At a glance
From its website, read 2 Nov 2026Community Housing Fund is a loan fund based in Beaverton, Oregon. Its website describes affordable housing development loans and nonprofit facility loans. Stated loan amounts run up to $1M. Where it lends: Washington County, Oregon; other counties case-by-case.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | thechf.org |
|---|---|
| Office (official list) | 3700 SW Murray Blvd. #2012, Beaverton, OR 97005 |
What their website says about applying
Borrower must be able to document regulation.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate stated, not as an APR: see their wording | Secured loans start at 4.5% simple interest (calculated on a 365/365 basis) | source |
| Loans (general) | Term: see their wording | Terms from 12 to 36 months are available and must generally to coincide with timing of take-out source (e.g., construction loan close). | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Income limit applies
Target at least 51% of units to households with incomes at or below 80% Area Median Income.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 25 Oct 2013 |
| RSSD ID | — (none listed) |
| Address | 3700 SW Murray Blvd. #2012, Beaverton, OR 97005 Directions (Google Maps) |
| Website | thechf.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 5 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loan applications are offered as PDF and Word downloads rather than an online form. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | CHF provides funds for predevelopment costs associated with the building or rehab of multi-family and single-family rental or for-sale affordable housing. | source |
| Nonprofit / community facility loans | — | Affordable multifamily housing, affordable single-family homeownership, and community facilities. | source |
Loan sizes
Loan amounts are capped at $1,000,000 (exceptions considered on a case-by-case basis)
sourceLoans amounts are capped at $500,000 (exceptions considered on a case-by-case basis).
source
Range used for the size filter: not stated to $1M
Service area
Washington County, Oregon; other counties case-by-case
Projects must be located in Washington County, Oregon. Projects in other counties may be considered on a case-by-case basis.
source
Counties this matches: Washington County, OR
Borrower focus
- Nonprofits
501c(3) non-profit entities (including partnerships and corporations), quasi-public entities (such as housing authorities), public entities (such as local jurisdictions), and for-profit entities.
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Is there a minimum loan amount?
Their website gives a maximum ($1M) but no minimum. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$404,552 in 2 awards from the U.S. Treasury's CDFI Fund, 2014–2018 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2018 | CDFI Program, Financial Assistance | $300,000 |
| 2014 | CDFI Program, Technical Assistance | $104,552 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $5.6M |
|---|---|
| Total liabilities | $87,681 |
| Net assets | $5.5M |
| Total revenue | $445,211 |
| Notes and loans receivable, net (Part X line 7) | $1.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 27-0049012, filed as “COMMUNITY HOUSING FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Jun 2022 (990) | $5.7M | $5.4M | $513,713 | $1.5M |
| Jun 2023 (990) | $5.6M | $5.5M | $445,211 | $1.1M |
Total assets fell 2% from Jun 2022 to Jun 2023; notes and loans receivable fell 29%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $1M | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 72% of these 184. |
| Total assets, latest IRS Form 990 | $5.6M | Larger than 17% of the 6 other certified loan funds and venture funds in Oregon with a matched Form 990 (median $14.9M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 72% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in Oregon | 6 | larger than 17% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Beaverton and Oregon
- Central Willamette Credit UnionCredit union · Albany, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
- Community LendingWorksLoan fund · Springfield, ORAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loans…Verified
- Community and Shelter Assistance CorporationLoan fund · Sherwood, ORAffordable housing development loansVerified
- Consolidated Federal Credit UnionCredit union · Portland, ORAuto / vehicle loans, Home mortgages, Small-business loansVerified
- Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loansVerified
- Cutting Edge Federal Credit UnionCredit union · Milwaukie, ORCredit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans, Home mortgages…Verified
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