Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 15 Jul 2026 |
| RSSD ID | — (none listed) |
| Address | 100 West 10th St. Suite 300, Wilmington, DE 19801 Directions (Google Maps) |
| Website | www.trueaccescapital.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe could not read the website listed for this lender on 3 Nov 2026, so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.trueaccescapital.org or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$6.6 million in 9 awards from the U.S. Treasury's CDFI Fund, 1998–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $800,000 |
| 2022 | CDFI Equitable Recovery Program | $1,393,702 |
| 2021 | CDFI Rapid Response Program | $1,500,000 |
| 2020 | CDFI Program, Financial Assistance | $657,000 |
| 2019 | CDFI Program, Financial Assistance | $714,000 |
| 2013 | CDFI Program, Financial Assistance | $847,000 |
| 2004 | CDFI Program, Technical Assistance | $47,000 |
| 2000 | CDFI Program, Technical Assistance | $28,000 |
| 1998 | CDFI Program, Financial Assistance | $645,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $24.4M |
|---|---|
| Total liabilities | $13.7M |
| Net assets | $10.7M |
| Total revenue | $3.8M |
| Notes and loans receivable, net (Part X line 7) | $13.5M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 51-0345258, filed as “TRUE ACCESS CAPITAL CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $20.2M | $10.7M | $8.3M | $10M |
| Dec 2022 (990) | $22.1M | $10.3M | $3.1M | $13.4M |
| Dec 2023 (990) | $24.4M | $10.7M | $3.8M | $13.5M |
Total assets grew 21% from Dec 2021 to Dec 2023; notes and loans receivable rose 34%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $24.4M | Larger than 61% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 61% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 15 SBA-backed approvals for True Access Capital Corporation in fiscal years 2020–2026 (October 2019 to September 2026):
- 7 7(a) loans as the lender: $1.3M in total (gross amount approved), median $186,000
- 8 504 loans as the Certified Development Company (CDC): $10.1M in total (CDC (SBA-backed) portion approved), median $898,500
By fiscal year: FY2020 2 · FY2021 5 · FY2022 2 · FY2023 2 · FY2024 1 · FY2025 2 · FY2026 1.
By program
- 504 loans (as the Certified Development Company) (8, 53%)
- 7(a) Community Advantage (6, 40%)
- 7(a) standard (1, 7%)
Borrower industries
NAICS sector, 3 or more loans.
- Retail trade (3)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
- Sussex County, DE (7)
- New Castle County, DE (6)
How this lender was matched in the SBA files: SBA CDC ID 0485906: same name, state and city (SBA lists “True Access Capital Corporation”); SBA lender ID 0441864: same name, state and city (SBA lists “True Access Capital Corporation”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. True Access Capital Corporation may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Wilmington and Delaware
- Stepping Stones Community Federal Credit UnionCredit union · Wilmington, DEOfficial list only
- Dover Federal Credit UnionCredit union · Dover, DEAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- NeighborGood Partners, Inc.Loan fund · Dover, DEAffordable housing development loans, Nonprofit / community facility loansVerified
Work at True Access Capital Corporation? Link to this page
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