At a glance
From its website, read 2 Nov 2026Navajo community Development Financial Institution Inc Non Profit is a loan fund based in Window Rock, Arizona. Its website describes small-business loans. Stated loan amounts run from $5,000 to $100,000. Where it lends: Navajo Nation.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Toll-free | (800) 889-6940 source |
|---|---|
| info@navajocdfi.com source | |
| Website | www.navajocdfi.com |
| Office (official list) | PO Box 4919, Window Rock, AZ 86515 |
What their website says about applying
You can apply today by downloading and completing our online application.
sourceBegin the process by filling out the form, and we will be in touch to discuss your options.
sourcedownload and complete our application today to get started.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Collateral flexible or not always required
The loans provided by NCDFI do not require collateral or assets in order to be secured.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | Yes |
| Date certified (as listed) | 17 Jul 2020 |
| RSSD ID | — (none listed) |
| Address | PO Box 4919, Window Rock, AZ 86515 |
| Website | www.navajocdfi.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Home page lists both $5000 to $100,000 and a $500-$1M 'Loans Available' figure; only the $5000 to $100,000 range is used, and application forms are downloadable PDFs. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-business loans | $5,000 – $100,000 | $5000 to $100,000 | source |
Service area
Navajo Nation
We provide capital for individuals, businesses and communities across the Navajo Nation.
source
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What interest rate and fees should I expect on your small-business loans?
Their website does not state a rate for this. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$975,000 in 1 award from the U.S. Treasury's CDFI Fund, 2022 (Native American CDFI Assistance (NACA), Financial Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2022 | Native American CDFI Assistance (NACA), Financial Assistance | $975,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Checked 3 Nov 2026The IRS lists this organisation under EIN 85-1996743 (“NAVAJO COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION INC NON PROF”), but the IRS financial extracts of returns processed in 2022–2024 hold no Form 990 or 990-EZ with balance-sheet figures for it (checked 3 Nov 2026). Small organisations may file the 990-N postcard, which carries no financial figures, and a recent filing can still be in processing. Its filings on ProPublica Nonprofit Explorer
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $100,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 18% of these 184. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 18% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology.
Other certified CDFIs in Window Rock and Arizona
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- Growth Partners ArizonaLoan fund · Tucson, AZNonprofit / community facility loans, Small-business loansVerified
- Hopi Credit AssociationLoan fund · Keams Canyon, AZ · Native CDFIHome repair / improvement loans, Microloans, Personal / consumer loans, Small-business loansVerified
- MariSol Federal Credit UnionCredit union · Phoenix, AZAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
Work at Navajo community Development Financial Institution Inc Non Profit? Link to this page
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