At a glance
From its website, read 2 Nov 2026Portland Housing Center is a loan fund based in Portland, Oregon. Its website describes home mortgages. Where it lends: Statewide in Oregon.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Phone | (503) 208-2348 source |
|---|---|
| Website | www.portlandhousingcenter.org |
| Office (official list) | 3233 NE Sandy Blvd, Portland, OR 97232 |
What their website says about applying
We’ll need two months of recent paystubs, bank or financial statements for all of your current accounts, your Federal Tax Returns from the past two years, and your W2s.
sourceWhen you’re ready, reach out to us to get started with our loan officers.
sourceReach out to us to schedule a lending appointment to get started.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 3233 NE Sandy Blvd, Portland, OR 97232 Directions (Google Maps) |
| Website | www.portlandhousingcenter.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The pages name mortgage loan types but state no loan amounts, and no online application link for borrowers was found. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Home mortgages | — | We’ll walk you through a range of low, fixed-interest loan options for first-time and repeat homebuyers alike. These can include conventional, FHA, VA, and USDA loans. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Statewide in Oregon
No, we offer our lending services to everyone throughout the state of Oregon.
source
Statewide: Oregon
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://arrivehomeownership.org/
- https://arrivehomeownership.org/lending-resources/mortgage-readiness
- https://arrivehomeownership.org/lending
- https://arrivehomeownership.org/borrow
- https://arrivehomeownership.org/payments
- https://arrivehomeownership.org/lending-resources/cdfi
- https://arrivehomeownership.org/lending-resources/refinancing
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5.1 million in 6 awards from the U.S. Treasury's CDFI Fund, 2001–2021 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $1,000,000 |
| 2019 | CDFI Program, Financial Assistance | $500,000 |
| 2018 | CDFI Program, Financial Assistance | $700,000 |
| 2017 | CDFI Program, Financial Assistance | $686,500 |
| 2010 | CDFI Program, Financial Assistance | $750,000 |
| 2001 | CDFI Program, Financial Assistance | $1,482,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $19M |
|---|---|
| Total liabilities | $3.1M |
| Net assets | $15.9M |
| Total revenue | $3.4M |
| Notes and loans receivable, net (Part X line 7) | $11.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 93-1111589, filed as “PORTLAND HOUSING CENTER”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Jun 2022 (990) | $17M | $15M | $4.5M | $10.6M |
| Jun 2023 (990) | $19M | $15.9M | $3.4M | $11.1M |
Total assets grew 12% from Jun 2022 to Jun 2023; notes and loans receivable rose 5%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $19M | Larger than 67% of the 6 other certified loan funds and venture funds in Oregon with a matched Form 990 (median $9.3M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Oregon | 6 | larger than 67% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Portland and Oregon
- Consolidated Federal Credit UnionCredit union · Portland, ORAuto / vehicle loans, Home mortgages, Small-business loansVerified
- Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loansVerified
- Habitat for Humanity of Oregon , Inc.Loan fund · Portland, OROfficial list only
- HDC Community Fund LLCLoan fund · Portland, ORAffordable housing development loans, Nonprofit / community facility loansVerified
- Ironworkers USA Federal Credit UnionCredit union · Portland, OROfficial list only
- Network for Oregon Affordable HousingLoan fund · Portland, OROfficial list only
- Point West Credit UnionCredit union · Portland, ORAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
Work at Portland Housing Center? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.