First Enterprises IncBank holding company · Washington, DCCommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Affordable housing development loans…Verified
- DC Federal Credit UnionCredit union · Washington, DCAuto / vehicle loans, Personal / consumer loansVerified
- Housing Assistance CouncilLoan fund · Washington, DCAffordable housing development loansVerified
- Industrial BankBank or thrift · Washington, DCSBA-backed loans (7(a)/504/Community Advantage)Verified
- Latino Economic Development Corporation of Washington, D.C. DBA is: Latino Economic Development CenterLoan fund · Washington, DCCredit-builder loans, Microloans, Small-business loansVerified
- National Housing Trust Community Development FundLoan fund · Washington, DCEnergy / solar / efficiency loans, Affordable housing development loansVerified
- Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Resident Ownership Capital, LLC dba ROC USA CapitalLoan fund · Washington, DCAffordable housing development loansVerified
- Building Hope FinanceLoan fund · Washington, DCOfficial list only
- CBA FundLoan fund · Washington, DCOfficial list only
- City First Homes Inc.Loan fund · Washington, DCOfficial list only
- DEVELOPING AFFORDABLE STARTER HOMES FUND, LLCLoan fund · Washington, DCOfficial list only
- Institute for Community EconomicsLoan fund · Washington, DCOfficial list only
- Life Asset, Inc.Loan fund · Washington, DCOfficial list only
- NCRC Community Development Fund, IncLoan fund · Washington, DCOfficial list only
- O.A.S. Staff Federal Credit UnionCredit union · Washington, DCOfficial list only
- Opportunity Finance NetworkLoan fund · Washington, DCOfficial list only
- Washington Area Community Investment FundLoan fund · Washington, DCOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Washington, D.C. Small Business Development Center ~ Howard University School of BusinessSmall Business Development Center · 2600 6th Street, N. W., Room 128, Washington, DC 20059202-806-1550
- Washington DC SCORESCORE mentoring · Washington, DC 20024800-634-0245
- SBA Capital Region Women’s Business CenterWomen's Business Center · 2012 Rhode Island Avenue NE, Washington DC, DC 20018202-529-5505
Housing counseling
- Carecen-Central American Resource CenterHUD-approved housing counselor · 1460 Columbia Rd NW, Washington, DC 20009202-328-9799
- Centro de Apoyo Familiar (CAF)-DCHUD-approved housing counselor · 3115 S Dakota Ave NE, Washington, DC 20018301-328-3292
- Greater Washington Urban LeagueHUD-approved housing counselor · 2901 14th St NW, Washington, DC 20009202-265-8200
- Housing Counseling Services, Incorporated (HSC,Inc.)HUD-approved housing counselor · 2410 17th St NW Ste 100, Washington, DC 20009202-667-7006
- Latino Economic Development CorporationHUD-approved housing counselor · 1401 Columbia Road NW Unit C-1, Washington, DC 20009202-540-7401
- Lydia's HouseHUD-approved housing counselor · 4101 Martin Luther King Jr Ave SW, Washington, DC 20032202-373-1050
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Source: CDFI Atlas, cdfiatlas.com/states/dc/washington/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).